Financials
- Financial year
- 2025
- Total assets
- €997,978
- Profit
- €32,731
- Solvency
- -5.5%
Total assets▼ 13.7%
Net result
20192025
Financieel en Verzekeringsadvies Varsenare
ActiveSummary
Financieel en Verzekeringsadvies Varsenare is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€55,170) and a net result of €32,731. Equity is growing by about 16% per year across the filed financial years. Its solvency ranks better than 5% of 6,568 sector peers (NACE 64, financial year 2025). The company has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Other financial services
NACE 64999Agents and brokers in banking services NACE 66191
1 site
Size
€997,978total assets 2025
- Staff
- 0.3 FTE
- Equity
- -€55,170
- Profit
- €32,731
Turnover not published (abbreviated format)
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
- Parent
- RAMMANT CONSULTING · 100%
- RAMMANT CONSULTINGDirector · permanent representative Rammant Jan
Accounts 2 days early1 of 4 deeds read
Signalsraises riskWeak solvency vs sectorneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
Two signals.
raises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 6568 sector peers (2025).
NBB · sector comparisonPosition among 6568 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-04-2025 was due by 30-11-2025 and was filed on 28-11-2025, 2 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
2 days early
2024
2 days early
2023
6 days early
2022
22 days early
2021
1 day early
2020
on the day
2019
2 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 4 days before the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-04-2026 is due by 30-11-2026. Nothing is late today. The company usually files around 28 November (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
30-04-2026 year end11-10-2026 today30-11-2026 deadline
- Resignation: RAMMANT CONSULTING (non-statutory manager)Appointment: RAMMANT CONSULTING (non-statutory director)…
- Annual accounts filedfinancial year 2025 · abbreviated…
- Back to profitnet €32,731
Key points
- Risk: Negative equityfinancial year 2025: debts exceed assets -€55,170 View
- Caution: Among the weakest 5% on solvencysector median 51.0% · 6,568 companies -5.5% View
- Controlled by RAMMANT CONSULTING 100% View
- Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View
- New directorlatest change 21-04-2026 · 1 in office 1 joined View
By topic
Board & ownership
- Board
- 1 member
- Parent
- RAMMANT CONSULTING · 100%
- RAMMANT CONSULTINGDirector
Timeline
- Events
- 13
- Since
- 2019
- Next accounts
- by 30-11-2026
- 28-11-2024Annual accounts filed
- 24-11-2023Annual accounts filed
- 30-04-2023Highest result from 2019 to 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other financial servicesNACE 64999
- Founded
- 27-12-2016
- Year ends
- 30-04
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 27
- Who signs
- Each director alone
Go further with this company
How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What changed in the latest annual accounts?What changed Is the workforce growing, and do people stay?Employer check
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