Checked.be
Active
BE 0802.302.242Private limited company
Fvoo
Rue des Ecoles(CER) 22 ·4632 Soumagne, Belgium· 3 yrs active
Sector: Wholesale trade
(46422)
Conclusion
The computed 12-month bankruptcy probability of Fvoo is 7.1% (elevated). The 2025 annual accounts show negative equity (€-79k) and a net result of €-85k. Its solvency ranks better than 10% of 842 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Key figures
| Equity | €-79k |
| Net result | €-85k |
| Staff (FTE) | 4 |
| Better than sector | 10% |
Snowflake analysis
54
/ 100
Mixed profile: strong on profitability, weaker on health.
Health
7
Profitability
100
Solvency
37
Growth
32
Stability
94
Bankruptcy probability (12 mo)
7.1%
Elevated
0%0,5%1,5%4%10%≥25%
Young company
+Multiple establishment units
+Annual accounts: weaker financial profile
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Risk Assessment
0 / 100
Low riskTrust signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags
No administrative flags
Health barometer
7
/ 100
Critical
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See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview
Annual accounts filed on 30-01-2026 with the NBB · fiscal year 2025 · micro
Sector comparison
Fiscal year 2025 · NACE 46, Wholesale trade · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -49.3% | 35.0% | |
| Net result | €-85k | €10k | |
| Equity | €-79k | €40k | |
| Gross operating margin | €40k | €31k | |
| Staff costs | €99k | €33k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€-72k
-
far below sector median
€-85k
-
far below sector median
€-79k
-
far below sector median
€160k
-44.7%
-67% vs sector
€-79k
-
far below sector median
€-82k
-
far below sector median
4
-
far above sector median
€99k
+187.3%
+241% vs sector
€145
-
-100% vs sector
€239k
-15.8%
-38% vs sector
€233k
+12.1%
-36% vs sector
€6k
-92.1%
-79% vs sector
0.65
-51.0%
-26% vs sector
0.21
-59.0%
-44% vs sector
-49.3%
-
far below sector median
-3.03
-
far below sector median
107.4%
+616.2%
+230% vs sector
-53.0%
-
far below sector median
-10.22
-
far below sector median
Figures by fiscal year
| Fiscal year | 2025 |
|---|---|
| Revenue | - |
| EBITDA | €-72k |
| Net profit | €-85k |
| Cash flow | €-79k |
| Staff costs | €99k |
| Income taxes | - |
| Dividends | - |
| Total assets | €160k |
| Equity | €-79k |
| Debt | €239k |
| of which ≤ 1y | €233k |
| of which > 1y | €6k |
| Working capital | €-82k |
| Employees (FTE) | 4.0 |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 0.65 |
| Quick ratio | 0.21 |
| Working capital ratio | -51.3% |
| Solvency | -49.3% |
| Debt / equity | -3.03 |
| Long-term debt ratio | -0.08 |
| Interest coverage | -10.22 |
| Gross margin | - |
| Net margin | - |
| ROA | -53.0% |
| ROE | 107.4% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €160k |
| Fixed assets | 21/28 | €9k |
| Tangible fixed assets | 22/27 | €9k |
| Current assets | 29/58 | €151k |
| Stocks & contracts in progress | 3 | €101k |
| Amounts receivable within one year | 40/41 | €29k |
| Cash & bank | 54/58 | €21k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €160k |
| Equity | 10/15 | €-79k |
| Contributions / capital | 10/11 | €5k |
| Accumulated profits (losses) | 14 | €-84k |
| Amounts payable | 17/49 | €239k |
| Amounts payable after one year | 17 | €6k |
| Amounts payable within one year | 42/48 | €233k |
| Trade debts payable within one year | 44 | €117k |
| Income statement | ||
| Gross operating margin | 9900 | €40k |
| Operating result | 9901 | €-78k |
| Financial income | 75 | €2 |
| Financial charges | 65 | €7k |
| Result before taxes | 9903 | €-85k |
| Net result for the period | 9904 | €-85k |
| Result to be appropriated | 9905 | €-85k |
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Ratios computed by Checked.
Legal Structure
| NACE primary | Wholesale trade(46422) |
| Legal form | Private limited company(610) |
| Incorporation | 01-06-2023 |
| Status | Active |
| Postal code | 4632 |
Establishment units
Eros Fléron
since 20232.346.107.425
Eros Oreye
since 20232.346.107.722
Eros Verviers
since 20232.346.108.019
Eros Herstal
since 20232.346.108.217
Eros Liège
since 20242.353.787.845
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Wallonia
5
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64056B0779/00B000 | Wallonia | 5,746 m² | 1 · 563 m² | 9.6 m · 2 fl. |
| 62109B0491/00H000 | Wallonia | 1,404 m² | 1 · 634 m² | 8.3 m · 2 fl. |
| 62038A0414/00N000 | Wallonia | 717 m² | 1 · 75 m² | 10.1 m · 3 fl. |
| 62021D0106/00R000 | Wallonia | 689 m² | 1 · 165 m² | - |
| 62063A0968/00F000 | Wallonia | 196 m² | 1 · 105 m² | 19.4 m · 6 fl. |
Methodology
via registered seat: 1 · via establishment units: 4
5 of 5 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2026
30-01-2026
NBB filing
Annual accounts filed
2024
30-12-2024
NBB filing
Annual accounts filed
Credit advice
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Company registry (CBE)
Activities
Groothandel in onderkleding46422Groothandel in onderkleding46422Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires in gespecialiseerde winkels (algemeen assortiment)47716Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires (algemeen assortiment)47716Groothandel in kleding, met uitzondering van werk- en onderkleding46423Groothandel in kleding, met uitzondering van werk- en onderkleding46423Overige niet-gespecialiseerde detailhandel47120Detailhandel in onderkleding, lingerie en strand- en badkleding in gespecialiseerde winkels47714Detailhandel in onderkleding, lingerie en strand- en badkleding47714Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires in gespecialiseerde winkels (algemeen assortiment)47716Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires (algemeen assortiment)47716Detailhandel via postorderbedrijven of via internet47910
Primary activity highlighted.
Names & trade names
| Legal nameFR | Fvoo |
Registered office
Rue des Ecoles(CER) 22 bus E
4632 Soumagne, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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