FVD Services
ActiveSummary
FVD Services has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €357k and a net result of €99k. Equity is growing by ~20.5% per year across the filed fiscal years. Its solvency ranks better than 88% of 2566 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability97▲+4
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 6.28 against 4.39 in 2024; short-term debt: 14.5% and cash: 57.3% of total assets), and 18% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82%
Return on assets
22.7%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
35 d early
2023
33 d early
2022
31 d late
2021
97 d early
2020
13 d late
2019
35 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€357k▲ 19.0%
2024 · €300k
Total assets
€435k▲ 9.4%
2024 · €398k
Net result
€99k▲ 27.7%
2024 · €77k
Working capital
€334k▲ 26.1%
2024 · €265k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€78k▲ 85.4%€57k▼ 26.0%€88k▲ 53.5%€112k▲ 27.4%€144k▲ 28.0%
Net result€54k▲ 87.5%€40k▼ 26.0%€62k▲ 55.2%€77k▲ 24.6%€99k▲ 27.7%
Equity€189k▲ 21.6%€201k▲ 6.0%€242k▲ 20.9%€300k▲ 23.6%€357k▲ 19.0%
Total assets€297k▲ 7.7%€282k▼ 4.8%€343k▲ 21.6%€398k▲ 15.9%€435k▲ 9.4%
Debt€107k▼ 10.4%€82k▼ 23.9%€101k▲ 23.4%€98k▼ 2.7%€78k▼ 20.2%
Working capital€144k▲ 46.5%€174k▲ 20.8%€238k▲ 37.0%€265k▲ 10.9%€334k▲ 26.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 28% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €435k
Fixed assets
€38k ▼ 31.0%
Current assets
€397k ▲ 15.9%
Equity and liabilities €435k
Equity
€357k ▲ 19.0%
Debt
€78k ▼ 20.2%
Debt's share of the balance-sheet total falls from 24.6% to 18.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€162k▲
2024 · €128k
Cash flow
€117k▲
2024 · €93k
Current ratio
6.28▲
2024 · 4.39
Quick ratio
5.94▲
2024 · 4.19
Debt to equity
0.22▼
2024 · 0.33
ROE
27.6%▲
2024 · 25.8%
ROA
22.7%▲
2024 · 19.4%
Interest coverage
68.08▼
2024 · 79.21
Debt ≤ 1 year
€63k▼
2024 · €78k
Debt > 1 year
€13k▼
2024 · €18k
Income taxes
€44k▲
2024 · €34k
Staff costs
€11k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | - | €11k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €28k | €29k | €23k | €16k | €19k | ▲ 20.1% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €754 | €5k | ▲ 534% |
| Other operating charges640/8 | €268 | €2k | €1k | €2k | €858 | ▼ 63.0% |
| Gross operating margin9900 | €106k | €88k | €113k | €131k | €179k | ▲ 36.6% |
| Operating profit (loss)9901 | €78k | €57k | €88k | €112k | €144k | ▲ 28.0% |
| Financial income75/76B | €383 | €2k | €405 | €406 | €1k | ▲ 211% |
| Recurring financial income75 | €383 | €2k | €405 | €406 | €1k | ▲ 211% |
| Financial charges65/66B | €1k | €1k | €571 | €2k | €2k | ▲ 47.9% |
| Recurring financial charges65 | €1k | €1k | €571 | €2k | €2k | ▲ 47.9% |
| Profit (loss) for the period before taxes9903 | €77k | €58k | €88k | €111k | €143k | ▲ 28.4% |
| Income taxes67/77 | €23k | €18k | €26k | €34k | €44k | ▲ 30.0% |
| Profit (loss) for the period9904 | €54k | €40k | €62k | €77k | €99k | ▲ 27.7% |
| Profit (loss) for the period to be appropriated9905 | €54k | €40k | €62k | €77k | €99k | ▲ 27.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €297k | €282k | €343k | €398k | €435k | ▲ 9.4% |
| Fixed assets21/28 | €85k | €57k | €40k | €55k | €38k | ▼ 31.0% |
| Tangible fixed assets22/27 | €85k | €57k | €40k | €55k | €38k | ▼ 31.1% |
| Land and buildings22 | €30k | €23k | €18k | €13k | €5k | ▼ 59.2% |
| Plant, machinery and equipment23 | €3k | €2k | €2k | €1k | €350 | ▼ 66.0% |
| Furniture and vehicles24 | €52k | €32k | €20k | €41k | €32k | ▼ 21.6% |
| Financial fixed assets28 | €50 | €50 | €50 | €50 | €50 | = |
| Current assets29/58 | €211k | €225k | €303k | €343k | €397k | ▲ 15.9% |
| Amounts receivable after more than one year29 | - | €8k | €8k | €8k | - | - |
| Other amounts receivable291 | - | €8k | €8k | €8k | - | - |
| Stocks and contracts in progress3 | €11k | €7k | €8k | €16k | €21k | ▲ 34.7% |
| Stocks30/36 | €11k | €7k | €8k | €16k | €21k | ▲ 34.7% |
| Amounts receivable within one year40/41 | €71k | €70k | €111k | €112k | €119k | ▲ 6.0% |
| Trade receivables40 | €68k | €70k | €99k | €111k | €118k | ▲ 5.6% |
| Other amounts receivable41 | €3k | €218 | €12k | €804 | €1k | ▲ 57.3% |
| Current investments50/53 | - | - | - | €175k | - | - |
| Cash at bank and in hand54/58 | €119k | €135k | €149k | €27k | €249k | ▲ 832% |
| Deferred charges and accrued income490/1 | €10k | €4k | €27k | €5k | €8k | ▲ 54.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €297k | €282k | €343k | €398k | €435k | ▲ 9.4% |
| Equity10/15 | €189k | €201k | €242k | €300k | €357k | ▲ 19.0% |
| Contributions10/11 | €6k | €6k | €1k | €1k | €1k | = |
| Reserves13 | €182k | €194k | €241k | €299k | €356k | ▲ 19.1% |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Distributable reserves133 | €180k | €192k | €241k | €299k | €356k | ▲ 19.1% |
| Profit (loss) carried forward14 | €694 | - | - | - | - | - |
| Amounts payable17/49 | €107k | €82k | €101k | €98k | €78k | ▼ 20.2% |
| Amounts payable after more than one year17 | €21k | €12k | €6k | €18k | €13k | ▼ 27.8% |
| Financial debts170/4 | €21k | €12k | €6k | €18k | €13k | ▼ 27.8% |
| Amounts payable within one year42/48 | €67k | €51k | €65k | €78k | €63k | ▼ 19.0% |
| Current portion of amounts payable after more than one year42 | €20k | €10k | €6k | €5k | €5k | ▲ 2.2% |
| Trade debts44 | €21k | €10k | €13k | €30k | €21k | ▼ 29.5% |
| Suppliers440/4 | €21k | €10k | €13k | €30k | €21k | ▼ 29.5% |
| Taxes, remuneration and social security45 | €16k | €28k | €32k | €38k | €26k | ▼ 32.7% |
| Taxes450/3 | €16k | €28k | €32k | €38k | €22k | ▼ 41.7% |
| Remuneration and social security454/9 | €320 | €480 | €640 | - | €3k | - |
| Other amounts payable47/48 | €10k | €2k | €13k | €5k | €11k | ▲ 131% |
| Accrued charges and deferred income492/3 | €19k | €19k | €31k | €2k | €2k | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €54k | €40k | €62k | €77k | €99k | ▲ 27.7% |
| + Depreciation and write-downs630 | €28k | €29k | €23k | €16k | €19k | ▲ 20.1% |
| Operating cash flow (approximation) | €82k | €68k | €85k | €93k | €117k | ▲ 26.4% |
| Investment in fixed assets (approximation) | - | €-749 | €-6k | €-30k | €-2k | ▲ 94.7% |
| Change in cash | - | €17k | €14k | €-123k | €222k | ▲ 281% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €99k ▲27.7%
Operating result €144k, net result €99k, both a record.
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Equity above €200kEq €201k ▲6%
5 profitable years in a row build equity to €201k.
25-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
13-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 13 days late
2020
31-12
Financial
Equity above €150kEq €156k ▲21.2%
3 profitable years in a row build equity to €156k.
04-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 35 days late
2019
31-12
Financial
Equity above €100kEq €128k ▲34.7%
2 profitable years in a row build equity to €128k.
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
10-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2011
Ground area
742 m²
Building footprint
130 m²
Volume, LiDAR
661 m³
Parcel 46384C1141/00L000, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Yvonne Waegemansstraat 8, 9160 Lokeren
since 20112.196.484.826
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46384C1141/00L000 | Flanders | 742 m² | 1 · 130 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
894500S07NVC3E8NZQ25
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Of 862 companies in sector 95100 we hold annual accounts for 264. 172 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-02-2011
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
95100Repair and maintenance of computers and communication equipment
46500Wholesale of information and communication equipment
47400Retail sale of information and communication equipment
Scores and ratios are computed by Checked and are not a credit decision.