FV Consultancy
ActiveFV Consultancy has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €261k and a net result of €118k. Its solvency ranks better than 76% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
93
/ 100
Excellent▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52
Stability82
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days only on tighter terms
Liquidity ample (current ratio 4.94 against 5.91 in 2024), and 20.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.8%
Return on assets
35.9%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
7 d early
2024
6 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€261k▲ 81.9%
2024 · €144k
2024: €144k
2024 → 2025
Total assets
€327k▲ 89.3%
2024 · €173k
2024: €173k
2024 → 2025
Net result
€118k▼ 15.1%
2024 · €139k
2024: €139k
2024 → 2025
Working capital
€260k▲ 81.0%
2024 · €144k
2024: €144k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€144k-€261k▲ 81.9%
Operating result€197k-€173k▼ 12.2%
Net result€139k-€118k▼ 15.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 12% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €327k
Fixed assets
€1k
Current assets
€326k
Equity and liabilities €327k
Equity
€261k▲ 81.9%
Debt
€66k▲ 126%
The debt ratio rises from 16.9% to 20.2%: debt grows faster than equity.
Key figures and ratios
EBITDA
€173k
Cash flow
€118k
Solvency
79.8%▼
2024 · 83.1%
Current ratio
4.94▼
2024 · 5.91
Quick ratio
4.94▼
2024 · 5.91
Debt / equity
0.25▲
2024 · 0.20
ROE
45.0%▼
2024 · 96.5%
ROA
35.9%▼
2024 · 80.2%
Interest coverage
2469.49
Debt
€66k▲
2024 · €29k
Debt ≤ 1 year
€66k▲
2024 · €29k
Income taxes
€55k▼
2024 · €58k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€173k€327k▲
Fixed assets21/28-€1k
Tangible fixed assets22/27-€1k
Plant, machinery and equipment23-€1k
Current assets29/58€173k€326k▲
Amounts receivable within one year40/41€100k€804▼
Trade receivables40€100k-
Other amounts receivable41€478€804▲
Current investments50/53-€200k
Cash at bank and in hand54/58€72k€125k▲
Equity and liabilities
Total equity and liabilities10/49€173k€327k▲
Equity10/15€144k€261k▲
Contributions10/11€5k€5k=
Reserves13€139k€256k▲
Distributable reserves133€139k€256k▲
Amounts payable17/49€29k€66k▲
Amounts payable within one year42/48€29k€66k▲
Financial debts43-€8k
Credit institutions430/8-€8k
Trade debts44€1k-
Suppliers440/4€1k-
Taxes, remuneration and social security45€28k€58k▲
Taxes450/3€28k€58k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€219
Other operating charges640/8€118€120▲
Gross operating margin9900€197k€173k▼
Operating profit (loss)9901€197k€173k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€8€70▲
Recurring financial charges65€8€70▲
Profit (loss) for the period before taxes9903€197k€173k▼
Income taxes67/77€58k€55k▼
Profit (loss) for the period9904€139k€118k▼
Profit (loss) for the period to be appropriated9905€139k€118k▼
Appropriation of the result
Profit (loss) to be appropriated9906€139k€118k▼
Transfer to equity691/2€139k€118k▼
To other reserves6921€139k€118k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €200kEq €261k ▲81.9%
2 profitable years in a row build equity to €261k.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Isabella Brantstraat 222018 AntwerpenGround area
177 m²
Building footprint
99 m²
Volume, LiDAR
1,356 m³
Parcel 11810K1533/00W003, Flanders · tallest building 18.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
FV Consultancy
since 20232.353.549.602
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11810K1533/00W003 | Flanders | 177 m² | 1 · 99 m² | 18.1 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 38,637 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-11-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:vanhove.promedsim@gmail.com