CANTELMOLINE
ActiveCANTELMOLINE has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €261k and a net result of €99k. Equity is growing by ~29.4% per year across the filed fiscal years. Its solvency ranks better than 37% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▼-11
Solvency65▼-35
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 2.08 against 4.41 in 2024; short-term debt: 26.1% and cash: 23% of total assets), but 60.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.6%
Return on assets
15%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
14 d early
2024
45 d early
2023
54 d early
2022
38 d early
2021
67 d early
2020
121 d early
2019
105 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€261k▼ 0.2%
2024 · €262k
2018: €50k
2019: €86k
2020: €130k
2021: €99k
2022: €96k
2023: €225k
2024: €262k
2018 → 2025
Total assets
€660k▲ 96.8%
2024 · €336k
2018: €122k
2019: €165k
2020: €181k
2021: €192k
2022: €161k
2023: €392k
2024: €336k
2018 → 2025
Net result
€99k▲ 23.3%
2024 · €81k
2018: €43k
2019: €37k
2020: €32k
2021: €12k
2022: €-3k
2023: €129k
2024: €81k
2018 → 2025
Working capital
€186k▼ 23.5%
2024 · €243k
2018: €38k
2019: €76k
2020: €109k
2021: €65k
2022: €62k
2023: €191k
2024: €243k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€99k-€96k▼ 3.1%€225k▲ 135%€262k▲ 16.6%€261k▼ 0.2%
Operating result€19k-€-97€169k€100k▼ 40.7%€120k▲ 20.5%
Net result€12k-€-3k€129k€81k▼ 37.6%€99k▲ 23.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 20% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €660k
Fixed assets
€302k▲ 1,351%
Current assets
€359k▲ 14.0%
Equity and liabilities €660k
Equity
€261k▼ 0.2%
Debt
€399k▲ 441%
The debt ratio rises from 22.0% to 60.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€178k▲
2024 · €118k
Cash flow
€157k▲
2024 · €99k
Solvency
39.6%▼
2024 · 78.0%
Current ratio
2.08▼
2024 · 4.41
Quick ratio
2.08▼
2024 · 4.41
Debt / equity
1.53▲
2024 · 0.28
ROE
38.0%▲
2024 · 30.8%
ROA
15.0%▼
2024 · 24.0%
Interest coverage
28.14▼
2024 · 44.16
Debt
€399k▲
2024 · €74k
Debt ≤ 1 year
€173k▲
2024 · €71k
Debt > 1 year
€220k▲
2024 · €0
Income taxes
€31k▲
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€336k€660k▲
Fixed assets21/28€21k€302k▲
Tangible fixed assets22/27€21k€302k▲
Land and buildings22-€298k
Furniture and vehicles24€21k€4k▼
Current assets29/58€315k€359k▲
Amounts receivable after more than one year29€150k€171k▲
Other amounts receivable291€150k€171k▲
Amounts receivable within one year40/41€22k€31k▲
Trade receivables40€21k€19k▼
Other amounts receivable41€2k€12k▲
Cash at bank and in hand54/58€137k€152k▲
Deferred charges and accrued income490/1€5k€5k▲
Equity and liabilities
Total equity and liabilities10/49€336k€660k▲
Equity10/15€262k€261k▼
Contributions10/11€19k€19k=
Reserves13€243k€243k▼
Distributable reserves133€243k€243k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€74k€399k▲
Amounts payable after more than one year17€0€220k▲
Financial debts170/4€0€220k▲
Amounts payable within one year42/48€71k€173k▲
Current portion of amounts payable after more than one year42€5k€13k▲
Financial debts43€15€0▼
Credit institutions430/8€15€0▼
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€17k€36k▲
Taxes450/3€14k€34k▲
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€49k€123k▲
Accrued charges and deferred income492/3€2k€6k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€58k▲
Other operating charges640/8€1k€3k▲
Gross operating margin9900€119k€182k▲
Operating profit (loss)9901€100k€120k▲
Financial income75/76B€9k€16k▲
Recurring financial income75€9k€16k▲
Financial charges65/66B€3k€6k▲
Recurring financial charges65€3k€6k▲
Profit (loss) for the period before taxes9903€106k€130k▲
Income taxes67/77€25k€31k▲
Profit (loss) for the period9904€81k€99k▲
Profit (loss) for the period to be appropriated9905€81k€99k▲
Appropriation of the result
Profit (loss) to be appropriated9906€81k€99k▲
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€43k€100k▲
Transfer to equity691/2€81k€99k▲
To other reserves6921€81k€99k▲
Profit to be distributed694/7€43k€100k▲
Return on contributions (dividend)694€43k€100k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 4.41
Current ratio from 2.18 to 4.41; short-term debt falls from €162k to €71k.
07-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €129k
Net result €129k after one loss-making year.
31-12
Financial
Equity above €200kEq €225k ▲135%
Equity rises from €96k to €225k.
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-3k ▼126%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
25-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €130k ▲50.8%
3 profitable years in a row build equity to €130k.
17-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
19-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Logenhoek 228301 Knokke-HeistGround area
662 m²
Building footprint
163 m²
Volume, LiDAR
882 m³
Parcel 31337C0037/00K000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CANTELMOLINE
since 20172.265.702.442
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31337C0037/00K000 | Flanders | 662 m² | 1 · 163 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 172 EUR awarded · 172 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 172 EUR | 172 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 38,768 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-06-2017
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.