Futurimmo Concept

Active

Private limited companyfounded 20251 yr activeAvenue Général Michel 1, 6000 Charleroi, BelgiumKBO/BCE: BE 1023.372.566

The computed 12-month bankruptcy probability of Futurimmo Concept is 1.6% (moderate). The 2025 annual accounts show equity of €21k and a net result of €19k. Its solvency ranks better than 33% of 7321 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

78 / 100

Excellent

The score combines four axes. Every signal that weighs is under Signals.

Axes

Profitability100

Solvency43

Growth-

Stability67

Bankruptcy probability, 12 months

1.6% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €2k at 30 days acceptable

Liquidity tight (current ratio 1.07), and 72.8% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 41

Relative position

BE, all sectors

reference

Sector 41

higher

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

27.2%

Return on assets

24.4%

Age of the figures

8 mo

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

31 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€21k

Total assets

€77k

Net result

€19k

Working capital

€4k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €77k

22.9%

77.1%

Fixed assets €18k

Current assets €60k

Equity and liabilities €77k

27.2%

72.8%

Equity €21k

Debt €56k

Debt finances 72.8% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€25k

Cash flow

€20k

Solvency

27.2%

Current ratio

1.07

Quick ratio

1.07

Debt / equity

2.68

ROE

89.7%

ROA

24.4%

Interest coverage

604.47

Debt

€56k

Debt ≤ 1 year

€56k

Income taxes

€5k

Staff costs

€16k

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€77k

Fixed assets21/28€18k

Intangible fixed assets21€14k

Tangible fixed assets22/27€3k

Furniture and vehicles24€3k

Current assets29/58€60k

Amounts receivable within one year40/41€57k

Trade receivables40€49k

Other amounts receivable41€8k

Cash at bank and in hand54/58€3k

Equity and liabilities

Total equity and liabilities10/49€77k

Equity10/15€21k

Contributions10/11€3k

Profit (loss) carried forward14€18k

Amounts payable17/49€56k

Amounts payable within one year42/48€56k

Trade debts44€23k

Suppliers440/4€23k

Taxes, remuneration and social security45€17k

Taxes450/3€6k

Remuneration and social security454/9€11k

Other amounts payable47/48€16k

Accrued charges and deferred income492/3€410

Income statement Code2025

Remuneration, social security and pensions62€16k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k

Gross operating margin9900€41k

Operating profit (loss)9901€24k

Financial income75/76B€2

Recurring financial income75€2

Financial charges65/66B€42

Recurring financial charges65€42

Profit (loss) for the period before taxes9903€24k

Income taxes67/77€5k

Profit (loss) for the period9904€19k

Profit (loss) for the period to be appropriated9905€19k

Appropriation of the result

Profit (loss) to be appropriated9906€19k

Profit to be distributed694/7€833

Return on contributions (dividend)694€833

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2026

31-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 31 days late

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Charleroi · 1 establishment unit since 2025

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Avenue Général Michel 16000 Charleroi

Ground area

2,193 m²

Building footprint

1,807 m²

Volume, LiDAR

27,736 m³

Parcel 52011B0239/00F177, Wallonia · tallest building 20.5 m, ±5 floors. Linked by address, not a title deed.

1 establishment unit

Futurimmo Concept

Avenue Général Michel 1, 6000 CharleroiGeneral construction of residential buildings

since 20252.374.683.724

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
52011B0239/00F177	Wallonia	2,193 m²	1 · 1,807 m²	20.5 m · 5 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,551 companies in sector 41001 we hold annual accounts for 15,874. 11,518 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded15-05-2025

Fiscal year end31-12

Abbreviation FR F.I.C.

Activities, NACEBEL

41001General construction of residential buildings

41002Construction of residential and non-residential buildings

41003General construction of other non-residential buildings

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.