FUTURIA
ActiveSummary
FUTURIA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The latest annual accounts of FUTURIA were filed more than 90 days after the deadline. The 2018 annual accounts show equity of €478,733 and a net result of €10,031. The company has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
- Equity
- €478,733
- Profit
- €10,031
- Holdings
- 1
- Gaétan TIMMERMANDirector
Signalsraises risk2018 accounts filed 194 days lateShow the evidence
Checked score
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
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Signals
This company filed its 2018 accounts 194 days after the deadline; the sector median (NACE 66) for financial year 2018 is 1 day before the deadline, and 46% of those companies filed late.
Searched, nothing found (1)
- Capital & shares · Resignations &…Appointments: J.-B. RONSE DE CRAENE…
- RestructuringAppointment: J.-B. RONSE DE CRAENE…
- Registered office · Capital & shares…Capital · Registered-office move ·…
Financials · financial year 2018, micro format
2018 annual accounts filed late (194 days) Filed on 10 February 2020, deadline 31 July 2019 (7 months after the close on 31 December 2018, Companies Code art. 3:10). Source: NBB, 2020-04800088.
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
| Line | 2018 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €77,753 |
| Gross operating margin9900 | €458,020 |
| Operating profit (loss)9901 | €109,251 |
| Recurring financial income75 | €18,652 |
| Recurring financial charges65 | €17,034 |
| Profit (loss) for the period before taxes9903 | €110,868 |
| Income taxes67/77 | €100,837 |
| Profit (loss) for the period9904 | €10,031 |
| Profit (loss) for the period to be appropriated9905 | €10,031 |
| Line | 2018 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €1.7m | |
| Fixed assets21/28 | €0.8m | |
| Intangible fixed assets21 | €0.3m | |
| Tangible fixed assets22/27 | €0.5m | |
| Financial fixed assets28 | €0.003m | |
| Current assets29/58 | €0.9m | |
| Amounts receivable within one year40/41 | €0.4m | |
| Cash at bank and in hand54/58 | €0.5m | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €1.7m | |
| Equity10/15 | €0.5m | |
| Contributions10/11 | €0.001m | |
| Reserves13 | €0.4m | |
| Profit (loss) carried forward14 | €0.1m | |
| Provisions and deferred taxes16 | €0.04m | |
| Amounts payable17/49 | €1.2m | |
| Amounts payable after more than one year17 | €0.4m | |
| Amounts payable within one year42/48 | €0.5m | |
| Trade debts44 | €0.3m | |
| Line | 2018 |
|---|---|
| Profit (loss) for the period9904 | €10,031 |
| + Depreciation and write-downs630 | €77,753 |
| Operating cash flow (approximation) | €87,784 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2018 | micro format | 10-02-2020 | 2020-04800088 |
Similar companies · same sector, comparable size
Subsidies and aid
Flemish government
2023 · 1 entry · €3,715 awarded · €3,715 paidPublic contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Not every act has been read: a resignation may still be missing
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| Gaétan TIMMERMAN |
|
Owners and capital
Owners
Owners 0
No owner stated in the accounts, acts or LEI register we read.
Stated earlier (1)
An older source named these owners; newer accounts no longer list them.
-
share not stated
Sources: the companies' annual accounts, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.
Capital and shareholders
- All-inSurance & Finance (BE 0423.908.311) 20 shares
- Gaétan TIMMERMAN 79 shares
- Stille vennoot 1 share
- Gaétan TIMMERMAN 79 shares
- Stille vennoot 1 share
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 25-09-2025 Capital stated in the deed · 100 shares
- 11-06-2024 Converted to unavailable equity · €990
Group and network
Holdings and subsidiaries
1 holdingHoldings 1
-
share not stated
Sources: the companies' annual accounts, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
Acquisitions and mergers
1 transactionHistory
Acts, filings and financial milestones
25-09
Gazette deed
Capital & shares · Resignations & appointments · RestructuringAppointments: J.-B. RONSE DE CRAENE & CO (statutory auditor) and Gaétan TIMMERMAN (director) · Auditor report · Declaration73 facts ▸
- General meeting, 27-08-2025
- Auditor report, 26-08-2025 (3 times)
- Other provision, 26-08-2025
- Declaration, “waiver of split reports, instemming van alle vennoten of aandeelhouders en houders van andere stemrechtverienende effecten” (deed in Dutch)
- Demerger, “partiele splitsing, verzekeringsactiviteiten” (deed in Dutch)
- Share issue, “op naam, volgestort” (deed in Dutch)
- Declaration, “geen bijzondere rechten, geen vennoten met bijzondere rechten, geen houders van andere effecten dan aandelen” (deed in Dutch)
- Declaration, “geen bijzondere voordelen, geen bijzondere voordelen toegekend aan leden van bestuursorganen” (deed in Dutch)
- Shareholding, “datum van de partiële splitsing, volgestort” (deed in Dutch)
- Power of attorney (3 times)
- Capital (2 times)
- Amendment of the articles, “onbekend” (deed in Dutch)
- +61 further facts in this act
24-07
Gazette deed
RestructuringAppointment: J.-B. RONSE DE CRAENE & CO (company auditor) · Share issue · Accounting effect21 facts ▸
- Share issue, “aandelen op naam, C” (deed in Dutch)
- Other provision, “boekhoudkundig en directe belastingen voor rekening Verkrijgende Vennootschap, winstdeelname uitgereikte aandelen” (deed in Dutch)
- Accounting effect, 01-07-2025
- Other provision, “laatste jaarrekening”, 31-12-2024 (deed in Dutch)
- Other provision, “geen tussentijdse cijfers, geen tussentijdse cijfers opmaken” (deed in Dutch)
- Other provision, “tussentijdse cijfers voor boekhoudkundige verwerking”, 30-06-2025 (deed in Dutch)
- Other provision, “rechten bijzondere rechten en andere effecten” (deed in Dutch)
- Other provision, “geen revisoraal controleverslag splitsing, algemene vergaderingen betrokken vennootschappen stemmen unaniem in met niet van toepassing zijn” (deed in Dutch)
- Auditor appointment, J.-B. RONSE DE CRAENE & CO (company auditor)
- Other provision, “afstand splitsingsverslag bestuursorgaan, algemene vergaderingen doen unaniem afstand” (deed in Dutch)
- Other provision, “bijzondere voordelen bestuursorganen” (deed in Dutch)
- Demerger, “partiële splitsing door overneming, samenvoegen activiteiten met oog op verdere groei en gezamenlijke uitbating” (deed in Dutch)
- +9 further facts in this act
11-06
Gazette deed
Registered office · Capital & shares · Amendment of the articles · Legal-form change · Resignations & appointmentsCapital · Registered-office move · Capital conversion10 facts ▸
- Capital
- Board meeting, 06-05-2024
- Registered-office move, 9080 Lochristi,Antwerpse Steenweg 43
- General meeting, 29-12-2023
- Amendment of the articles (2 times)
- Other provision, “eenparigheid van stemmen, behoud rechtsvorm Commanditaire Vennootschap (Comm. V.)” (deed in Dutch)
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Other provision, “vormen en meerderheden statutenwijziging, eenparigheid van stemmen” (deed in Dutch)
- Registered office clause, “Vlaams gewest, Antwerpse Steenweg 19,9080 Lochristi” (deed in Dutch)
- Director in office, Gaétan Timmerman (director)
About the unread acts
Of the 7 Belgian Official Gazette deeds we know for this company, 3 have been read. The other 4 have not been read yet: what they contain is neither established nor disproved here.
Register details
No listing in the Peppol Directory under this enterprise or VAT number. That proves nothing: being listed there is voluntary.
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If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 29 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Recognitions · licences · registrations
Legal Entity Identifier
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 44034C0992/00V003 | Flanders | 721 m² | 1 · 300 m² | 12.6 m · 2 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Het optreden als tussenpersoon bij verzekeringen, alle activiteiten van onafhankelijke verzekeringsmakelaar, die optreedt voor meerdere…” (deed in Dutch)deed of 25-09-2025
10 activities (deed in Dutch)
- Het optreden als tussenpersoon bij verzekeringen, alle activiteiten van onafhankelijke verzekeringsmakelaar, die optreedt voor meerdere verzekeringsmaatschappijen, het optreden als tussenpersoon voor alle financiële verrichtingen in de ruimste zin van het woord
- Makelarij en adviesverlening van verzekeringen, verzekeringen voor particulieren en bedrijven, levensverzekeringen, hypotheekleningen, leningen op afbetaling, leasings, overige kredietverstrekking
- Alle handelingen van bemiddelaar inzake kredieten en leasings
- Consultancy met betrekking tot beleggingen en verzekeringen
- Onroerende leasing
- Het verlenen van adviezen, bijstand en diensten van administratieve, technische, juridische en commerciële aard
- Alle financiële, commerciële, industriële, burgerlijke, roerende of onroerende handelingen of verrichtingen doen in rechtstreeks of onrechtstreeks verband met haar voorwerp of welke van die aard zouden zijn dat zij het bereiken ervan geheel of gedeeltelijk vergemakkelijken
- Zij mag onder om het even welke vorm samenwerken of samensmelten (inbreng, fusie, opslorping, samenwerking, financiële tussenkomst, ...) in België of in het buitenland met bestaande of nog op te richten vennootschappen waarvan het voorwerp gelijkaardig of verwant is of van die aard is dat de realisatie van haar eigen voorwerp te bevorderen of te vergemakkelijken. Deze deelneming kan geschieden door inschrijving op of overname van aandelen, inbreng, fusie, opslorping, splitsing of op welke wijze ook
- Zij kan ook functie van bestuurder, directieraadslid of vereffenaar van een andere vennootschap uitoefenen
- Het verstrekken van waarborgen ten gunste van derden
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimiteddeed of 11-06-2024
- Name clauseThe name the company operates under according to its articles.
- FUTURIAdeed of 11-06-2024
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest, bestuurlijke en uitbatingszetels,agentschappen,bijhuizen in België en buitenland door loutere beslissing zaakvoerder” (deed in Dutch)deed of 11-06-2024
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each manager alone
- Board ruleHow the board is made up, meets and takes decisions.
- “Onbepaalde duur, één of meerdere zaakvoerders aangeduid door algemene vergadering” (deed in Dutch)
Capital, shares and profit
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Voorafgaande en unanieme toestemming andere vennoot/vennoten in algemene vergadering voor gehele of gedeeltelijke overdracht onder levenden…” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Fourth Friday of June at 11:00
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- One provision in the deed
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Alle bevoegdheden vereffenaar zoals WVV, ontbinding en vereffening in één akte zonder vereffenaar” (deed in Dutch)