Skip to content
Checked.be
Complete company report
Generated 14-07-2026
Active BE 0808.047.513Limited partnership

FUTURIA

Antwerpse Steenweg 43 ·9080 Lochristi, Belgium· 17 yrs active
Sector: NACE 66220 (66220)
Conclusion Checked

FUTURIA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 17 yrs
Locations 1
Publications 3
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Established
Founded in 2008, 17 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview1 NBB filings
Financials being processed
NBB has 1 filing(s) on record for this company, latest fiscal year 2018 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2018 micro 10-02-2020 2020-04800088
Legal Structure
NACE primary 66220
Legal form Limited partnership(612)
Incorporation27-11-2008
StatusActive
Postal code9080
Establishment units 1 location
FUTURIA
Antwerpse Steenweg 43, 9080 LochristiBeleggingstrusts en -fondsen en vergelijkbare financiële instellingen
since 20082.175.043.074
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44034C0992/00V003 Flanders 721 m² 1 · 300 m² 12.6 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
25-09-2025
State Gazette act Director changes
25094539 · David De Neve · correction
24-07-2025
State Gazette act Miscellaneous
proposal
2024
11-06-2024
State Gazette act Capital & shares
2020
10-02-2020
NBB filing Annual accounts filed
fiscal year 2018 · micro
Belgisch Staatsblad, acts 3 acts
Capital history · 1
11-06-2024
Capital change
All acts · 3 updated 9 months ago
2025
25-09-2025 7 directors appointed Director changes·David De Nevecorrection
  • Gaétan TIMMERMAN, Bestuurder
  • Pascal SLOCK, Bestuurder
  • Gaétan Timmerman, Bestuurder
  • Jean-Benoît RONSE DE CRAENE, Bestuurder
  • Jean-Benoît RONSE DE CRAENE, Bestuurder
  • Wendy Van Achter, Bestuurder
  • Frédéric Martin, Bestuurder
Summary: 25094539Notary: David De Neve · Gent
Technical details 
{
  "events": [
    {
      "kind": "correction",
      "role": null,
      "person": null,
      "reason": null,
      "subkind": "rectification",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Blijkens akte verleden voor het ambt van Meester David De Neve, geassocieerd notaris te Gent de dato 27 augustus 2025 werd de buitengewone algemene vergadering gehouden van de aandeelhouders van de commanditaire vennootschap \u0022FUTURIA\u0022... alwaar volgende agenda werd behandeld:",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Ga\u00E9tan TIMMERMAN",
        "address": "9041 Oostakker, Emilie Schattemanstraat 16",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "confirmation",
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "Achtste agendapunt Benoeming van een bestuurder in de besloten vennootschap \u0022All-inSurance \u0026 Finance\u0022.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Pascal SLOCK",
        "address": "9000 Gent, Zonnestraat 7",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "confirmation",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Voor de Verkrijgende Vennootschap All-In BV Bestuurder Vast vertegenwoordigd door De heer Pascal SLOCK",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "subscriber_suspect",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Ga\u00E9tan TIMMERMAN",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "confirmation",
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "_demoted_from": "director_in",
      "_demote_reason": "no_appointment_marker",
      "effective_date": null,
      "evidence_quote": "VIERDE BESLUIT: De vergadering beslist dat de duizend vijfhonderd drie\u00EBnvijftig (1.553) volgestorte nieuwe aandelen, die door de inbrenggenietende besloten vennootschap \u0022All-inSurance \u0026 Finance\u0022 als vergoeding voor het overgenomen vermogen zullen worden uitgegeven, zullen worden toegekend aan de ven",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "subscriber_suspect",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Sylvie SCHREURS",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "confirmation",
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "_demoted_from": "director_in",
      "_demote_reason": "no_appointment_marker",
      "effective_date": null,
      "evidence_quote": "VIERDE BESLUIT: De vergadering beslist dat de duizend vijfhonderd drie\u00EBnvijftig (1.553) volgestorte nieuwe aandelen, die door de inbrenggenietende besloten vennootschap \u0022All-inSurance \u0026 Finance\u0022 als vergoeding voor het overgenomen vermogen zullen worden uitgegeven, zullen worden toegekend aan de ven",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Ga\u00E9tan Timmerman",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "confirmation",
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "ACHTSTE BESLUIT.- BENOEMING BESTUURDER De vergadering van de besloten vennootschap \u0022All-inSurance \u0026 Finance\u0022 beslist om met ingang van heden als bestuurder van de vennootschap te benoemen voor onbepaalde duur, de heer Ga\u00E9tan Timmerman, voornoemd.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Jean-Beno\u00EEt RONSE DE CRAENE",
        "address": null,
        "birth_date": null,
        "profession": "bedrijfsrevisor",
        "birth_place": null
      },
      "reason": null,
      "subkind": "confirmation",
      "via_org": {
        "kbo": "0472.008.235",
        "name": "J.-B. RONSE DE CRAENE \u0026 CO",
        "address": "9400 Ninove, Rendestede 31",
        "country": "BE",
        "legal_form": "besloten vennootschap"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "c) het verslag van de bestuurder van de inbrenggenietende vennootschap in toepassing van artikel 5:133 van het Wetboek van Vennootschappen en Verenigingen opgesteld op 26 augustus 2025;",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Jean-Beno\u00EEt RONSE DE CRAENE",
        "address": null,
        "birth_date": null,
        "profession": "bedrijfsrevisor",
        "birth_place": null
      },
      "reason": null,
      "subkind": "confirmation",
      "via_org": {
        "kbo": "0472.008.235",
        "name": "J-B RONSE DE CRAENE \u0026 C\u00B0",
        "address": "9400 Ninove, Rendestede 31",
        "country": "BE",
        "legal_form": "besloten vennootschap"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Denderwindeke, 26 augustus 2025. BV J-B RONSE DE CRAENE \u0026 C\u00B0 Vertegenwoordigd door de Heer Jean-B RONSE DE CRAENE Bedrijfsrevisor",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Wendy Van Achter",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "confirmation",
      "via_org": {
        "kbo": "0875.430.542",
        "name": "VGD Accountants en Belastingconsulenten BV",
        "address": "1780 Wemmel, Neerhoflaan 2",
        "country": "BE",
        "legal_form": "besloten vennootschap"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De vergadering van Al verleent bijzondere volmacht aan VGD Accountants en Belastingconsulenten BV, met zetel te 1780 Wemmel, Neerhoflaan 2, ingeschreven in het rechtspersonenregister te Brussel onder het nummer 0875.430.542 en met kantoor te 9090 Merelbeke-Melle, Brusselsesteenweg 94 bus 101, verteg",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Fr\u00E9d\u00E9ric Martin",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "confirmation",
      "via_org": {
        "kbo": "0406.878.277",
        "name": "Moore Belgium BV",
        "address": "1020 Brussel, Esplanade 1 bus 96",
        "country": "BE",
        "legal_form": "besloten vennootschap"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "TIENDE BESLUIT - VOLMACHT FORMALITEITEN De vergadering van FUTURIA verleent bijzondere volmacht aan Moore Belgium BV, met zetel te 1020 Brussel, Esplanade 1 bus 96, ingeschreven in het rechtspersonenregister te Brussel onder het nummer 0406.878.277 en met kantoor te 9000 Gent, Verenigde-Natieslaan 1",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": "David De Neve",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Gent",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2025-09-25",
    "filing_date": "2025-09-17",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "buitengewone_algemene_vergadering",
      "date": "2025-08-27",
      "unanimous": true
    }
  ],
  "is_correction": true,
  "subject_company": {
    "kbo": "0808.047.513",
    "name_full": "FUTURIA",
    "legal_form": "commanditaire vennootschap"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "David De Neve",
    "org_rep_person_name": null,
    "person_role_at_subject": "geassocieerd notaris"
  },
  "co_filed_documents": [
    "25094540"
  ],
  "corrected_publication_numac": "25094539"
}
24-07-2025 Publication in the Belgian Official Gazette, Miscellaneous Miscellaneous
Summary: proposal
Technical details 
{
  "stage": "proposal",
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2025-07-24",
    "filing_date": "2025-07-15",
    "act_kind_objet": "Neerlegging voorstel inzake de met splitsing gelijkgestelde verrichting (partiele splitsing) van FUTURIA CommV door overneming door All-inSurance BV - Volmacht"
  },
  "decision": {
    "body": null,
    "act_date": "2025-07-14",
    "unanimous": null
  },
  "conversion": null,
  "detected_kind": "demerger_partial",
  "report_waiver": {
    "summary": "De algemene vergaderingen van de betrokken vennootschappen zullen unaniem instemmen met het niet van toepassing zijn van het betreffend artikel zodat geen revisoraal controleverslag met betrekking tot de splitsingsverrichting wordt opgemaakt.",
    "articles": [
      "5:121, \u00A71",
      "5:133, \u00A71"
    ]
  },
  "restructuring": {
    "parties": [
      {
        "kbo": "0808.047.513",
        "name": "FUTURIA",
        "role": "demerged",
        "address": "Antwerpse Steenweg 43, 9080 Lochristi",
        "is_foreign": false,
        "legal_form": "CommV",
        "is_new_company": false,
        "jurisdiction_country": "BE"
      },
      {
        "kbo": "0423.908.311",
        "name": "All-inSurance \u0026 Finance",
        "role": "recipient",
        "address": "Lindestraat 2, 9090 Merelbeke-Melle",
        "is_foreign": false,
        "legal_form": "BV",
        "is_new_company": false,
        "jurisdiction_country": "BE"
      }
    ],
    "exchange_ratio": 15.53,
    "legal_articles": [
      "12:8, 1\u00B0",
      "12:59",
      "12:71, \u00A72, 2\u00B0",
      "12:64, \u00A72, 5\u00B0 laatst",
      "12:62",
      "12:65"
    ],
    "is_cross_border": false,
    "is_silent_merger": false,
    "balance_basis_date": "2024-12-31",
    "exchange_ratio_text": "30.750,00/1.979,91 = 15,53",
    "new_shares_issued_n": 1242,
    "real_estate_included": false,
    "patrimony_description": "De verrichting betreft de overname van een deel van het vermogen van de commanditaire vennootschap \u0022FUTURIA\u0022, met zetel te 9080 Lochristi, Antwerpse Steenweg 43, door de besloten vennootschap \u0022All-inSurance \u0026 Finance\u0022, met zetel te 9090 Merelbeke-Melle, Lindestraat 2.",
    "equity_transferred_eur": 81.49,
    "accounting_effective_date": "2025-07-01"
  },
  "subject_company": {
    "kbo": "0808.047.513",
    "name_full": "FUTURIA",
    "legal_form": "Commanditaire vennootschap"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": "0875.430.542",
    "org_name": "VGD Accountants en Belastingconsulenten BV",
    "person_name": null,
    "org_rep_person_name": "Jarne Haerens"
  },
  "summary_narrative": "De bestuursorganen van de commanditaire vennootschap \u0022FUTURIA\u0022 en de besloten vennootschap \u0022All-inSurance \u0026 Finance\u0022 hebben een voorstel voor een parti\u00EBle splitsing opgesteld. Hierbij wordt een deel van het vermogen van FUTURIA, met name de verzekeringsactiviteiten, overgedragen aan All-inSurance \u0026 Finance. De overdracht wordt vergoed met nieuwe aandelen van de verkrijgende vennootschap, waarbij de aandeelhouders van FUTURIA een ruilverhouding van 15,53 aandelen krijgen per aandeel. De boekhoudkundige verwerking van de splitsing is van 1 juli 2025.",
  "co_filed_documents": [
    "splitsingsvoorstel d.d. 14 juli 2025"
  ],
  "detected_real_type": "demerger_proposal",
  "referenced_correction": null,
  "should_reroute_to_category": null
}
2024
11-06-2024 Transaction in capital or shares Capital & shares
Technical details 
{
  "events": [],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-06-11",
    "filing_date": "2024-05-31",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "act_date": "2024-05-31",
    "unanimous": true,
    "under_authorized_capital": false,
    "underlying_resolution_date": "2023-12-29"
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0808.047.513",
    "name_full": "FUTURIA",
    "legal_form": "COMMANDITAIRE VENNOOTSCHAP",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "shareholders_after": [],
  "share_classes_after": []
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Verzekeringsagenten en -makelaars66220Activiteiten van verzekeringsagenten en -makelaars66220
Primary activity highlighted.
Names & trade names
Legal nameNL FUTURIA
Registered office
Antwerpse Steenweg 43
9080 Lochristi, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same NACE
ACLEA VERZEKERINGEN BE 0438.554.618 · Eeklo
SOLVAS RISK BE 0437.928.769 · Lievegem
VANBREDA CORNELIS BE 0425.054.196 · Merelbeke-Melle
A.G.I.M (Advies en gezinsinformatie maatschappij) BE 0438.217.888 · Ronse
ADVIESBURO DEVOLDERE-STEEL BE 0438.896.492 · Gent
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative