FUTUREPROOF
ActiveFUTUREPROOF has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €100k and a net result of €10k. Equity is shrinking by ~14.2% per year across the filed fiscal years. Its solvency ranks better than 88% of 17007 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▼-2
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 11.78; short-term debt: 8.3% and cash: 30.2% of total assets), and 9.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.4%
Return on assets
9.1%
Age of the figures
15 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
192022232425
2019 to 2025 · latest year €100k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-01-2026, 26 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
26 d early
2024
35 d early
2023
44 d early
2022
46 d early
2020
44 d early
2019
42 d early
2018
41 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close20-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€100k▲ 11.2%
2024 · €90k
2019: €197k
2020: €166k
2022: €95k
2023: €80k
2024: €90k
2019 → 2025
Total assets
€110k▲ 20.3%
2024 · €92k
2019: €214k
2020: €174k
2022: €100k
2023: €82k
2024: €92k
2019 → 2025
Net result
€10k▲ 5.1%
2024 · €10k
2019: €7k
2020: €-31k
2022: €-24k
2023: €-15k
2024: €10k
2019 → 2025
Working capital
€99k▲ 13.5%
2024 · €87k
2019: €185k
2020: €166k
2022: €93k
2023: €79k
2024: €87k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202022202320242025Trend
Equity€166k-€95k▼ 42.8%€80k▼ 15.3%€90k▲ 12.0%€100k▲ 11.2%
Operating result€-31k-€-23k▲ 24.3%€-14k▲ 37.7%€10k€10k▼ 0.4%
Net result€-31k-€-24k▲ 23.9%€-15k▲ 38.9%€10k€10k▲ 5.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 0% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €110k
Fixed assets
€3k▼ 38.5%
Current assets
€108k▲ 23.1%
Equity and liabilities €110k
Equity
€100k▲ 11.2%
Debt
€11k▲ 426%
The debt ratio rises from 2.2% to 9.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€12k▼
2024 · €12k
Cash flow
€12k▼
2024 · €12k
Solvency
90.4%▼
2024 · 97.8%
Current ratio
11.78
Quick ratio
11.78
Debt / equity
0.11▲
2024 · 0.02
ROE
10.1%▼
2024 · 10.7%
ROA
9.1%▼
2024 · 10.4%
Interest coverage
261.95▼
2024 · 338.84
Debt
€11k▲
2024 · €2k
Debt ≤ 1 year
€9k▲
2024 · €610
Income taxes
€451▲
2024 · €324
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€92k€110k▲
Fixed assets21/28€4k€3k▼
Tangible fixed assets22/27€4k€3k▼
Land and buildings22€242-
Plant, machinery and equipment23€851€615▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€87k€108k▲
Amounts receivable within one year40/41€15k€17k▲
Trade receivables40€15k€17k▲
Other amounts receivable41€92-
Current investments50/53€69k€57k▼
Cash at bank and in hand54/58€4k€33k▲
Equity and liabilities
Total equity and liabilities10/49€92k€110k▲
Equity10/15€90k€100k▲
Contributions10/11€46k€46k=
Reserves13€150k€150k=
Distributable reserves133€150k€150k=
Profit (loss) carried forward14€-106k€-96k▲
Amounts payable17/49€2k€11k▲
Amounts payable within one year42/48€610€9k▲
Trade debts44€135€2k▲
Suppliers440/4€135€2k▲
Taxes, remuneration and social security45€117€7k▲
Taxes450/3-€4k
Remuneration and social security454/9€117€3k▲
Other amounts payable47/48€357€389▲
Accrued charges and deferred income492/3€1k€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€323€132▼
Gross operating margin9900€13k€12k▼
Operating profit (loss)9901€10k€10k▼
Financial income75/76B-€664
Recurring financial income75-€664
Financial charges65/66B€36€44▲
Recurring financial charges65€36€44▲
Profit (loss) for the period before taxes9903€10k€11k▲
Income taxes67/77€324€451▲
Profit (loss) for the period9904€10k€10k▲
Profit (loss) for the period to be appropriated9905€10k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-106k€-96k▲
Profit (loss) brought forward from the previous period14P€-115k€-106k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €10k ▲5.1%
Net result €10k, the highest in the series.
2024
27-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Back to profitnet €10k
Net result €10k after 3 loss-making years.
2023
18-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Liquidity times 5current ratio 102.22
Current ratio from 22.71 to 102.22; short-term debt falls from €4k to €784.
2022
16-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2020
18-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Weakest financial yearnet €-31k ▼573%
Net result drops to €-31k, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity doublescurrent ratio 29.89
Current ratio from 13.23 to 29.89; short-term debt falls from €15k to €6k.
2019
20-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
21-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
28-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
16-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2015
18-12
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Aan de Bocht 29000 GentGround area
660 m²
Building footprint
202 m²
Volume, LiDAR
1,109 m³
2 parcels, Flanders · tallest building 11.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FUTUREPROOF
since 20072.159.067.669
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44809I0120/00Y000 | Flanders | 449 m² | 1 · 105 m² | 11.1 m · 2 fl. |
| 44013A0100/00A002 | Flanders | 211 m² | 1 · 98 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
C. Meeussen
BE 0804.937.672
Antwerpen · Eq €100k
ICED
BE 0604.976.726
Geetbets · Eq €100k
Three-Sixty Media
BE 0897.382.632
Kapelle-op-den-Bos · Eq €100k
SKEPTIC
BE 0804.261.642
Namur · Eq €100k
ICS Solutions
BE 0649.555.451
Antwerpen · Eq €100k
Of 16,886 companies in sector 62100 we hold annual accounts for 8,776. 6,961 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-01-2007
Fiscal year end30-06
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
72220
62900Other information technology and computer services
72600
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.