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Future Flow

Active
Private limited companyfounded 2021active for 5 yearsMolenhoek(B) 6, 9290 Berlare, BelgiumKBO/BCE: BE 0775.979.313
Summary

The computed 12-month bankruptcy probability of Future Flow is 1.9% (moderate). The 2025 annual accounts show negative equity (-€149,660) and a net result of -€21,512. Equity is shrinking by about 27% per year across the filed financial years. Its solvency ranks better than 5% of 5,661 sector peers (NACE 96, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Other personal services
NACE 96999
1 site
Size
€5,697total assets 2025
Equity
-€149,660
Loss
-€21,512
Turnover not published (micro format)
Financial health
52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.9%
Structure
Accounts 25 days early1 of 2 deeds read
Why 52raises risk1 change of registered office in 24 monthsLoss of €21,512, the second in a row (financial year 2025)Negative equity -€149,660lowers riskSize: total assets €5,697Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 17% of its sector peers (NACE 96, micro)
Financial strength · tick = 2024
Weak
Solvency 0=
equity -2626.9% of total assets
Liquidity 29+16
short-term debt 2715.5% · cash 23.1%
Profitability 0=
return on assets -377.6%
Bankruptcy probability, 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,620 companies, NACE 96, micro)
Last 24 months 11-2024: 1.6% 12-2024: 1.6%● unchanged vs 11-2024 01-2025: 1.5%▼ -0.1 percentage points vs 12-2024 02-2025: 1.5%● unchanged vs 01-2025 03-2025: 1.5%● unchanged vs 02-2025 04-2025: 1.5%● unchanged vs 03-2025 05-2025: 1.5%● unchanged vs 04-2025 06-2025: 1.5%● unchanged vs 05-2025 07-2025: 1.4%▼ -0.1 percentage points vs 06-2025 08-2025: 1.6%▲ +0.2 percentage points vs 07-2025 09-2025: 1.6%● unchanged vs 08-2025 10-2025: 1.5%▼ -0.1 percentage points vs 09-2025 11-2025: 1.5%● unchanged vs 10-2025 12-2025: 1.5%● unchanged vs 11-2025 01-2026: 1.5%● unchanged vs 12-2025 02-2026: 1.5%● unchanged vs 01-2026 03-2026: 1.5%● unchanged vs 02-2026 04-2026: 1.5%● unchanged vs 03-2026 05-2026: 1.5%● unchanged vs 04-2026 06-2026: 1.6%▲ +0.1 percentage points vs 05-2026 07-2026: 1.7%▲ +0.1 percentage points vs 06-2026 08-2026: 1.2%▼ -0.5 percentage points vs 07-2026lowest value 09-2026: 1.2%● unchanged vs 08-2026lowest value 10-2026: 1.9%▲ +0.7 percentage points vs 09-2026highest value
No credit on open account
Liquidity insufficient (current ratio 0.01, compared with 0.03 in 2024, below 1; cash: 23.1% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro): better than 11% on solvency, 22% on liquidity, 8% on profitability and 25% on growth.

The bankruptcy probability was computed on 20-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €5,697
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Loss of €21,512, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Negative equity -€149,660
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
22232425
2022 to 2025 · latest year -€149,660
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
25 days early
2024
20 days early
2023
6 days early
2022
9 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 11 days before the deadline; the sector median (NACE 96) for financial year 2024 is on the deadline day, and 48% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 July (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
21-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Registered officeRegistered-office move
  2. Annual accounts filedfinancial year 2025 · micro…
  3. Annual accounts filedfinancial year 2024 · micro…

Financials · financial year 2025, micro format

Equity
-€149,660▼ 16.8%
2024 · -€128,148
Total assets
€5,697▼ 46.6%
2024 · €10,670
Net result
-€21,512▲ 28.1%
2024 · -€29,921
Working capital
-€152,875▼ 21.5%
2024 · -€125,803
Trend over the years

2022 to 2025, 4 financial years

The operating result stays negative: a loss of €18,228 in 2025 against €26,885 in 2024; the loss shrinks.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€18,228 2025 Net result-€21,512 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 96, Personal service activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line2022202320242025
Operating result-€60,568--€38,282▲ 36.8%-€26,885▲ 29.8%-€18,228▲ 32.2%
Net result-€62,248below the sector's middle half--€40,979below the sector's middle half▲ 34.2%-€29,921below the sector's middle half▲ 27.0%-€21,512below the sector's middle half▲ 28.1%
Equity-€57,248below the sector's middle half--€98,227below the sector's middle half▼ 71.6%-€128,148below the sector's middle half▼ 30.5%-€149,660below the sector's middle half▼ 16.8%
Total assets€33,534within the sector's middle half-€15,769below the sector's middle half▼ 53.0%€10,670below the sector's middle half▼ 32.3%€5,697below the sector's middle half▼ 46.6%
Debt€90,783-€113,996▲ 25.6%€138,818▲ 21.8%€155,357▲ 11.9%
Working capital-€78,787below the sector's middle half--€89,650below the sector's middle half▼ 13.8%-€125,803below the sector's middle half▼ 40.3%-€152,875below the sector's middle half▼ 21.5%
Solvency-170.7%below the sector's middle half--622.9%below the sector's middle half▼ 452.2pp
Current ratio0.08below the sector's middle half-0.07below the sector's middle half▼ 0.010.03below the sector's middle half▼ 0.040.01below the sector's middle half▼ 0.02
Return on assets (ROA)-185.6%below the sector's middle half--259.9%below the sector's middle half▼ 74.2pp-280.4%below the sector's middle half▼ 20.6pp-377.6%below the sector's middle half▼ 97.1pp
above within below the middle half of NACE 96, Personal service activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5,536
Fixed assets €3,704 ▼ 44.4%
Current assets €1,832 ▼ 49.7%
Equity and liabilities
Equity-€149,660
Debt€155,357
Equity is negative: debt (€155,357) exceeds the balance-sheet total (€5,697).
Key figures and ratios
2025 value · change against 2024
EBITDA
-€15,065▲
2024 · -€23,078
Cash flow
-€18,349▲
2024 · -€26,114
Interest coverage
-7.26▲
2024 · -8.01
Debt ≤ 1 year
€154,707▲
2024 · €129,445
Debt > 1 year
€0▼
2024 · €8,577
Income taxes
€102▼
2024 · €157
A ratio outside any meaningful range has been withheld (balance sheet total €5,697, equity -€149,660).
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,007 companies that looked in July 2024 the way this one looks now, 7.9% went bankrupt within 24 months and 83.0% are still going.

  • Micro
  • 5 to 10 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
7.9% went bankrupt
8.4% stopped otherwise
83.0% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,007 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet Code20242025
Assets
Total assets20/58€10,670€5,697▼
Formation expenses20€364€161▼
Fixed assets21/28€6,664€3,704▼
Tangible fixed assets22/27€6,574€3,614▼
Plant, machinery and equipment23€3,538€2,283▼
Furniture and vehicles24€3,036€1,331▼
Financial fixed assets28€90€90=
Current assets29/58€3,642€1,832▼
Amounts receivable within one year40/41€1,222€109▼
Trade receivables40€1,107€0▼
Other amounts receivable41€115€109▼
Cash at bank and in hand54/58€1,126€1,317▲
Deferred charges and accrued income490/1€1,294€406▼
Equity and liabilities
Total equity and liabilities10/49€10,670€5,697▼
Equity10/15-€128,148-€149,660▼
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14-€133,148-€154,660▼
Amounts payable17/49€138,818€155,357▲
Amounts payable after more than one year17€8,577€0▼
Financial debts170/4€8,577€0▼
Amounts payable within one year42/48€129,445€154,707▲
Current portion of amounts payable after more than one year42€8,968€8,577▼
Trade debts44€5,283€6,485▲
Suppliers440/4€5,283€6,485▲
Taxes, remuneration and social security45€97€1,958▲
Taxes450/3€97€1,958▲
Other amounts payable47/48€115,097€137,687▲
Accrued charges and deferred income492/3€796€650▼
Income statement Code20242025
Non-recurring operating income76A-€825
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,808€3,163▼
Other operating charges640/8€656€432▼
Non-recurring operating charges66A€0-
Gross operating margin9900-€22,422-€14,633▲
Operating profit (loss)9901-€26,885-€18,228▲
Financial income75/76B€3€0▼
Recurring financial income75€3€0▼
Financial charges65/66B€2,882€3,182▲
Recurring financial charges65€2,882€2,074▼
Non-recurring financial charges66B-€1,107
Profit (loss) for the period before taxes9903-€29,764-€21,410▲
Income taxes67/77€157€102▼
Profit (loss) for the period9904-€29,921-€21,512▲
Profit (loss) for the period to be appropriated9905-€29,921-€21,512▲
Appropriation of the result
Profit (loss) to be appropriated9906-€133,148-€154,660▼
Profit (loss) brought forward from the previous period14P-€103,227-€133,148▼

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Non-recurring operating income76A---€825-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,324€3,615€3,808€3,163▼ 16.9%
Other operating charges640/8€109€255€656€432▼ 34.1%
Non-recurring operating charges66A-€2,896€0--
Gross operating margin9900-€55,135-€31,515-€22,422-€14,633▲ 34.7%
Operating profit (loss)9901-€60,568-€38,282-€26,885-€18,228▲ 32.2%
Financial income75/76B€47€85€3€0▼ 100%
Recurring financial income75€47€85€3€0▼ 100%
Financial charges65/66B€1,567€2,635€2,882€3,182▲ 10.4%
Recurring financial charges65€1,567€2,635€2,882€2,074▼ 28.0%
Non-recurring financial charges66B---€1,107-
Profit (loss) for the period before taxes9903-€62,088-€40,832-€29,764-€21,410▲ 28.1%
Income taxes67/77€160€146€157€102▼ 35.2%
Profit (loss) for the period9904-€62,248-€40,979-€29,921-€21,512▲ 28.1%
Profit (loss) for the period to be appropriated9905-€62,248-€40,979-€29,921-€21,512▲ 28.1%
Line2022202320242025Change
Assets
Total assets20/58€33,534€15,769€10,670€5,697▼ 46.6%
Formation expenses20€769€566€364€161▼ 55.6%
Fixed assets21/28€25,969€8,688€6,664€3,704▼ 44.4%
Tangible fixed assets22/27€25,969€8,688€6,574€3,614▼ 45.0%
Plant, machinery and equipment23€4,136€3,179€3,538€2,283▼ 35.5%
Furniture and vehicles24€21,833€5,509€3,036€1,331▼ 56.2%
Financial fixed assets28--€90€90=
Current assets29/58€6,797€6,514€3,642€1,832▼ 49.7%
Amounts receivable within one year40/41€2,326€1,985€1,222€109▼ 91.1%
Trade receivables40-€1,892€1,107€0▼ 100%
Other amounts receivable41€2,326€93€115€109▼ 4.8%
Cash at bank and in hand54/58€4,120€3,437€1,126€1,317▲ 17.0%
Deferred charges and accrued income490/1€351€1,092€1,294€406▼ 68.6%
Equity and liabilities
Total equity and liabilities10/49€33,534€15,769€10,670€5,697▼ 46.6%
Equity10/15-€57,248-€98,227-€128,148-€149,660▼ 16.8%
Contributions10/11€5,000€5,000€5,000€5,000=
Profit (loss) carried forward14-€62,248-€103,227-€133,148-€154,660▼ 16.2%
Amounts payable17/49€90,783€113,996€138,818€155,357▲ 11.9%
Amounts payable after more than one year17€5,084€17,545€8,577€0▼ 100%
Financial debts170/4€5,084€17,545€8,577€0▼ 100%
Amounts payable within one year42/48€85,583€96,164€129,445€154,707▲ 19.5%
Current portion of amounts payable after more than one year42€10,308€10,539€8,968€8,577▼ 4.4%
Trade debts44€1,315€9,693€5,283€6,485▲ 22.8%
Suppliers440/4€1,315€9,693€5,283€6,485▲ 22.8%
Taxes, remuneration and social security45€6€1,937€97€1,958▲ 1,924%
Taxes450/3€6€1,937€97€1,958▲ 1,924%
Other amounts payable47/48€73,955€73,996€115,097€137,687▲ 19.6%
Accrued charges and deferred income492/3€116€287€796€650▼ 18.3%
Line2022202320242025Change
Profit (loss) for the period9904-€62,248-€40,979-€29,921-€21,512▲ 28.1%
+ Depreciation and write-downs630€5,324€3,615€3,808€3,163▼ 16.9%
Operating cash flow (approximation)-€56,924-€37,363-€26,114-€18,349▲ 29.7%
Investment in fixed assets (approximation)-€13,665-€1,783-€202▲ 88.6%
Change in cash--€683-€2,311€191-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (4)
Financial year Type Filed Reference
31-12-2025 micro format 06-07-2026 2026-00254803
31-12-2024 micro format 11-07-2025 2025-00273102
31-12-2023 micro format 25-07-2024 2024-00282490
31-12-2022 micro format 09-08-2023 2023-00320580

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of the 6,936 active companies whose main activity is other personal services (NACE 96999), figures are known for 605. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 1 of 2 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

Future Flow was incorporated on 20 October 2021 as a private limited company.1 The registered office was moved to Berlare in 2026.2 Total assets fell from €33,534 in 2022 to €5,697 in 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 09-09-2026
  3. 3National Bank, annual accounts 2022 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
09-09
Gazette deed Registered office
Registered-office move2 facts ▸
  • Board meeting, 17-08-2026
  • Registered-office move, Molenhoek 6, 9290 Berlare
06-07
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
11-07
NBB filing Annual accounts filed
financial year 2024 · micro format
2024
25-07
NBB filing Annual accounts filed
financial year 2023 · micro format
2023
09-08
NBB filing Annual accounts filed
financial year 2022 · micro format · 9 days late
Gazette deedNBB filing
1 of 2 deeds read
About the unread acts

Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded20-10-2021
Financial year end31-12
Activities, NACEBEL 2025
96999Other personal services
85592Vocational training
E-invoicing
Reachable via Peppol
Peppol ID 0208:0775979313
Registered 10-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 21 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Berlare · 1 establishment unit since 2021
registered office establishment The establishment unit on the map
Ground area
404 m²
Building footprint
211 m²
Building volume
823 m³
Parcel 42003D0458/00G000, Flanders · tallest building 7.4 m. Linked by address, not a title deed.
1 establishment unit
Future Flow
Molenhoek(B) 6, 9290 BerlareBusiness and other management consultancy
since 2021unit no. 2.323.173.655
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
42003D0458/00G000 Flanders 404 m² 1 · 211 m² 7.4 m · 1
How the parcels are linked
Good to know
The parcel matches the address exactly.