Future Flow
ActiveSummary
The computed 12-month bankruptcy probability of Future Flow is 3.0% (moderate). The 2025 annual accounts show negative equity (-€149,660) and a net result of -€21,512. Equity is shrinking by ~26.8% per year across the filed fiscal years. Its solvency ranks better than 5% of 4711 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth58=
Track record94
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.01 against 0.03 in 2024; cash: 23.1% of total assets), and equity is negative.
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Return on assets
-377.6%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year -€149,660
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
25 d early
2024
20 d early
2023
6 d early
2022
9 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 11 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 19 July (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€149,660▼ 16.8%
2024 · -€128,148
Total assets
€5,697▼ 46.6%
2024 · €10,670
Net result
-€21,512▲ 28.1%
2024 · -€29,921
Working capital
-€152,875▼ 21.5%
2024 · -€125,803
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result-€60,568--€38,282▲ 36.8%-€26,885▲ 29.8%-€18,228▲ 32.2%
Net result-€62,248below the sector's middle half--€40,979below the sector's middle half▲ 34.2%-€29,921below the sector's middle half▲ 27.0%-€21,512below the sector's middle half▲ 28.1%
Equity-€57,248below the sector's middle half--€98,227below the sector's middle half▼ 71.6%-€128,148below the sector's middle half▼ 30.5%-€149,660below the sector's middle half▼ 16.8%
Total assets€33,534within the sector's middle half-€15,769below the sector's middle half▼ 53.0%€10,670below the sector's middle half▼ 32.3%€5,697below the sector's middle half▼ 46.6%
Debt€90,783-€113,996▲ 25.6%€138,818▲ 21.8%€155,357▲ 11.9%
Working capital-€78,787below the sector's middle half--€89,650below the sector's middle half▼ 13.8%-€125,803below the sector's middle half▼ 40.3%-€152,875below the sector's middle half▼ 21.5%
Solvency-170.7%below the sector's middle half--622.9%below the sector's middle half▼ 452.2pp
Current ratio0.08below the sector's middle half-0.07below the sector's middle half▼ 0.010.03below the sector's middle half▼ 0.040.01below the sector's middle half▼ 0.02
Return on assets (ROA)-185.6%below the sector's middle half--259.9%below the sector's middle half▼ 74.2pp-280.4%below the sector's middle half▼ 20.6pp-377.6%below the sector's middle half▼ 97.1pp
above
within
below
the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €18,228 in 2025 against €26,885 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5,536
Fixed assets
€3,704 ▼ 44.4%
Current assets
€1,832 ▼ 49.7%
Key figures and ratios
EBITDA
-€15,065▲
2024 · -€23,078
Cash flow
-€18,349▲
2024 · -€26,114
Debt to equity
-1.04▲
2024 · -1.08
Interest coverage
-7.26▲
2024 · -8.01
Debt ≤ 1 year
€154,707▲
2024 · €129,445
Debt > 1 year
€0▼
2024 · €8,577
Income taxes
€102▼
2024 · €157
A ratio outside any meaningful range has been withheld (balance sheet total €5,697, equity -€149,660).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 7,657 companies that looked in July 2024 the way this one looks now, 8.2% went bankrupt within 24 months and 84% are still going.
- Micro
- 2 to 5 years old
- negative equity
- a loss of 10% of the balance sheet or more
8.2%
went bankrupt
5.3%
stopped otherwise
84%
still going
A further 2.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 3.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 7,657 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €825 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,324 | €3,615 | €3,808 | €3,163 | ▼ 16.9% |
| Other operating charges640/8 | €109 | €255 | €656 | €432 | ▼ 34.1% |
| Non-recurring operating charges66A | - | €2,896 | €0 | - | - |
| Gross operating margin9900 | -€55,135 | -€31,515 | -€22,422 | -€14,633 | ▲ 34.7% |
| Operating profit (loss)9901 | -€60,568 | -€38,282 | -€26,885 | -€18,228 | ▲ 32.2% |
| Financial income75/76B | €47 | €85 | €3 | €0 | ▼ 100% |
| Recurring financial income75 | €47 | €85 | €3 | €0 | ▼ 100% |
| Financial charges65/66B | €1,567 | €2,635 | €2,882 | €3,182 | ▲ 10.4% |
| Recurring financial charges65 | €1,567 | €2,635 | €2,882 | €2,074 | ▼ 28.0% |
| Non-recurring financial charges66B | - | - | - | €1,107 | - |
| Profit (loss) for the period before taxes9903 | -€62,088 | -€40,832 | -€29,764 | -€21,410 | ▲ 28.1% |
| Income taxes67/77 | €160 | €146 | €157 | €102 | ▼ 35.2% |
| Profit (loss) for the period9904 | -€62,248 | -€40,979 | -€29,921 | -€21,512 | ▲ 28.1% |
| Profit (loss) for the period to be appropriated9905 | -€62,248 | -€40,979 | -€29,921 | -€21,512 | ▲ 28.1% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €33,534 | €15,769 | €10,670 | €5,697 | ▼ 46.6% |
| Formation expenses20 | €769 | €566 | €364 | €161 | ▼ 55.6% |
| Fixed assets21/28 | €25,969 | €8,688 | €6,664 | €3,704 | ▼ 44.4% |
| Tangible fixed assets22/27 | €25,969 | €8,688 | €6,574 | €3,614 | ▼ 45.0% |
| Plant, machinery and equipment23 | €4,136 | €3,179 | €3,538 | €2,283 | ▼ 35.5% |
| Furniture and vehicles24 | €21,833 | €5,509 | €3,036 | €1,331 | ▼ 56.2% |
| Financial fixed assets28 | - | - | €90 | €90 | = |
| Current assets29/58 | €6,797 | €6,514 | €3,642 | €1,832 | ▼ 49.7% |
| Amounts receivable within one year40/41 | €2,326 | €1,985 | €1,222 | €109 | ▼ 91.1% |
| Trade receivables40 | - | €1,892 | €1,107 | €0 | ▼ 100% |
| Other amounts receivable41 | €2,326 | €93 | €115 | €109 | ▼ 4.8% |
| Cash at bank and in hand54/58 | €4,120 | €3,437 | €1,126 | €1,317 | ▲ 17.0% |
| Deferred charges and accrued income490/1 | €351 | €1,092 | €1,294 | €406 | ▼ 68.6% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €33,534 | €15,769 | €10,670 | €5,697 | ▼ 46.6% |
| Equity10/15 | -€57,248 | -€98,227 | -€128,148 | -€149,660 | ▼ 16.8% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | -€62,248 | -€103,227 | -€133,148 | -€154,660 | ▼ 16.2% |
| Amounts payable17/49 | €90,783 | €113,996 | €138,818 | €155,357 | ▲ 11.9% |
| Amounts payable after more than one year17 | €5,084 | €17,545 | €8,577 | €0 | ▼ 100% |
| Financial debts170/4 | €5,084 | €17,545 | €8,577 | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €85,583 | €96,164 | €129,445 | €154,707 | ▲ 19.5% |
| Current portion of amounts payable after more than one year42 | €10,308 | €10,539 | €8,968 | €8,577 | ▼ 4.4% |
| Trade debts44 | €1,315 | €9,693 | €5,283 | €6,485 | ▲ 22.8% |
| Suppliers440/4 | €1,315 | €9,693 | €5,283 | €6,485 | ▲ 22.8% |
| Taxes, remuneration and social security45 | €6 | €1,937 | €97 | €1,958 | ▲ 1,924% |
| Taxes450/3 | €6 | €1,937 | €97 | €1,958 | ▲ 1,924% |
| Other amounts payable47/48 | €73,955 | €73,996 | €115,097 | €137,687 | ▲ 19.6% |
| Accrued charges and deferred income492/3 | €116 | €287 | €796 | €650 | ▼ 18.3% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€62,248 | -€40,979 | -€29,921 | -€21,512 | ▲ 28.1% |
| + Depreciation and write-downs630 | €5,324 | €3,615 | €3,808 | €3,163 | ▼ 16.9% |
| Operating cash flow (approximation) | -€56,924 | -€37,363 | -€26,114 | -€18,349 | ▲ 29.7% |
| Investment in fixed assets (approximation) | - | €13,665 | -€1,783 | -€202 | ▲ 88.6% |
| Change in cash | - | -€683 | -€2,311 | €191 | ▲ 108% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-09
State Gazette act
Board meeting · Registered-office move2 facts ▸
State Gazette act
Board meeting · Registered-office move
2 facts ▸
- Board meeting, 17-08-2026
- Registered-office move, Molenhoek 6, 9290 Berlare
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
09-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 9 days late
State Gazette actNBB filing
1 of 2 acts read
About the unread acts
Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Berlare · 1 establishment unit since 2021
Ground area
404 m²
Building footprint
211 m²
Volume, LiDAR
823 m³
Parcel 42003D0458/00G000, Flanders · tallest building 7.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Future Flow
since 20212.323.173.655
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42003D0458/00G000 | Flanders | 404 m² | 1 · 211 m² | 7.4 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 6,999 companies in sector 96999 we hold annual accounts for 603. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-10-2021
Fiscal year end31-12
Activities, NACEBEL 2025
96999Other personal services
85592Vocational training
E-invoicing
Reachable via Peppol
Peppol ID
0208:0775979313
Registered
10-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.