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Complete company report
Generated 13-08-2026
Active BE 0469.536.220Non-profit association

FUTUR H

Rue Fosse-aux-Raines 38 ·4020 Liège, Belgium· 26 yrs active
Sector: Beroepsopleiding (85592)
Conclusion Checked

The computed 12-month bankruptcy probability of FUTUR H is < 0.1% (very low). The 2022 annual accounts show equity of €154k and a net result of €-2k. Equity remains stable across the filed fiscal years (±2.5% per year). Its solvency ranks better than 43% of 60 sector peers (fiscal year 2022). The company has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 5 annual accounts.
Key figures
Equity €154k
Net result €-2k
Staff (FTE) 8.7
Better than sector 43%
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health70Profitability0Solvency100Growth78Stability100
70 / 100

Strong profile, led by solvency.

All 5 axes are computed from data Checked has read.

Health 70
Profitability 0
Solvency 100
Growth 78
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
< 0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-risk legal form −Lower-failure-rate sector −Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1999, 26 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2022 · computed
70 / 100 Healthy
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2022. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 04-08-2023 with the NBB · fiscal year 2022 · volledig
€-10k€-5k€0€5kOperating result 2018: €-8k€-8kNet result 2018: €-8k€-8kOperating result 2019: €4k€4kNet result 2019: €-4k€-4kOperating result 2020: €3k€3kNet result 2020: €-542€-542Operating result 2021: €6k€6kNet result 2021: €6k€6kOperating result 2022: €-3k€-3kNet result 2022: €-2k€-2k20182019202020212022
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
stable Equity: stable across 5 fiscal years (±2.5%/year).
€140k€160k€180k2023: €163k (€150k - €175k)2024: €167k (€154k - €179k)2025: €171k (€158k - €183k)2018: €141k2019: €148k2020: €151k2021: €157k2022: €154k20182019202020212022202320242025
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2022 · NACE 85 · compared within the same schema type (full schema)
Metric This company Sector median Position in the sector
Solvency 51.4% 61.3%
better than 43% of 60 sector peers
Net result €-2k €359
better than 43% of 60 sector peers
Equity €154k €584k
better than 34% of 60 sector peers
Gross operating margin €625k €586k
better than 53% of 55 sector peers
Staff costs €630k €607k
higher than 52% of 48 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€1k
-84.0% 18-22
Net profit
€-2k
- 18-22
Cash flow
€2k
-82.1% 18-22
Total assets
€299k
-1.9% 18-22
Equity
€154k
-1.8% 18-22
Working capital
€206k
-8.3% 18-22
Employees (FTE)
9
+10.1% 18-22
Staff costs
€630k
+17.5% 18-22
Debt
€77k
+18.2% 18-22
Debt ≤ 1y
€77k
+18.2% 18-22
Debt > 1y
€192
0.0% 18-22
Current ratio
3.68
-17.4% 18-22
Quick ratio
3.68
-17.4% 18-22
Solvency
51.4%
+0.2% 18-22
Debt / equity
0.50
+20.3% 18-22
ROE
-1.6%
- 18-22
ROA
-0.8%
- 18-22
Interest coverage
6.91
-87.0% 18-22
Figures by fiscal year
Fiscal year2022
Depositvolledig
Revenue-
EBITDA€1k
Net profit€-2k
Cash flow€2k
Staff costs€630k
Income taxes-
Dividends-
Total assets€299k
Equity€154k
Debt€77k
of which ≤ 1y€77k
of which > 1y€192
Working capital€206k
Employees (FTE)8.7
Ratios (computed)
2022
Current ratio3.68
Quick ratio3.68
Working capital ratio68.8%
Solvency51.4%
Debt / equity0.50
Long-term debt ratio0.00
Interest coverage6.91
Gross margin-
Net margin-
ROA-0.8%
ROE-1.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2022
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2022
Balance sheet, Assets
TOTAL ASSETS 20/58€299k
Fixed assets 21/28€17k
Tangible fixed assets 22/27€17k
Financial fixed assets 28€0
Current assets 29/58€283k
Amounts receivable within one year 40/41€167k
Investments 50/53€109k
Cash & bank 54/58€5k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€299k
Equity 10/15€154k
Reserves 13€17k
Accumulated profits (losses) 14€-2k
Provisions & deferred taxes 16€68k
Amounts payable 17/49€77k
Amounts payable after one year 17€192
Amounts payable within one year 42/48€77k
Trade debts payable within one year 44€7k
Income statement
Gross operating margin 9900€625k
Operating result 9901€-3k
Financial income 75€400
Financial charges 65€209
Result before taxes 9903€-2k
Net result for the period 9904€-2k
Result to be appropriated 9905€-2k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 4 directors
Current directors & mandates
  • BALBOURG Bérangère
    Director
    State Gazette act 25112330 (04-09-2025)
    Current
    04-09-2025 → present
  • BRICART Fanny
    Director
    State Gazette act 25112330 (04-09-2025)
    Current
    04-09-2025 → present
Former directors (2)
  • ADAM Nicole
    Director
    State Gazette act 25112330 (04-09-2025)
    Former
    - → 04-09-2025
  • EEMAN Morgane
    Director
    State Gazette act 25112330 (04-09-2025)
    Former
    - → 04-09-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Beroepsopleiding(85592)
Legal form Non-profit association(017)
Incorporation23-08-1999
StatusActive
Postal code4020
Establishment units 1 location
FUTUR H
Rue Fosse-aux-Raines 38, 4020 LiègeBeroepsopleiding
since 20082.178.371.857
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62808A0712/00P000 Wallonia 591 m² 1 · 20 m² 15.7 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
04-09-2025
State Gazette act Director changes
2023
04-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · volledig
2022
23-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · volledig
2021
13-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · volledig
2020
27-10-2020
NBB filing Annual accounts filed
fiscal year 2019 · volledig
2019
30-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · volledig
2018
30-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2017
21-09-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
2016
27-09-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
2015
06-10-2015
NBB filing Annual accounts filed
fiscal year 2014 · volledig
2014
22-09-2014
NBB filing Annual accounts filed
fiscal year 2013 · volledig
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 11 months ago
2025
04-09-2025 4 directors appointed, 2 resigning, 5 reappointed Director changes
  • BALBOURG Bérangère, Bestuurder
  • BRICART Fanny, Bestuurder
  • BALBOURG Bérangère, Déléguée à la gestion journalière
  • BLIDI Nadia, Déléguée à la gestion journalière
  • ADAM Nicole, Bestuurder
  • EEMAN Morgane, Bestuurder
  • BALBOURG Philippe, Bestuurder
  • BRICART Jean, Bestuurder
Technical details 
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  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2025-09-04",
    "filing_date": "2024-06-20",
    "act_kind_objet": "Objet de l\u0027acte:"
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  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2024-06-20",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2024-06-20",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2024-06-20",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2024-06-20",
      "unanimous": null
    },
    {
      "body": "raad_van_bestuur",
      "date": "2024-06-20",
      "unanimous": null
    },
    {
      "body": "raad_van_bestuur",
      "date": "2025-03-21",
      "unanimous": null
    },
    {
      "body": "raad_van_bestuur",
      "date": "2025-03-21",
      "unanimous": null
    }
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  "is_correction": false,
  "subject_company": {
    "kbo": "0469.536.220",
    "name_full": "Futur H",
    "legal_form": "ASBL",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
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}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Beroepsopleiding85592Beroepsopleiding85592
Primary activity highlighted.
Names & trade names
Legal nameFR FUTUR H
Registered office
Rue Fosse-aux-Raines 38
4020 Liège, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Comparable size · 222 of 3,004 companies in this sector with filed accounts
MOBILE SCHOOL BE 0478.688.664 · Leuven
QUALITY CONTROL BE 0460.993.587 · Kortrijk
INTERMIRE BE 0810.212.888 · Charleroi
SMART SKIN SOLUTIONS BE 0780.976.197 · Ukkel
AUTISME CENTRAAL BE 0797.903.489 · Gent
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative