Financials
- Financial year
- 2025
- Turnover
- €5.8m
- Loss
- -€69,595
- Solvency
- 50.4%
FURNWARE
ActiveSummary
FURNWARE has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.4m and a net result of -€69,595. Its solvency ranks better than 48% of 3,811 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Overview
Activity
Activities of head offices
NACE 70100Activities of holding companies NACE 64210
1 site
Size
€5.8mturnover 2025
- Staff
- 13.2 FTE
- Equity
- €1.4m
- Loss
- -€69,595
Structure
Accounts 73 days early
Why 82raises riskLiquidity: current ratio 0.76, cash €898Founded in 2025lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Figures for financial year 2025 (filed 16-02-2026)Show the evidence
Checked score
Score 2025
82
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 48% of its sector peers (NACE 70, small)
Financial strength
Strong
Solvency
75
equity 50.4% of total assets
Liquidity
36
short-term debt 31.8% · cash 0.0%
Profitability
77
return on assets -2.4%
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
03-2026: 0.4%lowest value
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026
08-2026: 0.5%▲ +0.1 percentage points vs 07-2026
09-2026: 0.5%● unchanged vs 08-2026highest value
10-2026: 0.5%● unchanged vs 09-2026
Credit of up to €110,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity insufficient (current ratio 0.76, below 1; short-term debt: 31.8% and cash: 0% of total assets), and 49.6% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, small): better than 48% on solvency, 21% on liquidity and 74% on profitability.
The bankruptcy probability was computed on 16-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 16-02-2026, 73 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
73 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · full…
- Amendment of the articlesAuditor report · Financial instrument…
- Appointments: Beliving NV, B-Tecc BV and…Permanent representatives: Mieke Mouton, Tom…
Key points
By topic
Network & group
- Connected companies
- 15
Timeline
- Events
- 4
- Since
- 2025
- 13-02-2025Incorporation
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Activities of head officesNACE 70100
- Founded
- 05-02-2025
- Year ends
- 30-09
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 14
- Annual meeting
- Second Friday of February at 13:00
Go further with this company
How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.