FULLIMMO
ActiveFULLIMMO has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €74k and a net result of €25k. Equity is growing by ~27.2% per year across the filed fiscal years. Its solvency ranks better than 30% of 14009 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability46▲+11
Solvency33▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity short (current ratio 0.66 against 0.11 in 2024; short-term debt: 27% and cash: 2.4% of total assets), and 91.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.3%
Return on assets
2.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
30 d early
2022
42 d early
2021
24 d late
2020
30 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€0
Total assets
€894k▼ 5.3%
2024 · €944k
2018: €53k
2019: €59k
2020: €76k
2021: €459k
2022: €467k
2023: €768k
2024: €944k
2018 → 2025
Net result
€25k▲ 2,658%
2024 · €903
2018: €102
2019: €176
2020: €36
2021: €19k
2022: €8k
2023: €10k
2024: €903
2018 → 2025
Working capital
€-83k▲ 16.3%
2024 · €-99k
2018: €4k
2019: €6k
2020: €10k
2021: €-78k
2022: €-45k
2023: €-56k
2024: €-99k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€30k-€38k▲ 27.9%€49k▲ 27.1%€50k▲ 1.9%€74k▲ 50.3%
Operating result€25k-€18k▼ 28.3%€22k▲ 23.4%€28k▲ 24.8%€65k▲ 135%
Net result€19k-€8k▼ 56.6%€10k▲ 24.3%€903▼ 91.3%€25k▲ 2,658%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 135% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €894k
Fixed assets
€736k▼ 21.1%
Current assets
€158k▲ 1,198%
Equity and liabilities €894k
Equity
€74k▲ 50.3%
Provisions
€7k▼ 21.1%
Debt
€812k▼ 8.2%
The debt ratio falls from 93.8% to 90.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€85k▲
2024 · €50k
Cash flow
€45k▲
2024 · €24k
Solvency
8.3%▲
2024 · 5.2%
Current ratio
0.66▲
2024 · 0.11
Quick ratio
0.13▲
2024 · 0.06
Debt / equity
10.91▼
2024 · 17.87
ROE
33.5%▲
2024 · 1.8%
ROA
2.8%▲
2024 · 0.1%
Interest coverage
2.88▲
2024 · 1.94
Debt
€812k▼
2024 · €885k
Debt ≤ 1 year
€241k▲
2024 · €111k
Debt > 1 year
€570k▼
2024 · €774k
Income taxes
€10k▲
2024 · €680
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€944k€894k▼
Fixed assets21/28€932k€736k▼
Tangible fixed assets22/27€932k€736k▼
Land and buildings22€929k€723k▼
Furniture and vehicles24€0-
Other tangible fixed assets26€3k€12k▲
Current assets29/58€12k€158k▲
Stocks and contracts in progress3€6k€126k▲
Stocks30/36€6k€126k▲
Amounts receivable within one year40/41€0€9k▲
Trade receivables40€0€9k▲
Cash at bank and in hand54/58€3k€22k▲
Deferred charges and accrued income490/1€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€944k€894k▼
Equity10/15€50k€74k▲
Contributions10/11€19k€19k=
Reserves13€10k€15k▲
Distributable reserves133€10k€15k▲
Profit (loss) carried forward14€21k€41k▲
Provisions and deferred taxes16€9k€7k▼
Provisions for liabilities and charges160/5€9k€7k▼
Major repairs and maintenance162€9k€7k▼
Amounts payable17/49€885k€812k▼
Amounts payable after more than one year17€774k€570k▼
Financial debts170/4€762k€558k▼
Other amounts payable178/9€12k€12k=
Amounts payable within one year42/48€111k€241k▲
Current portion of amounts payable after more than one year42€37k€32k▼
Financial debts43€932-
Credit institutions430/8€932-
Trade debts44€4k€15k▲
Suppliers440/4€4k€15k▲
Taxes, remuneration and social security45€2k€11k▲
Taxes450/3€2k€11k▲
Other amounts payable47/48€67k€183k▲
Accrued charges and deferred income492/3€0€1k▲
Income statement
Code20242025
Non-recurring operating income76A-€15k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€20k▼
Other operating charges640/8€14k€26k▲
Non-recurring operating charges66A€2k€-2k▼
Gross operating margin9900€66k€109k▲
Operating profit (loss)9901€28k€65k▲
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€26k€30k▲
Recurring financial charges65€26k€30k▲
Profit (loss) for the period before taxes9903€2k€35k▲
Income taxes67/77€680€10k▲
Profit (loss) for the period9904€903€25k▲
Profit (loss) for the period to be appropriated9905€903€25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€21k€46k▲
Profit (loss) brought forward from the previous period14P€20k€21k▲
Transfer to equity691/2€0€5k▲
To other reserves6921€0€5k▲
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €25k ▲2658%
Operating result €65k, net result €25k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Weakest financial yearnet €36 ▼79.4%
Net result drops to €36, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
30-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 61 days late
2017
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Flémalle · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Les Frondaisons 644400 FlémalleGround area
1,622 m²
Building footprint
446 m²
Volume, LiDAR
12,700 m³
2 parcels, Wallonia · tallest building 30.8 m, ±10 floors. Linked by address, not a title deed.
1 establishment unit
PICTURE CONCEPT
since 20082.175.388.811
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62807A1006/00X000 | Wallonia | 848 m² | 1 · 446 m² | 30.8 m · 10 fl. |
| 62072C1207/00X004 | Wallonia | 773 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,322 companies in sector 68110 we hold annual accounts for 5,382. 3,542 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-12-2008
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
74201Photography, excluding press photography
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.