DEBACO BEHEER
ActiveDEBACO BEHEER has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €177k and a net result of €35k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 42% of 14038 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+5
Solvency46▲+6
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity short (current ratio 0.11 against 0.16 in 2024; short-term debt: 73.3% and cash: 2% of total assets), and 79.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.5%
Return on assets
4%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
18192122232425
2018 to 2025 · latest year €177k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
28 d late
2023
23 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
90 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€177k▲ 24.5%
2024 · €142k
2018: €153k
2019: €206k
2021: €118k
2022: €187k
2023: €137k
2024: €142k
2018 → 2025
Total assets
€861k▼ 9.8%
2024 · €954k
2018: €464k
2019: €522k
2021: €759k
2022: €1.05M
2023: €944k
2024: €954k
2018 → 2025
Net result
€35k▲ 588%
2024 · €5k
2018: €34k
2019: €61k
2021: €-21k
2022: €69k
2023: €-50k
2024: €5k
2018 → 2025
Working capital
€-560k▲ 10.5%
2024 · €-625k
2018: €-3k
2019: €53k
2021: €-342k
2022: €-603k
2023: €-651k
2024: €-625k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€118k-€187k▲ 58.2%€137k▼ 26.9%€142k▲ 3.7%€177k▲ 24.5%
Operating result€-17k-€75k€-44k€12k€47k▲ 277%
Net result€-21k-€69k€-50k€5k€35k▲ 588%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 277% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €861k
Fixed assets
€789k▼ 5.6%
Current assets
€72k▼ 39.6%
Equity and liabilities €861k
Equity
€177k▲ 24.5%
Debt
€684k▼ 15.8%
The debt ratio falls from 85.1% to 79.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€94k▲
2024 · €60k
Cash flow
€82k▲
2024 · €53k
Solvency
20.5%▲
2024 · 14.9%
Current ratio
0.11▼
2024 · 0.16
Quick ratio
0.11▼
2024 · 0.16
Debt / equity
3.88▼
2024 · 5.73
ROE
19.7%▲
2024 · 3.6%
ROA
4.0%▲
2024 · 0.5%
Interest coverage
15.09▲
2024 · 9.05
Debt
€684k▼
2024 · €813k
Debt ≤ 1 year
€631k▼
2024 · €744k
Debt > 1 year
€53k▼
2024 · €68k
Income taxes
€6k▲
2024 · €671
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€954k€861k▼
Fixed assets21/28€836k€789k▼
Tangible fixed assets22/27€836k€789k▼
Land and buildings22€821k€788k▼
Furniture and vehicles24€15k€1k▼
Current assets29/58€119k€72k▼
Amounts receivable within one year40/41€104k€51k▼
Trade receivables40€96k€42k▼
Other amounts receivable41€8k€10k▲
Cash at bank and in hand54/58€10k€17k▲
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€954k€861k▼
Equity10/15€142k€177k▲
Contributions10/11€16k€16k=
Reserves13€126k€160k▲
Distributable reserves133€126k€160k▲
Amounts payable17/49€813k€684k▼
Amounts payable after more than one year17€68k€53k▼
Financial debts170/4€68k€53k▼
Amounts payable within one year42/48€744k€631k▼
Current portion of amounts payable after more than one year42€15k€15k=
Financial debts43€13k-
Credit institutions430/8€13k-
Trade debts44-€2k
Suppliers440/4-€2k
Taxes, remuneration and social security45€29k€47k▲
Taxes450/3€7k€20k▲
Remuneration and social security454/9€22k€28k▲
Other amounts payable47/48€687k€567k▼
Accrued charges and deferred income492/3€1k€790▼
Income statement
Code20242025
Non-recurring operating income76A-€27k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€48k€47k▼
Other operating charges640/8€9k€5k▼
Gross operating margin9900€69k€99k▲
Operating profit (loss)9901€12k€47k▲
Financial income75/76B-€144
Recurring financial income75-€144
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€6k€40k▲
Income taxes67/77€671€6k▲
Profit (loss) for the period9904€5k€35k▲
Profit (loss) for the period to be appropriated9905€5k€35k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€35k▲
Transfer to equity691/2€5k€35k▲
To other reserves6921€5k€35k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Equity above €150kEq €177k ▲24.5%
2 profitable years in a row build equity to €177k.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
31-12
Financial
Weakest financial yearnet €-50k ▼173%
Net result drops to €-50k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €69k
Net result €69k after one loss-making year.
31-12
Financial
Equity above €150kEq €187k ▲58.2%
Equity rises from €118k to €187k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
16-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 321 days late
2019
31-12
Financial
Equity above €200kEq €206k ▲34.2%
2 profitable years in a row build equity to €206k.
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herenthout · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vonckstraat 32270 HerenthoutGround area
144 m²
Building footprint
133 m²
Volume, LiDAR
1,093 m³
Parcel 13012E0435/00K000, Flanders · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Debaco Beheer
since 20082.171.229.489
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13012E0435/00K000 | Flanders | 144 m² | 1 · 133 m² | 11.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,321 companies in sector 68110 we hold annual accounts for 5,381. 3,866 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-05-2008
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.