FULL TIME AGENCY
ActiveFULL TIME AGENCY has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €475k and a net result of €83k. Equity is growing by ~7.3% per year across the filed fiscal years. Its solvency ranks better than 93% of 18173 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 6.51 against 4.49 in 2024; short-term debt: 9% and cash: 35.6% of total assets), and 11.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.5%
Return on assets
15.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
23 d early
2023
55 d late
2022
39 d early
2021
46 d early
2020
8 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€475k▲ 0.4%
2024 · €474k
2018: €297k
2019: €346k
2020: €334k
2021: €367k
2022: €385k
2023: €439k
2024: €474k
2018 → 2025
Total assets
€537k▼ 5.1%
2024 · €566k
2018: €681k
2019: €617k
2020: €557k
2021: €566k
2022: €553k
2023: €592k
2024: €566k
2018 → 2025
Net result
€83k▼ 7.2%
2024 · €89k
2018: €56k
2019: €49k
2020: €-13k
2021: €33k
2022: €55k
2023: €76k
2024: €89k
2018 → 2025
Working capital
€266k▲ 20.7%
2024 · €221k
2018: €204k
2019: €247k
2020: €212k
2021: €219k
2022: €209k
2023: €204k
2024: €221k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€367k-€385k▲ 4.7%€439k▲ 14.1%€474k▲ 8.0%€475k▲ 0.4%
Operating result€53k-€86k▲ 62.3%€114k▲ 31.5%€131k▲ 15.3%€121k▼ 7.6%
Net result€33k-€55k▲ 65.8%€76k▲ 37.3%€89k▲ 17.1%€83k▼ 7.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 8% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €537k
Fixed assets
€223k▼ 21.2%
Current assets
€315k▲ 10.9%
Equity and liabilities €537k
Equity
€475k▲ 0.4%
Debt
€62k▼ 33.3%
The debt ratio falls from 16.4% to 11.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€181k▼
2024 · €188k
Cash flow
€143k▼
2024 · €146k
Solvency
88.5%▲
2024 · 83.6%
Current ratio
6.51▲
2024 · 4.49
Quick ratio
6.51▲
2024 · 4.49
Debt / equity
0.13▼
2024 · 0.20
ROE
17.4%▼
2024 · 18.8%
ROA
15.4%▼
2024 · 15.7%
Interest coverage
47.92▲
2024 · 37.33
Debt
€62k▼
2024 · €93k
Debt ≤ 1 year
€48k▼
2024 · €63k
Debt > 1 year
€14k▼
2024 · €29k
Income taxes
€35k▼
2024 · €37k
Staff costs
€19k▼
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€566k€537k▼
Fixed assets21/28€283k€223k▼
Tangible fixed assets22/27€283k€223k▼
Land and buildings22€200k€166k▼
Plant, machinery and equipment23€7k€5k▼
Furniture and vehicles24€75k€51k▼
Current assets29/58€284k€315k▲
Amounts receivable within one year40/41€54k€15k▼
Trade receivables40€73€13k▲
Other amounts receivable41€54k€2k▼
Current investments50/53€51k€45k▼
Cash at bank and in hand54/58€147k€191k▲
Deferred charges and accrued income490/1€32k€64k▲
Equity and liabilities
Total equity and liabilities10/49€566k€537k▼
Equity10/15€474k€475k▲
Contributions10/11€21k€21k=
Reserves13€436k€438k▲
Distributable reserves133€436k€438k▲
Profit (loss) carried forward14€16k€16k=
Amounts payable17/49€93k€62k▼
Amounts payable after more than one year17€29k€14k▼
Financial debts170/4€29k€14k▼
Amounts payable within one year42/48€63k€48k▼
Current portion of amounts payable after more than one year42€49k€18k▼
Trade debts44€826€9k▲
Suppliers440/4€826€9k▲
Taxes, remuneration and social security45€10k€17k▲
Taxes450/3€7k€14k▲
Remuneration and social security454/9€3k€3k▲
Other amounts payable47/48€3k€5k▲
Income statement
Code20242025
Remuneration, social security and pensions62€23k€19k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€57k€60k▲
Other operating charges640/8€5k€5k▼
Non-recurring operating charges66A€2€0▼
Gross operating margin9900€215k€205k▼
Operating profit (loss)9901€131k€121k▼
Financial income75/76B€1€26▲
Recurring financial income75€1€26▲
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€126k€117k▼
Income taxes67/77€37k€35k▼
Profit (loss) for the period9904€89k€83k▼
Profit (loss) for the period to be appropriated9905€89k€83k▼
Appropriation of the result
Profit (loss) to be appropriated9906€105k€99k▼
Profit (loss) brought forward from the previous period14P€16k€16k=
Transfer from equity791/2€56k€81k▲
Transfer to equity691/2€89k€83k▼
To other reserves6921€89k€83k▼
Profit to be distributed694/7€56k€81k▲
Return on contributions (dividend)694€56k€81k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €89k ▲17.1%
Operating result €131k, net result €89k, both a record.
24-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 55 days late
2023
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
15-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €33k
Net result €33k after one loss-making year.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-13k ▼126%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity doublescurrent ratio 5.24
Current ratio from 2.49 to 5.24; short-term debt falls from €137k to €58k.
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wommelgem · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nijverheidsstraat 722160 WommelgemGround area
1,951 m²
Parcel 11052C0579/00E002, Flanders. Linked by address, not a title deed.
1 establishment unit
Nijverheidsstraat 72, 2160 Wommelgem
since 20002.116.080.041
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11052C0579/00E002 | Flanders | 1,951 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PETIT SPORTS
BE 0441.884.686
Liège · Eq €475k
HELIOS
BE 0440.615.174
Theux · Eq €479k
L & V Belgium
BE 0451.629.624
Sint-Truiden · Eq €471k
DE BACKER SPORT
BE 0863.511.816
Zoersel · Eq €471k
FERME LUCAS
BE 0449.855.910
Grâce-Hollogne · Eq €468k
Of 1,314 companies in sector 47639 we hold annual accounts for 624. 423 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-11-2000
Fiscal year end31-12
Activities, NACEBEL
46150Agents in the wholesale of furniture, household goods and hardware
47639Retail sale of other sporting goods
47640Retail trade
52482
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.