Active BE 0787.563.289Limited partnership

Full Construct

Oudesmidsestraat 20 ·1700 Dilbeek, Belgium· 4 yrs active

Sector: Cleaning & landscape services (81220)

Conclusion Checked

The computed 12-month bankruptcy probability of Full Construct is 0.9% (low). The 2024 annual accounts show equity of €20k and a net result of €651. Its solvency ranks better than 60% of 1965 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Based on the State Gazette, CBE and 1 annual account.

Key figures

Equity	€20k
Net result	€651
Better than sector	60%
Active	4 yrs

Snowflake analysis 5 axes · computed by Checked

59 / 100

Mixed profile: strong on solvency, weaker on profitability.

Health 73

Profitability 18

Solvency 85

Growth 50

Stability 71

Bankruptcy probability (12 mo) Checked model v1 · free

0.9% Low

0%0,5%1,5%4%10%≥25%

Lower-risk legal form −Young company +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2022, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administrative Flags 1 events

Address strikeout annulled

Health barometer FY 2024 · computed

73 / 100 Healthy

050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Financial overview1 NBB filings

Annual accounts filed on 20-11-2025 with the NBB · fiscal year 2024 · micro

Sector comparison

Fiscal year 2024 · NACE 81, Cleaning & landscape services · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	45.4%	36.6%	better than 60% of 1965 sector peers
Net result	€651	€10k	better than 25% of 1957 sector peers
Equity	€20k	€29k	better than 40% of 1966 sector peers
Gross operating margin	€901	€39k	better than 9% of 1955 sector peers
Total assets	€45k	€91k	better than 27% of 1966 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Highlight YoY changes (±10%)

Fiscal year	2024
Revenue	€57k
EBITDA	€901
Net profit	€651
Cash flow	€901
Staff costs	-
Income taxes	-
Dividends	-
Total assets	€45k
Equity	€20k
Debt	€25k
of which ≤ 1y	€25k
of which > 1y	-
Working capital	€19k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	1.77
Quick ratio	1.77
Working capital ratio	42.1%
Solvency	45.4%
Debt / equity	1.20
Long-term debt ratio	-
Interest coverage	-
Gross margin	1.6%
Net margin	1.2%
ROA	1.4%
ROE	3.2%
EBITDA margin	1.6%
Days sales outstanding	281d
Days payable outstanding	5d
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €2k · 3.3% Current assets €44k · 96.7%

Equity & liabilities

Equity €20k · 45.4% Debt €25k · 54.6%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€45k
Fixed assets	21/28	€2k
Intangible fixed assets	21	€2k
Current assets	29/58	€44k
Amounts receivable within one year	40/41	€44k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€45k
Equity	10/15	€20k
Contributions / capital	10/11	€5k
Accumulated profits (losses)	14	€15k
Amounts payable	17/49	€25k
Amounts payable within one year	42/48	€25k
Trade debts payable within one year	44	€688
Income statement
Turnover	70	€57k
Gross operating margin	9900	€901
Operating result	9901	€651
Result before taxes	9903	€651
Net result for the period	9904	€651
Result to be appropriated	9905	€651

Ratios computed by Checked.

Legal Structure

NACE primary	Cleaning & landscape services(81220)
Legal form	Limited partnership(612)
Incorporation	23-06-2022
Status	Active
Postal code	1700

Establishment units 1 location

Full Construct

Poitevinstraat 30, 8000 BruggeReparatie en onderhoud van verwarmingsinstallaties

since 20222.332.993.322

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23016D0063/00W002	Flanders	300 m²	1 · 299 m²	12.6 m · 3 fl.
31805E1068/00H000	Flanders	62 m²	1 · 40 m²	-

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 6 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

20-11-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

19-09-2025

KBO administration Address strikeout annulled

19-06-2025

State Gazette act Capital & shares

02-04-2025

State Gazette act Capital & shares

10-03-2025

State Gazette act Director changes

Lifecycle & Insolvency Signals 1 events

19-09-2025

KBO administration Address strikeout annulled

· Publications in State Gazette ↗

Time machine, BS events + macro context 2021, 2026

Macro context

2020-Q2/Q3 COVID lockdown

2022 energy crisis

2023-2024 ECB rate hikes

Legend

Bankruptcy

Interim / reorg

KBO event

Belgisch Staatsblad, acts 3 acts

Capital history · 2

19-06-2025

Capital change

02-04-2025

Capital change

All acts · 3 updated 1 year ago

2025

19-06-2025 Transaction in capital or shares Capital & shares

Original publication ↗

Technical details

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02-04-2025 Transaction in capital or shares Capital & shares

Original publication ↗

Technical details

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10-03-2025 2 directors appointed, 2 resigning Director changes

MOISIUC Petru Sebastian, Bestuurder
MOISIUC Petru Sebastian, Beheerder
Smit Andreea Petronela, Bestuurder
Smit Andreea Petronela, Voorzitter

Original publication ↗

Technical details

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  "act_meta": {
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    "filing_date": "2025-01-31",
    "act_kind_objet": "Onderwerp akte:"
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      "date": "2025-01-31",
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  "subject_company": {
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    "name_full": "V\u0026A Cleaning Home",
    "legal_form": "commV"
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}

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Company registry (CBE) Crossroads Bank

Activities

Metselwerk43910Overige reiniging van gebouwen; industriële reiniging81220Overige reiniging van gebouwen; industriële reiniging81220Schrijnwerk43320Schrijnwerk43320Schilderen van gebouwen43341Schilderen van gebouwen43341Andere reinigingsactiviteiten81230Andere reinigingsactiviteiten81290

Primary activity highlighted.

Names & trade names

Legal nameNL

Full Construct

Registered office

Oudesmidsestraat 20

1700 Dilbeek, Belgium

Registration history

19-09-2025 Address strikeout annulled

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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