FT&Co
ActiveFT&Co has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €109k and a net result of €53k. Equity is growing by ~65.9% per year across the filed fiscal years. Its solvency ranks better than 80% of 31697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 4.7 against 3.25 in 2024; short-term debt: 16.8% and cash: 21.7% of total assets), and 16.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.2%
Return on assets
40.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-03-2026, 137 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
137 d early
2024
80 d early
2023
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€109k▲ 95.7%
2024 · €55k
2023: €35k
2024: €55k
2023 → 2025
Total assets
€130k▲ 88.1%
2024 · €69k
2023: €84k
2024: €69k
2023 → 2025
Net result
€53k▲ 165%
2024 · €20k
2023: €30k
2024: €20k
2023 → 2025
Working capital
€81k▲ 159%
2024 · €31k
2023: €6k
2024: €31k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€35k-€55k▲ 56.5%€109k▲ 95.7%
Operating result€40k-€28k▼ 30.0%€68k▲ 139%
Net result€30k-€20k▼ 34.2%€53k▲ 165%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 139% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €130k
Fixed assets
€27k▲ 13.4%
Current assets
€103k▲ 128%
Equity and liabilities €130k
Equity
€109k▲ 95.7%
Debt
€22k▲ 58.0%
The debt ratio falls from 20.0% to 16.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€76k▲
2024 · €36k
Cash flow
€61k▲
2024 · €27k
Solvency
83.2%▲
2024 · 80.0%
Current ratio
4.70▲
2024 · 3.25
Quick ratio
4.70▲
2024 · 3.25
Debt / equity
0.20▼
2024 · 0.25
ROE
48.9%▲
2024 · 36.1%
ROA
40.7%▲
2024 · 28.9%
Interest coverage
715.66▲
2024 · 51.46
Debt
€22k▲
2024 · €14k
Debt ≤ 1 year
€22k▲
2024 · €14k
Income taxes
€15k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€69k€130k▲
Fixed assets21/28€24k€27k▲
Tangible fixed assets22/27€24k€27k▲
Furniture and vehicles24€24k€18k▼
Other tangible fixed assets26-€10k
Financial fixed assets28-€280
Current assets29/58€45k€103k▲
Amounts receivable after more than one year29-€2k
Trade receivables290-€2k
Amounts receivable within one year40/41€6k€71k▲
Trade receivables40€6k€32k▲
Other amounts receivable41-€39k
Cash at bank and in hand54/58€38k€28k▼
Deferred charges and accrued income490/1€1k€959▼
Equity and liabilities
Total equity and liabilities10/49€69k€130k▲
Equity10/15€55k€109k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€50k€104k▲
Amounts payable17/49€14k€22k▲
Amounts payable within one year42/48€14k€22k▲
Trade debts44€150€802▲
Suppliers440/4€150€802▲
Taxes, remuneration and social security45€14k€21k▲
Taxes450/3€14k€21k▲
Accrued charges and deferred income492/3-€10
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€8k▲
Other operating charges640/8€2k€924▼
Gross operating margin9900€37k€77k▲
Operating profit (loss)9901€28k€68k▲
Financial income75/76B-€1k
Recurring financial income75-€1k
Financial charges65/66B€692€106▼
Recurring financial charges65€692€106▼
Profit (loss) for the period before taxes9903€28k€69k▲
Income taxes67/77€8k€15k▲
Profit (loss) for the period9904€20k€53k▲
Profit (loss) for the period to be appropriated9905€20k€53k▲
Appropriation of the result
Profit (loss) to be appropriated9906€50k€104k▲
Profit (loss) brought forward from the previous period14P€30k€50k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €53k ▲165%
Operating result €68k, net result €53k, both a record.
31-12
Financial
Equity above €100kEq €109k ▲95.7%
3 profitable years in a row build equity to €109k.
12-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €20k ▼34.2%
Net result drops to €20k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 3.25
Current ratio from 1.12 to 3.25; short-term debt falls from €49k to €14k.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beauvechain · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Leeman,T.-la-G. 311320 BeauvechainGround area
7,979 m²
Building footprint
588 m²
Volume, LiDAR
4,785 m³
2 parcels, Wallonia · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue de la Comtesse Alpayde 48, 1320 Beauvechain
since 20232.343.445.467
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25038C0301/00K000 | Wallonia | 6,244 m² | 1 · 465 m² | 10.9 m · 3 fl. |
| 25103E0634/00L000 | Wallonia | 1,735 m² | 1 · 123 m² | 10.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AMPLIO CONCEPT
BE 0684.671.134
Schaarbeek · Eq €109k
CERI-LIMITED
BE 0769.774.875
Charleroi · Eq €109k
INOGAME
BE 0677.730.486
Schaarbeek · Eq €109k
NEXUS PARTNERS
BE 1005.783.991
Nivelles · Eq €109k
FELIZAR
BE 0654.885.701
Dilbeek · Eq €109k
Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 40,729 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-03-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
46190Agents in non-specialised wholesale trade
70210Activities of head offices; management consultancy activities
73110Advertising agencies
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.