FT&Co
ActiveSummary
FT&Co has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €108,535 and a net result of €53,064. Equity is growing by ~65.9% per year across the filed fiscal years. Its solvency ranks better than 80% of 31942 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9,000 at 30 days acceptable
Liquidity ample (current ratio 4.7 against 3.25 in 2024; short-term debt: 16.8% and cash: 21.7% of total assets), and 16.8% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.2%
Return on assets
40.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-03-2026, 137 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
137 d early
2024
80 d early
2023
8 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 75 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 12 May (3 of the last 3 filed years within 73 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€108,535▲ 95.7%
2024 · €55,471
Total assets
€130,489▲ 88.1%
2024 · €69,367
Net result
€53,064▲ 165%
2024 · €20,028
Working capital
€81,093▲ 159%
2024 · €31,259
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€40,390-€28,290▼ 30.0%€67,575▲ 139%
Net result€30,443within the sector's middle half-€20,028within the sector's middle half▼ 34.2%€53,064within the sector's middle half▲ 165%
Equity€35,443within the sector's middle half-€55,471within the sector's middle half▲ 56.5%€108,535within the sector's middle half▲ 95.7%
Total assets€83,973within the sector's middle half-€69,367below the sector's middle half▼ 17.4%€130,489within the sector's middle half▲ 88.1%
Debt€48,530-€13,897▼ 71.4%€21,954▲ 58.0%
Working capital€5,806within the sector's middle half-€31,259within the sector's middle half▲ 438%€81,093within the sector's middle half▲ 159%
Solvency42.2%within the sector's middle half-80.0%above the sector's middle half▲ 37.8pp83.2%above the sector's middle half▲ 3.2pp
Current ratio1.12within the sector's middle half-3.25within the sector's middle half▲ 2.134.70above the sector's middle half▲ 1.45
Return on assets (ROA)36.3%above the sector's middle half-28.9%within the sector's middle half▼ 7.4pp40.7%above the sector's middle half▲ 11.8pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 139% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €130,489
Fixed assets
€27,452 ▲ 13.4%
Current assets
€103,037 ▲ 128%
Equity and liabilities €130,489
Equity
€108,535 ▲ 95.7%
Debt
€21,954 ▲ 58.0%
Debt's share of the balance-sheet total falls from 20.0% to 16.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€75,795▲
2024 · €35,590
Cash flow
€61,284▲
2024 · €27,327
Debt to equity
0.20▼
2024 · 0.25
ROE
48.9%▲
2024 · 36.1%
Interest coverage
715.66▲
2024 · 51.46
Debt ≤ 1 year
€21,944▲
2024 · €13,897
Income taxes
€15,470▲
2024 · €7,571
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 39,276 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,276 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,991 | €7,300 | €8,220 | ▲ 12.6% |
| Other operating charges640/8 | €2,607 | €1,512 | €924 | ▼ 38.9% |
| Gross operating margin9900 | €47,989 | €37,102 | €76,719 | ▲ 107% |
| Operating profit (loss)9901 | €40,390 | €28,290 | €67,575 | ▲ 139% |
| Financial income75/76B | - | - | €1,065 | - |
| Recurring financial income75 | - | - | €1,065 | - |
| Financial charges65/66B | €595 | €692 | €106 | ▼ 84.7% |
| Recurring financial charges65 | €595 | €692 | €106 | ▼ 84.7% |
| Profit (loss) for the period before taxes9903 | €39,795 | €27,599 | €68,534 | ▲ 148% |
| Income taxes67/77 | €9,352 | €7,571 | €15,470 | ▲ 104% |
| Profit (loss) for the period9904 | €30,443 | €20,028 | €53,064 | ▲ 165% |
| Profit (loss) for the period to be appropriated9905 | €30,443 | €20,028 | €53,064 | ▲ 165% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €83,973 | €69,367 | €130,489 | ▲ 88.1% |
| Fixed assets21/28 | €29,645 | €24,212 | €27,452 | ▲ 13.4% |
| Tangible fixed assets22/27 | €29,645 | €24,212 | €27,172 | ▲ 12.2% |
| Furniture and vehicles24 | €29,645 | €24,212 | €17,643 | ▼ 27.1% |
| Other tangible fixed assets26 | - | - | €9,530 | - |
| Financial fixed assets28 | - | - | €280 | - |
| Current assets29/58 | €54,328 | €45,155 | €103,037 | ▲ 128% |
| Amounts receivable after more than one year29 | - | - | €2,400 | - |
| Trade receivables290 | - | - | €2,400 | - |
| Amounts receivable within one year40/41 | €7,500 | €6,000 | €71,342 | ▲ 1,089% |
| Trade receivables40 | €7,500 | €6,000 | €32,020 | ▲ 434% |
| Other amounts receivable41 | - | - | €39,321 | - |
| Cash at bank and in hand54/58 | €44,855 | €37,674 | €28,336 | ▼ 24.8% |
| Deferred charges and accrued income490/1 | €1,973 | €1,481 | €959 | ▼ 35.3% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €83,973 | €69,367 | €130,489 | ▲ 88.1% |
| Equity10/15 | €35,443 | €55,471 | €108,535 | ▲ 95.7% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | €30,443 | €50,471 | €103,535 | ▲ 105% |
| Amounts payable17/49 | €48,530 | €13,897 | €21,954 | ▲ 58.0% |
| Amounts payable within one year42/48 | €48,522 | €13,897 | €21,944 | ▲ 57.9% |
| Trade debts44 | €1,572 | €150 | €802 | ▲ 436% |
| Suppliers440/4 | €1,572 | €150 | €802 | ▲ 436% |
| Taxes, remuneration and social security45 | €16,868 | €13,747 | €21,142 | ▲ 53.8% |
| Taxes450/3 | €16,868 | €13,747 | €21,142 | ▲ 53.8% |
| Other amounts payable47/48 | €30,083 | - | - | - |
| Accrued charges and deferred income492/3 | €8 | - | €10 | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €30,443 | €20,028 | €53,064 | ▲ 165% |
| + Depreciation and write-downs630 | €4,991 | €7,300 | €8,220 | ▲ 12.6% |
| Operating cash flow (approximation) | €35,434 | €27,327 | €61,284 | ▲ 124% |
| Investment in fixed assets (approximation) | - | -€1,867 | -€11,461 | ▼ 514% |
| Change in cash | - | -€7,181 | -€9,338 | ▼ 30.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €53,064 ▲165%
Operating result €67,575, net result €53,064, both a record.
31-12
Financial
Equity above €100,000Eq €108,535 ▲95.7%
3 profitable years in a row build equity to €108,535.
12-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €20,028 ▼34.2%
Net result drops to €20,028, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 3.25
Current ratio from 1.12 to 3.25; short-term debt falls from €48,522 to €13,897.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beauvechain · 1 establishment unit since 2023
Ground area
7,979 m²
Building footprint
588 m²
Volume, LiDAR
4,785 m³
2 parcels, Wallonia · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue de la Comtesse Alpayde 48, 1320 Beauvechain
since 20232.343.445.467
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25038C0301/00K000 | Wallonia | 6,244 m² | 1 · 465 m² | 10.9 m · 3 fl. |
| 25103E0634/00L000 | Wallonia | 1,735 m² | 1 · 123 m² | 10.5 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AMPLIO CONCEPT
BE 0684.671.134
Schaarbeek · Eq €108,533
CERI-LIMITED
BE 0769.774.875
Charleroi · Eq €108,515
INOGAME
BE 0677.730.486
Schaarbeek · Eq €108,559
NEXUS PARTNERS
BE 1005.783.991
Nivelles · Eq €108,510
FELIZAR
BE 0654.885.701
Dilbeek · Eq €108,565
Of 82,642 companies in sector 70200 we hold annual accounts for 52,629. 40,753 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded31-03-2023
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
46190Agents in non-specialised wholesale trade
73110Advertising agencies
73300Public relations and communication consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0800259896
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.