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FRUITHANDEL VAN ROMPAEY

Active
Public limited companyfounded 198738 yrs activeHavenzijde 76, 8434 Middelkerke, BelgiumKBO/BCE: BE 0432.798.558

FRUITHANDEL VAN ROMPAEY has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €353k and a net result of €-7k. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 95% of 7924 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
60 / 100
Healthy▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
balance sheet total too small for a liquidity verdict, and 0.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 38 years 0 40 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
99.9%
Return on assets
-2.1%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
29 d early
2024
23 d early
2023
on the day
2022
21 d late
2021
58 d early
2020
50 d early
2019
15 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€353k▼ 2.0%
2024 · €360k
2018: €337k 2019: €344k 2020: €342k 2021: €326k 2022: €353k 2023: €368k 2024: €360k
2018 → 2025
Total assets
€353k▼ 4.1%
2024 · €368k
2018: €340k 2019: €346k 2020: €346k 2021: €330k 2022: €372k 2023: €371k 2024: €368k
2018 → 2025
Net result
€-7k▲ 12.8%
2024 · €-8k
2018: €16k 2019: €7k 2020: €-2k 2021: €-16k 2022: €27k 2023: €16k 2024: €-8k
2018 → 2025
Working capital
€349k▼ 1.6%
2024 · €355k
2018: €322k 2019: €335k 2020: €316k 2021: €313k 2022: €353k 2023: €362k 2024: €355k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€326k-€353k▲ 8.2%€368k▲ 4.5%€360k▼ 2.3%€353k▼ 2.0%
Operating result€-16k-€37k€24k▼ 34.4%€-9k€-8k▲ 12.7%
Net result€-16k-€27k€16k▼ 40.8%€-8k€-7k▲ 12.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€0€20k€40kOperating result 2021: €-16k€-16kNet result 2021: €-16k€-16kOperating result 2022: €37k€37kNet result 2022: €27k€27kOperating result 2023: €24k€24kNet result 2023: €16k€16kOperating result 2024: €-9k€-9kNet result 2024: €-8k€-8kOperating result 2025: €-8k€-8kNet result 2025: €-7k€-7k20212022202320242025
The operating result stays negative: a loss of €8k in 2025 against €9k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €353k
Fixed assets €3k▼ 32.4%
Current assets €350k▼ 3.7%
Equity and liabilities €353k
Equity €353k▼ 2.0%
Debt €288▼ 96.4%
The debt ratio falls from 2.2% to 0.1%: debt falls faster than equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€-7k
2024 · €-8k
Cash flow
€-6k
2024 · €-7k
Solvency
99.9%
2024 · 97.8%
Debt / equity
0.00
2024 · 0.02
ROE
-2.1%
2024 · -2.3%
ROA
-2.1%
2024 · -2.3%
Interest coverage
-156.93
2024 · -160.37
Debt
€288
2024 · €8k
Debt ≤ 1 year
€288
2024 · €8k
Income taxes
€290
A ratio outside any meaningful range has been withheld (balance sheet total €353k, equity €353k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€368k€353k
Fixed assets21/28€5k€3k
Tangible fixed assets22/27€5k€3k
Plant, machinery and equipment23€5k€3k
Current assets29/58€363k€350k
Amounts receivable within one year40/41€42k€36k
Trade receivables40€26k€14k
Other amounts receivable41€16k€22k
Current investments50/53€110k€110k=
Cash at bank and in hand54/58€211k€203k
Deferred charges and accrued income490/1€50€0
Equity and liabilities
Total equity and liabilities10/49€368k€353k
Equity10/15€360k€353k
Contributions10/11€89k€89k=
Capital10€89k€89k=
Issued capital100€89k€89k=
Reserves13€217k€217k=
Non-distributable reserves130/1€119k€119k=
Legal reserve130€9k€9k=
Own shares acquired1312€110k€110k=
Tax-exempt reserves132€33k€33k=
Distributable reserves133€65k€65k=
Profit (loss) carried forward14€54k€47k
Amounts payable17/49€8k€288
Amounts payable within one year42/48€8k€288
Trade debts44€605€64
Suppliers440/4€605€64
Taxes, remuneration and social security45€7k€5
Taxes450/3€7k€5
Other amounts payable47/48€219€219=
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Other operating charges640/8€563€528
Gross operating margin9900€-7k€-6k
Operating profit (loss)9901€-9k€-8k
Financial income75/76B€964€1k
Recurring financial income75€964€1k
Financial charges65/66B€48€42
Recurring financial charges65€48€42
Profit (loss) for the period before taxes9903€-8k€-7k
Income taxes67/77-€290
Profit (loss) for the period9904€-8k€-7k
Profit (loss) for the period to be appropriated9905€-8k€-7k
Appropriation of the result
Profit (loss) to be appropriated9906€54k€47k
Profit (loss) brought forward from the previous period14P€62k€54k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
02-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Liquidity times 27current ratio 1215.30
Current ratio from 45.40 to 1215.30; short-term debt falls from €8k to €288.
08-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Liquidity times 9current ratio 165.86
Current ratio from 19.50 to 165.86; short-term debt falls from €19k to €2k.
21-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2022
31-12
Financial Back to profitnet €27k
Net result €27k after 2 loss-making years.
03-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Weakest financial yearnet €-16k
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
11-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
16-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
27-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
11-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
08-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Middelkerke · 1 establishment unit since 1987
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Havenzijde 768434 Middelkerke
Ground area
398 m²
Building footprint
70 m²
Parcel 35009B0581/00P004, Flanders · tallest building 0.1 m. Linked by address, not a title deed.
1 establishment unit
FRUITHANDEL VAN ROMPAEY
Havenzijde 76, 8434 MiddelkerkeNACE 51310
since 19872.032.439.713
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
35009B0581/00P004 Flanders 398 m² 1 · 70 m² 0.1 m
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 949 companies in sector 46319 we hold annual accounts for 603. 431 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded09-12-1987
Fiscal year end31-12
Activities, NACEBEL
46319Wholesale of fruit and vegetables, excluding potatoes
51310
49410Freight transport by road
52100Warehousing and storage
63122
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.