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FROOMLE

Active
Public limited companyfounded 201610 yrs activeBorsbeeksebrug 34/1, 2600 Antwerpen, BelgiumKBO/BCE: BE 0654.854.720
Summary

FROOMLE has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€723,768) and a net result of -€103,233. Equity is shrinking by ~44.9% per year across the filed fiscal years. Its solvency ranks better than 5% of 2729 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.67 against 2.81 in 2024; short-term debt: 142.3% and cash: 27.2% of total assets), and equity is negative.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-303.9%
Return on assets
-43.3%
Age of the figures
18 mo
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year -€723,768
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 24-10-2025, 7 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
7 d early
2024
7 d early
2023
12 d early
2022
26 d early
2021
5 d early
2020
17 d early
2019
14 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 13 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 24 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
31-03-2026 close29-09-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

FROOMLE was incorporated on 20 May 2016.1 Total assets fell from EUR 358,463 in 2019 to EUR 238,157 in 2025 and headcount from 5.9 to 1.9 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, abbreviated schema

Equity
-€723,768▲ 3.7%
2024 · -€751,734
Total assets
€238,157▼ 33.2%
2024 · €356,534
Net result
-€103,233▲ 1.8%
2024 · -€105,150
Working capital
-€112,542
2024 · €218,643
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€501,815-€983,513▼ 96.0%-€817,383▲ 16.9%-€61,720▲ 92.4%-€60,337▲ 2.2%
Net result-€509,327below the sector's middle half-€1.0mbelow the sector's middle half▼ 98.0%-€858,602below the sector's middle half▲ 14.9%-€105,150below the sector's middle half▲ 87.8%-€103,233below the sector's middle half▲ 1.8%
Equity€437,094within the sector's middle half▼ 53.8%-€69,231below the sector's middle half-€646,585below the sector's middle half▼ 834%-€751,734below the sector's middle half▼ 16.3%-€723,768below the sector's middle half▲ 3.7%
Total assets€1.2mwithin the sector's middle half▼ 40.2%€1.3mwithin the sector's middle half▲ 8.1%€897,036within the sector's middle half▼ 32.3%€356,534within the sector's middle half▼ 60.3%€238,157within the sector's middle half▼ 33.2%
Debt€789,482▼ 28.5%€1.4m▲ 76.7%€1.5m▲ 10.6%€1.1m▼ 28.2%€961,925▼ 13.2%
Working capital€963,263above the sector's middle half▼ 43.5%€990,702above the sector's middle half▲ 2.8%€499,597above the sector's middle half▼ 49.6%€218,643within the sector's middle half▼ 56.2%-€112,542below the sector's middle half
Solvency35.6%within the sector's middle half▼ 10.5pp-5.2%below the sector's middle half▼ 40.9pp-72.1%below the sector's middle half▼ 66.9pp-210.8%below the sector's middle half▼ 138.8pp-303.9%below the sector's middle half▼ 93.1pp
Current ratio5.01above the sector's middle half▼ 1.214.15above the sector's middle half▼ 0.852.34within the sector's middle half▼ 1.822.81within the sector's middle half▲ 0.470.67below the sector's middle half▼ 2.14
Return on assets (ROA)-41.5%below the sector's middle half▼ 44.2pp-76.1%below the sector's middle half▼ 34.5pp-95.7%below the sector's middle half▼ 19.7pp-29.5%below the sector's middle half▲ 66.2pp-43.3%below the sector's middle half▼ 13.9pp
Staff (FTE)12.9above the sector's middle half▲ 38.7%14.8above the sector's middle half▲ 14.7%0below the sector's middle half▼ 100%5.4within the sector's middle half1.9within the sector's middle half▼ 64.8%
above within below the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
-€1.5m-€1.0m-€500,000€0Operating result 2021: -€501,815-€501,815Net result 2021: -€509,327-€509,327Operating result 2022: -€983,513-€983,513Net result 2022: -€1.0m-€1.0mOperating result 2023: -€817,383-€817,383Net result 2023: -€858,602-€858,602Operating result 2024: -€61,720-€61,720Net result 2024: -€105,150-€105,150Operating result 2025: -€60,337-€60,337Net result 2025: -€103,233-€103,23320212022202320242025-€1m-€750,000-€500,000-€250,000€0Operating result 2023: -€817,383-€817,000Net result 2023: -€858,602-€859,000Operating result 2024: -€61,720-€61,700Net result 2024: -€105,150-€105,000Operating result 2025: -€60,337-€60,300Net result 2025: -€103,233-€103,000202320242025
The operating result stays negative: a loss of €60,337 in 2025 against €61,720 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €238,157
Fixed assets €11,911 ▼ 29.9%
Current assets €226,246 ▼ 33.4%
Key figures and ratios
2025 value · change against 2024
EBITDA
-€55,877▼
2024 · -€54,385
Cash flow
-€98,772▼
2024 · -€97,815
Debt to equity
-1.33▲
2024 · -1.47
Interest coverage
-1.30▼
2024 · -1.26
Debt ≤ 1 year
€338,789▲
2024 · €120,909
Debt > 1 year
€412,575▼
2024 · €750,000
Income taxes
€337▼
2024 · €356
Staff costs
€184,948▼
2024 · €501,754
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,906 companies that looked in July 2024 the way this one looks now, 5.8% went bankrupt within 24 months and 85% are still going.

  • Micro
  • 10 to 20 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
5.8% went bankrupt
8.1% stopped otherwise
85% still going

A further 0.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,906 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet Code20242025
Assets
Total assets20/58€356,534€238,157▼
Fixed assets21/28€16,982€11,911▼
Tangible fixed assets22/27€6,730€1,659▼
Furniture and vehicles24€6,730€1,659▼
Financial fixed assets28€10,252€10,252=
Current assets29/58€339,552€226,246▼
Amounts receivable within one year40/41€83,597€142,997▲
Trade receivables40€33,812€139,320▲
Other amounts receivable41€49,786€3,677▼
Cash at bank and in hand54/58€233,009€64,752▼
Deferred charges and accrued income490/1€22,946€18,497▼
Equity and liabilities
Total equity and liabilities10/49€356,534€238,157▼
Equity10/15-€751,734-€723,768▲
Contributions10/11€2.0m€2.1m▲
Capital10€846,876€978,076▲
Issued capital100€859,276€1.4m▲
Uncalled capital101€12,400€381,199▲
Outside capital11€1.1m€1.1m=
Share premium1100/10€1.1m€1.1m=
Profit (loss) carried forward14-€2.7m-€2.8m▼
Amounts payable17/49€1.1m€961,925▼
Amounts payable after more than one year17€750,000€412,575▼
Financial debts170/4€750,000€412,575▼
Amounts payable within one year42/48€120,909€338,789▲
Current portion of amounts payable after more than one year42-€241,134
Financial debts43€2,974€2,537▼
Credit institutions430/8€2,974€2,537▼
Trade debts44€102,452€61,880▼
Suppliers440/4€102,452€61,880▼
Taxes, remuneration and social security45€15,484€33,237▲
Taxes450/3€2,058€14,869▲
Remuneration and social security454/9€13,426€18,369▲
Accrued charges and deferred income492/3€237,359€210,561▼
Income statement Code20242025
Non-recurring operating income76A€7,085€29,556▲
Remuneration, social security and pensions62€501,754€184,948▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,335€4,461▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-€7,500▼
Other operating charges640/8€1,424€9,386▲
Non-recurring operating charges66A-€695
Gross operating margin9900€448,793€131,652▼
Operating profit (loss)9901-€61,720-€60,337▲
Financial income75/76B€83€492▲
Recurring financial income75€83€32▼
Non-recurring financial income76B€0€460▲
Financial charges65/66B€43,156€43,051▼
Recurring financial charges65€43,156€43,051▼
Profit (loss) for the period before taxes9903-€104,794-€102,896▲
Income taxes67/77€356€337▼
Profit (loss) for the period9904-€105,150-€103,233▲
Profit (loss) for the period to be appropriated9905-€105,150-€103,233▲
Appropriation of the result
Profit (loss) to be appropriated9906-€2.7m-€2.8m▼
Profit (loss) brought forward from the previous period14P-€2.6m-€2.7m▼
Social balance
Average headcount (FTE)90875.41.9▼

The notes to these accounts (23 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A-€83-€7,085€29,556▲ 317%
Remuneration, social security and pensions62-€1.1m€1.1m€501,754€184,948▼ 63.1%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,931€6,974€7,961€7,335€4,461▼ 39.2%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4--€7,500€0-€7,500-
Other operating charges640/8-€1,257€1,377€1,424€9,386▲ 559%
Non-recurring operating charges66A-€0--€695-
Gross operating margin9900€443,300€103,850€325,352€448,793€131,652▼ 70.7%
Operating profit (loss)9901-€501,815-€983,513-€817,383-€61,720-€60,337▲ 2.2%
Financial income75/76B-€388€1,004€83€492▲ 494%
Recurring financial income75€0€388€644€83€32▼ 61.8%
Non-recurring financial income76B--€360€0€460-
Financial charges65/66B-€24,889€41,697€43,156€43,051▼ 0.2%
Recurring financial charges65€7,003€24,889€41,697€43,156€43,051▼ 0.2%
Profit (loss) for the period before taxes9903-€508,817-€1.0m-€858,076-€104,794-€102,896▲ 1.8%
Income taxes67/77€509€556€525€356€337▼ 5.3%
Profit (loss) for the period9904-€509,327-€1.0m-€858,602-€105,150-€103,233▲ 1.8%
Profit (loss) for the period to be appropriated9905-€509,327-€1.0m-€858,602-€105,150-€103,233▲ 1.8%
Line20212022202320242025Change
Assets
Total assets20/58€1.2m€1.3m€897,036€356,534€238,157▼ 33.2%
Fixed assets21/28€22,904€21,221€24,317€16,982€11,911▼ 29.9%
Intangible fixed assets21€1,162€445€0---
Tangible fixed assets22/27€9,334€10,524€14,065€6,730€1,659▼ 75.4%
Furniture and vehicles24-€10,524€14,065€6,730€1,659▼ 75.4%
Financial fixed assets28€12,408€10,252€10,252€10,252€10,252=
Current assets29/58€1.2m€1.3m€872,719€339,552€226,246▼ 33.4%
Amounts receivable within one year40/41€22,337€101,254€57,599€83,597€142,997▲ 71.1%
Trade receivables40-€77,421€57,106€33,812€139,320▲ 312%
Other amounts receivable41-€23,833€493€49,786€3,677▼ 92.6%
Cash at bank and in hand54/58€1.1m€1.1m€650,411€233,009€64,752▼ 72.2%
Deferred charges and accrued income490/1-€96,127€164,709€22,946€18,497▼ 19.4%
Equity and liabilities
Total equity and liabilities10/49€1.2m€1.3m€897,036€356,534€238,157▼ 33.2%
Equity10/15€437,094-€69,231-€646,585-€751,734-€723,768▲ 3.7%
Contributions10/11€63,383€1.7m€2.0m€2.0m€2.1m▲ 6.7%
Capital10-€565,628€846,876€846,876€978,076▲ 15.5%
Issued capital100-€859,276€859,276€859,276€1.4m▲ 58.2%
Uncalled capital101-€293,648€12,400€12,400€381,199▲ 2,974%
Outside capital11-€1.1m€1.1m€1.1m€1.1m=
Share premium1100/10-€1.1m€1.1m€1.1m€1.1m=
Profit (loss) carried forward14-€751,103-€1.8m-€2.6m-€2.7m-€2.8m▼ 3.8%
Amounts payable17/49€789,482€1.4m€1.5m€1.1m€961,925▼ 13.2%
Amounts payable after more than one year17-€750,000€750,000€750,000€412,575▼ 45.0%
Financial debts170/4-€750,000€750,000€750,000€412,575▼ 45.0%
Amounts payable within one year42/48€240,409€314,041€373,122€120,909€338,789▲ 180%
Current portion of amounts payable after more than one year42----€241,134-
Financial debts43-€4,984€2,161€2,974€2,537▼ 14.7%
Credit institutions430/8-€4,984€2,161€2,974€2,537▼ 14.7%
Trade debts44€91,646€130,836€171,929€102,452€61,880▼ 39.6%
Suppliers440/4-€130,836€171,929€102,452€61,880▼ 39.6%
Taxes, remuneration and social security45-€178,220€199,032€15,484€33,237▲ 115%
Taxes450/3-€2,085€59,579€2,058€14,869▲ 623%
Remuneration and social security454/9-€176,135€139,453€13,426€18,369▲ 36.8%
Accrued charges and deferred income492/3-€331,155€420,499€237,359€210,561▼ 11.3%
Line20212022202320242025Change
Profit (loss) for the period9904-€509,327-€1.0m-€858,602-€105,150-€103,233▲ 1.8%
+ Depreciation and write-downs630€8,931€6,974€7,961€7,335€4,461▼ 39.2%
Operating cash flow (approximation)-€500,396-€1.0m-€850,641-€97,815-€98,772▼ 1.0%
Investment in fixed assets (approximation)--€5,292-€11,056€0€610-
Change in cash-€22,414-€456,952-€417,402-€168,257▲ 59.7%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
24-10
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
24-10
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
19-10
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
05-10
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
31-03
Financial Weakest financial yearnet -€1.0m
Net result drops to -€1.0m, the lowest in the series; recovery starts the following year.
2021
26-10
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
14-10
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
31-03
Financial Back to profitnet €54,273
Net result €54,273 after one loss-making year.
31-03
Financial Liquidity doublescurrent ratio 6.22
Current ratio from 3.02 to 6.22.
31-03
Financial Equity above €500,000Eq €946,420 ▲759%
Equity rises from €110,151 to €946,420.
2019
17-10
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
31-10
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 14 acts read
About the unread acts

We know of 14 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
14 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2017
seat establishment The establishment unit on the map
Ground area
2.4 ha
Building footprint
3,972 m²
Volume, LiDAR
85 m³
Parcel 11302A0095/00E008, Flanders · tallest building 5.0 m. Linked by address, not a title deed.
1 establishment unit
FROOMLE
Borsbeeksebrug 28/0, 2600 AntwerpenRetail trade
since 20172.262.707.914
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11302A0095/00E008 Flanders 2.4 ha 2 · 3,972 m² 5.0 m
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 to 2025 · 6 entries · 17,290 EUR awarded · 17,290 EUR paid
Year Entries awardedpaid
2025 2 -3,156 EUR3,094 EUR
2023 2 6,986 EUR13,236 EUR
2022 2 13,460 EUR960 EUR
Schemes
4 entries · 9,344 EUR · 9,344 EUR paid · Fonds voor Innoveren en Ondernemen
1 entry · 6,986 EUR · 6,986 EUR paid · Fonds voor Innoveren en Ondernemen
1 entry · 960 EUR · 960 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 16,915 companies in sector 62100 we hold annual accounts for 8,786. 5,690 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded20-05-2016
Fiscal year end31-03
Activities, NACEBEL 2025
62100Computer programming
62200Computer consultancy and computer facilities management
85599Other education
Contact
Website www.froomle.comAntwerpen
E-mail info@froomle.comAntwerpen
E-invoicing
Reachable via Peppol
Peppol ID 0208:0654854720
Also 9925:BE0654854720
Registered 24-11-2023

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.