My App Zone
ActiveThe annual accounts of My App Zone for fiscal year 2025 show a net loss of 55% of total assets. The 2025 annual accounts show equity of €125k and a net result of €-75k. Equity is growing by ~17.7% per year across the filed fiscal years. Its solvency ranks better than 91% of 17022 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 8.77 against 19.07 in 2024; short-term debt: 7.9% and cash: 37.9% of total assets), and 7.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.1%
Return on assets
-55.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
27 d late
2022
29 d late
2021
29 d late
2020
31 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€125k▼ 37.5%
2024 · €200k
2018: €39k
2019: €51k
2020: €74k
2021: €96k
2022: €63k
2023: €68k
2024: €200k
2018 → 2025
Total assets
€136k▼ 34.9%
2024 · €209k
2018: €70k
2019: €81k
2020: €80k
2021: €103k
2022: €78k
2023: €81k
2024: €209k
2018 → 2025
Net result
€-75k
2024 · €132k
2018: €14k
2019: €13k
2020: €23k
2021: €23k
2022: €-34k
2023: €5k
2024: €132k
2018 → 2025
Working capital
€83k▼ 46.9%
2024 · €157k
2018: €30k
2019: €-7k
2020: €19k
2021: €46k
2022: €8k
2023: €11k
2024: €157k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€96k-€63k▼ 35.2%€68k▲ 8.0%€200k▲ 196%€125k▼ 37.5%
Operating result€23k-€-34k€5k€133k▲ 2,441%€-74k
Net result€23k-€-34k€5k€132k▲ 2,559%€-75k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €74k after €133k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €136k
Fixed assets
€42k▼ 2.9%
Current assets
€94k▼ 43.2%
Equity and liabilities €136k
Equity
€125k▼ 37.5%
Debt
€11k▲ 23.5%
The debt ratio rises from 4.2% to 7.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-52k▼
2024 · €154k
Cash flow
€-53k▼
2024 · €153k
Solvency
92.1%▼
2024 · 95.8%
Current ratio
8.77▼
2024 · 19.07
Quick ratio
8.77▼
2024 · 19.07
Debt / equity
0.09▲
2024 · 0.04
ROE
-59.9%▼
2024 · 66.2%
ROA
-55.2%▼
2024 · 63.5%
Interest coverage
-32.92▼
2024 · 224.79
Debt
€11k▲
2024 · €9k
Debt ≤ 1 year
€11k▲
2024 · €9k
Income taxes
€616▲
2024 · €175
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€209k€136k▼
Fixed assets21/28€43k€42k▼
Intangible fixed assets21€38k€36k▼
Tangible fixed assets22/27€3k€4k▲
Furniture and vehicles24€3k€4k▲
Financial fixed assets28€2k€2k=
Current assets29/58€166k€94k▼
Amounts receivable within one year40/41€2k€19k▲
Trade receivables40€2k€4k▲
Other amounts receivable41-€16k
Current investments50/53-€23k
Cash at bank and in hand54/58€160k€51k▼
Deferred charges and accrued income490/1€4k€0▼
Equity and liabilities
Total equity and liabilities10/49€209k€136k▼
Equity10/15€200k€125k▼
Contributions10/11€244k€244k=
Profit (loss) carried forward14€-44k€-119k▼
Amounts payable17/49€9k€11k▲
Amounts payable within one year42/48€9k€11k▲
Trade debts44€335€0▼
Suppliers440/4€335€0▼
Taxes, remuneration and social security45€1k€11k▲
Taxes450/3€1k€6k▲
Remuneration and social security454/9-€5k
Other amounts payable47/48€7k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€22k▲
Other operating charges640/8€780€3k▲
Gross operating margin9900€155k€-50k▼
Operating profit (loss)9901€133k€-74k▼
Financial income75/76B€277€1k▲
Recurring financial income75€277€1k▲
Financial charges65/66B€685€2k▲
Recurring financial charges65€685€2k▲
Profit (loss) for the period before taxes9903€133k€-74k▼
Income taxes67/77€175€616▲
Profit (loss) for the period9904€132k€-75k▼
Profit (loss) for the period to be appropriated9905€132k€-75k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-44k€-119k▼
Profit (loss) brought forward from the previous period14P€-176k€-44k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-09
State Gazette act
Board meeting · Registered-office moveBoard meeting · Registered-office move2 facts ▸
State Gazette act
Board meeting · Registered-office move
Board meeting · Registered-office move2 facts ▸
- Board meeting, 2026-06-23
- Registered-office move, rue Auguste Danse 86 1180 Uccle
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-75k ▼157%
Net result drops to €-75k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Highest result since 2018net €132k ▲2559%
Operating result €133k, net result €132k, both a record.
31-12
Financial
Liquidity times 10current ratio 19.07
Current ratio from 1.82 to 19.07; short-term debt falls from €14k to €9k.
31-12
Financial
Equity above €150kEq €200k ▲196%
2 profitable years in a row build equity to €200k.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 8.13
Current ratio from 3.89 to 8.13; short-term debt falls from €7k to €6k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Liquidity times 5current ratio 3.89
Current ratio from 0.77 to 3.89; short-term debt falls from €30k to €7k.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 57 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Auguste Dansestraat 861180 UkkelGround area
3,699 m²
Building footprint
1,947 m²
Volume, LiDAR
44,673 m³
2 parcels, Brussels · tallest building 38.1 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
FlagWorlds
since 20152.247.245.421
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21822R0226/00W011 | Brussels | 3,529 m² | 1 · 1,878 m² | 38.1 m · 7 fl. |
| 21616A0186/00Z003 | Brussels | 170 m² | 1 · 69 m² | 12.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
UMBI
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Let's not copy - paste it !
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HLM - INFORMATICS
BE 0432.077.887
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DELLSOFT
BE 0740.476.125
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TWAM
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Of 16,887 companies in sector 62100 we hold annual accounts for 8,777. 6,926 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-09-2015
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.