FRITZ
ActiveFRITZ has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €89k and a net result of €3k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 95% of 13044 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
81
/ 100
Excellent▼ -19 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability16▼-84
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 25.06 against 7.06 in 2024), and 11.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.6%
Return on assets
2.9%
Age of the figures
8 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €89k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
13 d late
2023
30 d late
2022
25 d late
2021
26 d late
2020
24 d late
2019
60 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€89k▲ 3.4%
2024 · €86k
2018: €21k
2019: €-9k
2020: €-4k
2021: €-4k
2022: €26k
2023: €51k
2024: €86k
2018 → 2025
Total assets
€101k▼ 23.9%
2024 · €132k
2018: €63k
2019: €165k
2020: €151k
2021: €144k
2022: €144k
2023: €146k
2024: €132k
2018 → 2025
Net result
€3k▼ 91.8%
2024 · €36k
2018: €-3k
2019: €-29k
2020: €5k
2021: €8
2022: €30k
2023: €25k
2024: €36k
2018 → 2025
Working capital
€55k▼ 16.5%
2024 · €66k
2018: €6k
2019: €34k
2020: €43k
2021: €50k
2022: €65k
2023: €70k
2024: €66k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-4k-€26k€51k▲ 97.7%€86k▲ 70.3%€89k▲ 3.4%
Operating result€-852-€29k€25k▼ 15.0%€38k▲ 55.7%€34k▼ 11.3%
Net result€8-€30k▲ 391,477%€25k▼ 15.8%€36k▲ 42.2%€3k▼ 91.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 11% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €101k
Fixed assets
€44k▼ 21.9%
Current assets
€57k▼ 25.4%
Equity and liabilities €101k
Equity
€89k▲ 3.4%
Debt
€11k▼ 75.0%
The debt ratio falls from 34.8% to 11.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€48k▼
2024 · €52k
Cash flow
€16k▼
2024 · €49k
Solvency
88.6%▲
2024 · 65.2%
Current ratio
25.06▲
2024 · 7.06
Quick ratio
24.46▲
2024 · 6.97
Debt / equity
0.13▼
2024 · 0.53
ROE
3.3%▼
2024 · 41.3%
ROA
2.9%▼
2024 · 26.9%
Interest coverage
1.53▼
2024 · 17.91
Debt
€11k▼
2024 · €46k
Debt ≤ 1 year
€2k▼
2024 · €11k
Debt > 1 year
€9k▼
2024 · €33k
Staff costs
€180▲
2024 · €165
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€132k€101k▼
Fixed assets21/28€56k€44k▼
Tangible fixed assets22/27€56k€44k▼
Land and buildings22€17k€14k▼
Plant, machinery and equipment23€36k€28k▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€76k€57k▼
Stocks and contracts in progress3€994€1k▲
Stocks30/36€994€1k▲
Amounts receivable within one year40/41€44k€42k▼
Trade receivables40€41k€41k▼
Other amounts receivable41€3k€370▼
Cash at bank and in hand54/58€29k€12k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€132k€101k▼
Equity10/15€86k€89k▲
Contributions10/11€20k€20k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€64k€67k▲
Amounts payable17/49€46k€11k▼
Amounts payable after more than one year17€33k€9k▼
Other amounts payable178/9€33k€9k▼
Amounts payable within one year42/48€11k€2k▼
Trade debts44€7k€590▼
Suppliers440/4€7k€590▼
Taxes, remuneration and social security45€4k€2k▼
Taxes450/3€4k€2k▼
Other amounts payable47/48€83-
Accrued charges and deferred income492/3€2k€631▼
Income statement
Code20242025
Remuneration, social security and pensions62€165€180▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€14k▼
Other operating charges640/8€2k€610▼
Non-recurring operating charges66A€962-
Gross operating margin9900€55k€48k▼
Operating profit (loss)9901€38k€34k▼
Financial income75/76B€55€47▼
Recurring financial income75€55€47▼
Financial charges65/66B€3k€31k▲
Recurring financial charges65€3k€31k▲
Profit (loss) for the period before taxes9903€36k€3k▼
Profit (loss) for the period9904€36k€3k▼
Profit (loss) for the period to be appropriated9905€36k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€64k€67k▲
Profit (loss) brought forward from the previous period14P€29k€64k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity quadruplescurrent ratio 25.06
Current ratio from 7.06 to 25.06; short-term debt falls from €11k to €2k.
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 13 days late
2024
31-12
Financial
Highest result since 2018net €36k ▲42.2%
Operating result €38k, net result €36k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 25 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 16.63
Current ratio from 6.99 to 16.63; short-term debt falls from €8k to €4k.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
31-12
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 60 days late
2019
31-12
Financial
Weakest financial yearnet €-29k
Net result drops to €-29k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 2.79
Current ratio from 1.13 to 2.79; short-term debt falls from €43k to €19k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
21-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 52 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lievegem · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stationsstraat 69950 LievegemGround area
154 m²
Building footprint
128 m²
Volume, LiDAR
686 m³
Parcel 44072C1661/00B000, Flanders · tallest building 9.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Stationsstraat 6, 9950 Lievegem
since 19922.056.558.663
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44072C1661/00B000 | Flanders | 154 m² | 1 · 128 m² | 9.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLievegem2.056.558.663
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ORA INVEST
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Of 21,633 companies in sector 56112 we hold annual accounts for 9,658. 7,866 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded19-02-1992
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
62020IT consultancy
62200Computer consultancy and computer facilities management
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.