FRITMENS

Active

Private limited companyfounded 20205 yrs activeWindmolenstraat 31, 3560 Lummen, BelgiumKBO/BCE: BE 0760.462.875

The computed 12-month bankruptcy probability of FRITMENS is 5.5% (elevated). The 2025 annual accounts show equity of €46k and a net result of €-9k. Equity is growing by ~13% per year across the filed fiscal years. Its solvency ranks better than 55% of 13270 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

49 / 100

Fair

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability60▼-9

Solvency61▲+2

Growth52=

Track record94

Bankruptcy probability, 12 months

5.5% Elevated

0%0.5%1.5%4%10%≥ 25%

Credit up to €2k at 30 days only on tighter terms

Liquidity short (current ratio 0.72 against 1.06 in 2024; short-term debt: 19.1% and cash: 8.7% of total assets), and 64.3% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

35.7%

Return on assets

-7%

Age of the figures

9 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.

NBB · 5 filings

Deviation from the deadline

2025

53 d early

2024

14 d early

2023

28 d late

2022

1 d early

2021

9 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

21-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€46k▼ 16.4%

2024 · €55k

2021: €28k 2022: €43k 2023: €54k 2024: €55k

2021 → 2025

Total assets

€129k▼ 19.5%

2024 · €161k

2021: €199k 2022: €198k 2023: €180k 2024: €161k

2021 → 2025

Net result

€-9k

2024 · €843

2021: €18k 2022: €15k 2023: €11k 2024: €843

2021 → 2025

Working capital

€-7k

2024 · €2k

2021: €-32k 2022: €-32k 2023: €-1k 2024: €2k

2021 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€28k-€43k▲ 54.6%€54k▲ 25.2%€55k▲ 1.6%€46k▼ 16.4%

Operating result€26k-€23k▼ 10.6%€17k▼ 27.6%€3k▼ 84.5%€-536

Net result€18k-€15k▼ 15.1%€11k▼ 28.6%€843▼ 92.3%€-9k

Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2025: a loss of €536 after €3k in 2024, the lowest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €129k

86.2%

13.8%

Fixed assets €111k▼ 13.0%

Current assets €18k▼ 45.1%

Equity and liabilities €129k

35.7%

64.3%

Equity €46k▼ 16.4%

Debt €83k▼ 21.1%

The debt ratio falls from 65.7% to 64.3%. Equity and debt are lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€19k▼

2024 · €23k

Cash flow

€10k▼

2024 · €21k

Solvency

35.7%▲

2024 · 34.3%

Current ratio

0.72▼

2024 · 1.06

Quick ratio

0.58▼

2024 · 0.94

Debt / equity

1.80▼

2024 · 1.91

ROE

-19.6%▼

2024 · 1.5%

ROA

-7.0%▼

2024 · 0.5%

Interest coverage

5.96▼

2024 · 6.20

Debt

€83k▼

2024 · €106k

Debt ≤ 1 year

€25k▼

2024 · €31k

Debt > 1 year

€58k▼

2024 · €74k

Income taxes

€6k▲

2024 · €-2k

Staff costs

€760▲

2024 · €377

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€161k€129k▼

Fixed assets21/28€128k€111k▼

Intangible fixed assets21€110k€98k▼

Tangible fixed assets22/27€18k€13k▼

Land and buildings22€4k€3k▼

Plant, machinery and equipment23€13k€7k▼

Furniture and vehicles24€744€3k▲

Current assets29/58€32k€18k▼

Stocks and contracts in progress3€4k€4k▼

Stocks30/36€4k€4k▼

Amounts receivable within one year40/41€3k€575▼

Other amounts receivable41€3k€575▼

Cash at bank and in hand54/58€23k€11k▼

Deferred charges and accrued income490/1€3k€3k▼

Equity and liabilities

Total equity and liabilities10/49€161k€129k▼

Equity10/15€55k€46k▼

Contributions10/11€10k€10k=

Reserves13€45k€36k▼

Distributable reserves133€45k€36k▼

Amounts payable17/49€106k€83k▼

Amounts payable after more than one year17€74k€58k▼

Financial debts170/4€74k€58k▼

Amounts payable within one year42/48€31k€25k▼

Current portion of amounts payable after more than one year42€16k€17k▲

Trade debts44€8k€3k▼

Suppliers440/4€8k€3k▼

Taxes, remuneration and social security45€3k€4k▲

Taxes450/3€1k€4k▲

Remuneration and social security454/9€2k€0▼

Other amounts payable47/48€3k€2k▼

Accrued charges and deferred income492/3€399€609▲

Income statement Code20242025

Remuneration, social security and pensions62€377€760▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€19k▼

Other operating charges640/8€882€959▲

Gross operating margin9900€24k€21k▼

Operating profit (loss)9901€3k€-536▼

Financial income75/76B€97€892▲

Recurring financial income75€97€892▲

Financial charges65/66B€4k€3k▼

Recurring financial charges65€4k€3k▼

Profit (loss) for the period before taxes9903€-940€-3k▼

Income taxes67/77€-2k€6k▲

Profit (loss) for the period9904€843€-9k▼

Profit (loss) for the period to be appropriated9905€843€-9k▼

Appropriation of the result

Profit (loss) to be appropriated9906€843€-9k▼

Transfer from equity791/2-€9k

Transfer to equity691/2€843€0▼

To other reserves6921€843€0▼

The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 6Financial 1Filings 5

Next filing, fiscal year 2026, expected by 31-07-2027

2026

08-06

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Weakest financial yearnet €-9k ▼1172%

Net result drops to €-9k, the lowest in the series.

17-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

28-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 28 days late

2023

30-07

NBB filing Annual accounts filed

fiscal year 2022 · abbreviated schema

2022

22-07

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Lummen · 2 establishment units since 2021

establishment All 2 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Windmolenstraat 313560 Lummen

Ground area

1.1 ha

Building footprint

810 m²

Volume, LiDAR

2,402 m³

2 parcels, Flanders · tallest building 21.1 m. Linked by address, not a title deed.

2 establishment units

FRITMENS

Windmolenstraat 31, 3560 LummenRetail sale of motor vehicle parts and accessories

since 20212.311.134.470

Winkelomseheide 145, 2440 Geel

Retail trade

since 20232.353.887.320

2 parcels

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
13373K0924/00Z011	Flanders	9,858 m²	1 · 721 m²	21.1 m
71037C2067/00E000	Flanders	664 m²	1 · 89 m²	1.8 m

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 327 EUR awarded · 327 EUR paid

Year	Entries	awarded	paid
2025	1	327 EUR	327 EUR

Schemes

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)

1 entry · 327 EUR · 327 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Food safety, FASFC

1 site

Geel2.353.887.320

1 permission

Toelating · Frituur · since 01-01-2024

Similar companies · same sector, comparable size

Maccione

BE 0723.611.090

Tongeren-Borgloon · Eq €46k

Maasmechelen · Eq €46k

Of 21,896 companies in sector 56112 we hold annual accounts for 9,785. 8,429 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded23-12-2020

Fiscal year end31-12

Activities, NACEBEL

56102Limited-service restaurants

56112Limited-service restaurants, excluding mobile food services

47210Retail sale of fruit and vegetables

47810Retail trade

64200Holdings

64210Activities of holding companies

Sources

Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.