FRIMMO
ActiveFRIMMO has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.65M and a net result of €-102k. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 34% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability26▼-44
Solvency60▼-35
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €150k at 30 days acceptable
Liquidity short (current ratio 0.1 against 10.34 in 2024; short-term debt: 49.9% and cash: 1% of total assets), and 65.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.9%
Return on assets
-1.3%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-10-2025 was due by 31-05-2026 and was filed on 29-05-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
3 d early
2023
18 d early
2022
9 d late
2021
on the day
2020
4 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-10-2026 and is due by 31-05-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-10-2026 close31-05-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2.65M▼ 3.7%
2024 · €2.76M
2018: €2.65M
2019: €2.73M
2020: €2.69M
2021: €2.68M
2022: €2.69M
2023: €2.71M
2024: €2.76M
2018 → 2025
Total assets
€7.61M▲ 92.4%
2024 · €3.95M
2018: €3.78M
2019: €3.96M
2020: €3.80M
2021: €3.84M
2022: €3.83M
2023: €3.88M
2024: €3.95M
2018 → 2025
Net result
€-102k
2024 · €48k
2018: €-22k
2019: €73k
2020: €-41k
2021: €-5k
2022: €14k
2023: €14k
2024: €48k
2018 → 2025
Working capital
€-3.42M
2024 · €217k
2018: €28k
2019: €111k
2020: €59k
2021: €148k
2022: €105k
2023: €92k
2024: €217k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.68M-€2.69M▲ 0.5%€2.71M▲ 0.5%€2.76M▲ 1.8%€2.65M▼ 3.7%
Operating result€-5k-€14k€14k▲ 1.0%€48k▲ 240%€29k▼ 40.6%
Net result€-5k-€14k€14k=€48k▲ 247%€-102k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 41% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €7.61M
Fixed assets
€7.23M▲ 94.5%
Current assets
€382k▲ 58.8%
Equity and liabilities €7.61M
Equity
€2.65M▼ 3.7%
Debt
€4.95M▲ 313%
The debt ratio rises from 30.3% to 65.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€113k▲
2024 · €79k
Cash flow
€-18k▼
2024 · €79k
Solvency
34.9%▼
2024 · 69.7%
Current ratio
0.10▼
2024 · 10.34
Quick ratio
0.10▼
2024 · 10.34
Debt / equity
1.87▲
2024 · 0.43
ROE
-3.8%▼
2024 · 1.7%
ROA
-1.3%▼
2024 · 1.2%
Interest coverage
1.07▼
2024 · 325.34
Debt
€4.95M▲
2024 · €1.20M
Debt ≤ 1 year
€3.80M▲
2024 · €23k
Debt > 1 year
€1.07M=
2024 · €1.07M
Income taxes
€28k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.95M€7.61M▲
Fixed assets21/28€3.71M€7.23M▲
Tangible fixed assets22/27€3.71M€7.22M▲
Land and buildings22€3.63M€7.10M▲
Furniture and vehicles24€19k€61k▲
Other tangible fixed assets26€67k€56k▼
Financial fixed assets28-€5k
Current assets29/58€241k€382k▲
Amounts receivable within one year40/41€102k€204k▲
Trade receivables40€20k€22k▲
Other amounts receivable41€82k€182k▲
Cash at bank and in hand54/58€83k€79k▼
Deferred charges and accrued income490/1€55k€99k▲
Equity and liabilities
Total equity and liabilities10/49€3.95M€7.61M▲
Equity10/15€2.76M€2.65M▼
Contributions10/11€1.02M€1.02M=
Capital10€1.02M€1.02M=
Issued capital100€1.02M€1.02M=
Revaluation surpluses12€3.39M€3.39M=
Reserves13€137k€137k=
Non-distributable reserves130/1€102k€102k=
Legal reserve130€102k€102k=
Distributable reserves133€35k€35k=
Profit (loss) carried forward14€-1.79M€-1.89M▼
Amounts payable17/49€1.20M€4.95M▲
Amounts payable after more than one year17€1.07M€1.07M=
Financial debts170/4€1.07M€1.07M=
Amounts payable within one year42/48€23k€3.80M▲
Financial debts43-€3.30M
Credit institutions430/8-€3.30M
Trade debts44€23k€2k▼
Suppliers440/4€23k€2k▼
Taxes, remuneration and social security45-€4k
Taxes450/3-€4k
Other amounts payable47/48-€493k
Accrued charges and deferred income492/3€110k€89k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€85k▲
Other operating charges640/8€12k€21k▲
Gross operating margin9900€91k€134k▲
Operating profit (loss)9901€48k€29k▼
Financial income75/76B-€3k
Recurring financial income75-€3k
Financial charges65/66B€243€106k▲
Recurring financial charges65€243€106k▲
Profit (loss) for the period before taxes9903€48k€-74k▼
Income taxes67/77-€28k
Profit (loss) for the period9904€48k€-102k▼
Profit (loss) for the period to be appropriated9905€48k€-102k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-1.79M€-1.89M▼
Profit (loss) brought forward from the previous period14P€-1.84M€-1.79M▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-10
Financial
Weakest financial yearnet €-102k ▼313%
Net result drops to €-102k, the lowest in the series.
28-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-10
Financial
Liquidity quadruplescurrent ratio 10.34
Current ratio from 2.88 to 10.34; short-term debt falls from €49k to €23k.
13-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 9 days late
2022
31-10
Financial
Back to profitnet €14k
Net result €14k after 2 loss-making years.
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-10
Financial
Liquidity times 6current ratio 13.28
Current ratio from 2.38 to 13.28; short-term debt falls from €43k to €12k.
27-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-10
Financial
Back to profitnet €73k
Net result €73k after one loss-making year.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
01-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 1 day late
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Martens-Latem · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pontstraat 259831 Sint-Martens-LatemGround area
1.1 ha
Building footprint
310 m²
Volume, LiDAR
2,147 m³
Parcel 44015A0233/00W000, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FRIMMO
since 19962.074.773.481
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44015A0233/00W000 | Flanders | 1.1 ha | 1 · 310 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 17,057 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded13-12-1995
Fiscal year end31-10
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.