JASOV
ActiveSummary
JASOV has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5.8m and a net result of -€123,227. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 62% of 32023 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability24▲+8
Solvency93▲+5
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €410,000 at 30 days acceptable
short-term debt: 0.2% and cash: 8.5% of total assets, and 32.2% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.8%
Return on assets
-1.5%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€123,227
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
74 d early
2024
45 d early
2023
34 d early
2022
24 d early
2021
5 d early
2020
10 d late
2019
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 25 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€5.8m▼ 2.1%
2024 · €5.9m
Total assets
€8.5m▼ 9.2%
2024 · €9.4m
Net result
-€123,227▲ 38.9%
2024 · -€201,808
Working capital
€2.1m▲ 3.9%
2024 · €2.0m
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€28,512▲ 81.5%-€54,139▼ 89.9%-€91,939▼ 69.8%-€273,637▼ 198%-€178,610▲ 34.7%
Net result€2.1mabove the sector's middle half▼ 29.2%-€58,363below the sector's middle half-€114,057below the sector's middle half▼ 95.4%-€201,808below the sector's middle half▼ 76.9%-€123,227below the sector's middle half▲ 38.9%
Equity€6.3mabove the sector's middle half▲ 52.2%€6.2mabove the sector's middle half▼ 0.9%€6.1mabove the sector's middle half▼ 1.8%€5.9mabove the sector's middle half▼ 3.3%€5.8mabove the sector's middle half▼ 2.1%
Total assets€9.0mabove the sector's middle half▲ 9.4%€8.6mabove the sector's middle half▼ 4.5%€9.4mabove the sector's middle half▲ 9.4%€9.4mabove the sector's middle half▼ 0.6%€8.5mabove the sector's middle half▼ 9.2%
Debt€1.3m▼ 30.8%€1.0m▼ 23.7%€2.0m▲ 95.4%€2.2m▲ 9.6%€1.5m▼ 32.5%
Working capital€4.4mabove the sector's middle half▲ 116%€4.0mabove the sector's middle half▼ 9.7%€4.3mabove the sector's middle half▲ 7.2%€2.0mabove the sector's middle half▼ 53.1%€2.1mabove the sector's middle half▲ 3.9%
Solvency69.5%within the sector's middle half▲ 19.5pp72.1%within the sector's middle half▲ 2.6pp64.7%within the sector's middle half▼ 7.4pp62.9%within the sector's middle half▼ 1.8pp67.8%within the sector's middle half▲ 4.9pp
Current ratio23.40above the sector's middle half▲ 16.4619.37above the sector's middle half▼ 4.03
Return on assets (ROA)23.8%within the sector's middle half▼ 13.0pp-0.7%below the sector's middle half▼ 24.5pp-1.2%below the sector's middle half▼ 0.5pp-2.2%below the sector's middle half▼ 0.9pp-1.5%below the sector's middle half▲ 0.7pp
Staff (FTE)11=1=1=1=
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €178,610 in 2025 against €273,637 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8.5m
Fixed assets
€6.4m ▼ 12.9%
Current assets
€2.1m ▲ 4.1%
Equity and liabilities €8.5m
Equity
€5.8m ▼ 2.1%
Provisions
€1.3m ▼ 2.9%
Debt
€1.5m ▼ 32.5%
Debt's share of the balance-sheet total falls from 23.0% to 17.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€82,635▲
2024 · -€8,923
Cash flow
€138,019▲
2024 · €62,906
Debt to equity
0.25▼
2024 · 0.37
ROE
-2.1%▲
2024 · -3.4%
Interest coverage
0.85▲
2024 · -0.08
Debt ≤ 1 year
€20,346▲
2024 · €16,782
Debt > 1 year
€1.2m▼
2024 · €1.8m
Income taxes
€329▲
2024 · €318
Staff costs
€13,871▼
2024 · €15,603
A ratio outside any meaningful range has been withheld (balance sheet total €8.5m, equity €5.8m).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 12,321 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
0.7%
went bankrupt
8.6%
stopped otherwise
90%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €4,471 | - | - | - |
| Remuneration, social security and pensions62 | €15,838 | €15,401 | €16,164 | €15,603 | €13,871 | ▼ 11.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €86,227 | €86,698 | €102,779 | €264,714 | €261,246 | ▼ 1.3% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €16,857 | - | - |
| Other operating charges640/8 | €12,416 | €17,381 | €24,114 | €13,463 | €19,178 | ▲ 42.4% |
| Non-recurring operating charges66A | - | - | €46,342 | €24,504 | €27,744 | ▲ 13.2% |
| Gross operating margin9900 | €85,968 | €65,342 | €97,461 | €61,504 | €143,429 | ▲ 133% |
| Operating profit (loss)9901 | -€28,512 | -€54,139 | -€91,939 | -€273,637 | -€178,610 | ▲ 34.7% |
| Financial income75/76B | €2.5m | €179,672 | €84,406 | €176,595 | €150,102 | ▼ 15.0% |
| Recurring financial income75 | €108,893 | €143,958 | €84,346 | €176,595 | €150,102 | ▼ 15.0% |
| Non-recurring financial income76B | €2.4m | €35,714 | €60 | - | - | - |
| Financial charges65/66B | €138,585 | €188,593 | €111,687 | €109,903 | €97,041 | ▼ 11.7% |
| Recurring financial charges65 | €114,953 | €167,748 | €100,859 | €109,903 | €97,041 | ▼ 11.7% |
| Non-recurring financial charges66B | €23,633 | €20,845 | €10,828 | - | - | - |
| Profit (loss) for the period before taxes9903 | €2.3m | -€63,059 | -€119,219 | -€206,945 | -€125,549 | ▲ 39.3% |
| Transfer from deferred taxes780 | €5,455 | €5,455 | €5,455 | €5,455 | €2,651 | ▼ 51.4% |
| Income taxes67/77 | €194,572 | €759 | €293 | €318 | €329 | ▲ 3.6% |
| Profit (loss) for the period9904 | €2.1m | -€58,363 | -€114,057 | -€201,808 | -€123,227 | ▲ 38.9% |
| Transfer from tax-exempt reserves789 | €16,365 | €16,365 | €16,365 | €16,365 | €7,954 | ▼ 51.4% |
| Profit (loss) for the period to be appropriated9905 | €2.2m | -€41,998 | -€97,693 | -€185,443 | -€115,273 | ▲ 37.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €9.0m | €8.6m | €9.4m | €9.4m | €8.5m | ▼ 9.2% |
| Fixed assets21/28 | €4.4m | €4.4m | €5.1m | €7.3m | €6.4m | ▼ 12.9% |
| Tangible fixed assets22/27 | €2.4m | €2.5m | €2.4m | €4.7m | €4.5m | ▼ 5.5% |
| Land and buildings22 | €2.4m | €2.4m | €2.3m | €4.5m | €4.2m | ▼ 4.7% |
| Plant, machinery and equipment23 | €1,927 | €963 | €2,918 | €2,333 | €1,748 | ▼ 25.1% |
| Furniture and vehicles24 | €5,479 | - | €56,632 | €206,919 | €155,425 | ▼ 24.9% |
| Other tangible fixed assets26 | €51,798 | €51,798 | €51,798 | €51,798 | €51,798 | = |
| Financial fixed assets28 | €2.0m | €1.9m | €2.7m | €2.6m | €1.9m | ▼ 26.1% |
| Current assets29/58 | €4.6m | €4.2m | €4.3m | €2.0m | €2.1m | ▲ 4.1% |
| Amounts receivable within one year40/41 | €111,979 | €87,188 | €2.4m | €672,933 | €627,134 | ▼ 6.8% |
| Trade receivables40 | €6,655 | €18,150 | €4,114 | €3,086 | €8,671 | ▲ 181% |
| Other amounts receivable41 | €105,324 | €69,038 | €2.4m | €669,847 | €618,463 | ▼ 7.7% |
| Current investments50/53 | €274,336 | €2.0m | €1.8m | €1.2m | €712,608 | ▼ 42.1% |
| Cash at bank and in hand54/58 | €3.9m | €2.1m | €60,523 | €49,492 | €723,153 | ▲ 1,361% |
| Deferred charges and accrued income490/1 | €363,521 | €35,603 | €49,860 | €67,982 | €40,255 | ▼ 40.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €9.0m | €8.6m | €9.4m | €9.4m | €8.5m | ▼ 9.2% |
| Equity10/15 | €6.3m | €6.2m | €6.1m | €5.9m | €5.8m | ▼ 2.1% |
| Contributions10/11 | €70,000 | €70,000 | €70,000 | €70,000 | €70,000 | = |
| Capital10 | €70,000 | €70,000 | €70,000 | €70,000 | - | - |
| Issued capital100 | €70,000 | €70,000 | €70,000 | €70,000 | - | - |
| Reserves13 | €6.2m | €6.1m | €6.0m | €5.8m | €5.7m | ▼ 2.1% |
| Non-distributable reserves130/1 | €350,000 | €350,000 | €350,000 | €350,000 | - | - |
| Legal reserve130 | €350,000 | €350,000 | €350,000 | €350,000 | - | - |
| Tax-exempt reserves132 | €66,916 | €50,551 | €34,187 | €17,822 | €9,868 | ▼ 44.6% |
| Distributable reserves133 | €5.8m | €5.7m | €5.6m | €5.4m | €5.7m | ▲ 4.3% |
| Provisions and deferred taxes16 | €1.4m | €1.4m | €1.4m | €1.3m | €1.3m | ▼ 2.9% |
| Provisions for liabilities and charges160/5 | €1.4m | €1.4m | €1.3m | €1.3m | €1.3m | ▼ 2.7% |
| Pensions and similar obligations160 | €1.4m | €1.4m | - | - | - | - |
| Other liabilities and charges164/5 | - | - | €1.3m | €1.3m | €1.3m | ▼ 2.7% |
| Deferred taxes168 | €22,305 | €16,850 | €11,396 | €5,941 | €3,289 | ▼ 44.6% |
| Amounts payable17/49 | €1.3m | €1.0m | €2.0m | €2.2m | €1.5m | ▼ 32.5% |
| Amounts payable after more than one year17 | €834,078 | €637,825 | €1.7m | €1.8m | €1.2m | ▼ 36.4% |
| Other amounts payable178/9 | €834,078 | €637,825 | €1.7m | €1.8m | €1.2m | ▼ 36.4% |
| Amounts payable within one year42/48 | €196,805 | €216,823 | €19,725 | €16,782 | €20,346 | ▲ 21.2% |
| Trade debts44 | €2,367 | €21,221 | €5,981 | €48 | €1,524 | ▲ 3,044% |
| Suppliers440/4 | €2,367 | €21,221 | €5,981 | €48 | €1,524 | ▲ 3,044% |
| Taxes, remuneration and social security45 | €194,438 | €195,602 | €13,744 | €16,733 | €18,821 | ▲ 12.5% |
| Taxes450/3 | €192,220 | €193,284 | €8,830 | €14,562 | €14,975 | ▲ 2.8% |
| Remuneration and social security454/9 | €2,218 | €2,318 | €4,913 | €2,172 | €3,846 | ▲ 77.1% |
| Accrued charges and deferred income492/3 | €285,976 | €149,672 | €197,871 | €316,078 | €274,909 | ▼ 13.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2.1m | -€58,363 | -€114,057 | -€201,808 | -€123,227 | ▲ 38.9% |
| + Depreciation and write-downs630 | €86,227 | €86,698 | €102,779 | €264,714 | €261,246 | ▼ 1.3% |
| Operating cash flow (approximation) | €2.2m | €28,335 | -€11,278 | €62,906 | €138,019 | ▲ 119% |
| Investment in fixed assets (approximation) | - | -€87,779 | -€820,065 | -€2.5m | €681,094 | ▲ 127% |
| Change in cash | - | -€1.7m | -€2.1m | -€11,031 | €673,660 | ▲ 6,207% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 11current ratio 217.48
Current ratio from 19.37 to 217.48; short-term debt falls from €216,823 to €19,725.
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity triplescurrent ratio 23.40
Current ratio from 6.94 to 23.40; short-term debt falls from €343,125 to €196,805.
31-12
Financial
Equity above €5mEq €6.3m ▲52.2%
2 profitable years in a row build equity to €6.3m.
10-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
2020
31-12
Financial
Back to profitnet €3.0m
Net result €3.0m after 2 loss-making years.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet -€1.2m
Net result drops to -€1.2m, the lowest in the series; recovery starts the following year.
Show earlier events
31-12
Financial
Liquidity times 30current ratio 54.36
Current ratio from 1.83 to 54.36; short-term debt falls from €1.6m to €31,032.
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Martens-Latem · 1 establishment unit since 1999
Ground area
4,336 m²
Building footprint
481 m²
Volume, LiDAR
2,526 m³
Parcel 44015A0290/00M000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Philippe de Denterghemlaan 42, 9831 Sint-Martens-Latem
since 19992.092.229.721
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44015A0290/00M000 | Flanders | 4,336 m² | 1 · 481 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
4 holdingsOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 4
-
24.9%
-
19.97%
-
16.6%
-
2.33%
According to the 2025 annual accounts of JASOV and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Recognitions · licences · registrations
Legal Entity Identifier
875500KRRP6XLFIV4M63
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Of 82,601 companies in sector 70200 we hold annual accounts for 52,615. 10,219 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-06-1999
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0466199123
Registered
20-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.