FREVAN is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.51M and a net result of €4k. Equity is growing by ~13.5% per year across the filed fiscal years. Its solvency ranks better than 83% of 5498 sector peers (fiscal year 2025). The company has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-07-2025 was due by 28-02-2026 and was filed on 27-02-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2022
3 d early
2021
8 d early
2020
5 d early
2019
42 d early
2018
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-07-2026 and is due by 28-02-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-07-2026 close18-09-2026 today28-02-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.51M▲ 0.2%
2024 · €2.51M
2019: €1.33M
2020: €1.32M
2021: €1.31M
2022: €1.58M
2024: €2.51M
2019 → 2025
Net result
€4k▼ 82.8%
2024 · €25k
2019: €-2k
2020: €-8k
2021: €-13k
2022: €-9k
2024: €25k
2019 → 2025
Total assets
€2.84M▼ 0.5%
2024 · €2.86M
2019: €1.78M
2020: €1.75M
2021: €1.72M
2022: €2.13M
2024: €2.86M
2019 → 2025
Solvency
88.3%▲ 0.6pp
2024 · 87.7%
2019: 74.7%
2020: 75.6%
2021: 76.0%
2022: 74.2%
2024: 87.7%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220242025Trend
Equity€1.32M-€1.31M▼ 0.9%€1.58M▲ 20.6%€2.51M▲ 58.5%€2.51M▲ 0.2%
Operating result€15k-€3k▼ 83.4%€6k▲ 157%€66k▲ 917%€19k▼ 71.3%
Net result€-8k-€-13k▼ 65.1%€-9k▲ 32.8%€25k€4k▼ 82.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 71% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.84M
Fixed assets
€2.65M▼ 1.5%
Current assets
€195k▲ 16.2%
Equity and liabilities €2.84M
Equity
€2.51M▲ 0.2%
Debt
€334k▼ 5.1%
The debt ratio falls from 12.3% to 11.7%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
88.3%▲
2024 · 87.7%
ROE
0.2%▼
2024 · 1.0%
ROA
0.1%▼
2024 · 0.9%
Debt
€334k▼
2024 · €352k
Debt ≤ 1 year
€30k▼
2024 · €35k
Debt > 1 year
€297k▼
2024 · €316k
Income taxes
€2k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.86M€2.84M▼
Fixed assets21/28€2.69M€2.65M▼
Tangible fixed assets22/27€2.19M€2.15M▼
Land and buildings22€2.18M€2.14M▼
Plant, machinery and equipment23€16k€14k▼
Financial fixed assets28€497k€497k=
Current assets29/58€168k€195k▲
Amounts receivable within one year40/41€130k€158k▲
Trade receivables40€30k€58k▲
Other amounts receivable41€100k€100k▲
Cash at bank and in hand54/58€15k€15k▼
Deferred charges and accrued income490/1€23k€22k▼
Equity and liabilities
Total equity and liabilities10/49€2.86M€2.84M▼
Equity10/15€2.51M€2.51M▲
Contributions10/11€2.24M€2.24M=
Capital10€2.24M€2.24M=
Issued capital100€2.24M€2.24M=
Reserves13€266k€270k▲
Non-distributable reserves130/1€14k€14k=
Legal reserve130€14k€14k=
Tax-exempt reserves132€36€36=
Distributable reserves133€252k€257k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€352k€334k▼
Amounts payable after more than one year17€316k€297k▼
Financial debts170/4€54k€34k▼
Other amounts payable178/9€263k€263k=
Amounts payable within one year42/48€35k€30k▼
Current portion of amounts payable after more than one year42€19k€20k▲
Trade debts44€3k€0▼
Suppliers440/4€3k€0▼
Taxes, remuneration and social security45€12k€9k▼
Taxes450/3€12k€9k▼
Other amounts payable47/48€570€1k▲
Accrued charges and deferred income492/3€171€7k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€50k€43k▼
Other operating charges640/8€12k€10k▼
Gross operating margin9900€128k€71k▼
Operating profit (loss)9901€66k€19k▼
Financial income75/76B€186€121▼
Recurring financial income75€186€121▼
Financial charges65/66B€37k€12k▼
Recurring financial charges65€37k€12k▼
Profit (loss) for the period before taxes9903€29k€7k▼
Income taxes67/77€4k€2k▼
Profit (loss) for the period9904€25k€4k▼
Profit (loss) for the period to be appropriated9905€25k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€25k€4k▼
Transfer from equity791/2€0-
Transfer to equity691/2€25k€4k▼
To other reserves6921€25k€4k▼
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
28-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-07
Financial
Back to profitnet €25k
Net result €25k after 4 loss-making years.
31-07
Financial
Equity above €2MEq €2.51M ▲58.5%
Equity rises from €1.58M to €2.51M.
2023
28-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
23-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-08
Financial
Weakest financial yearnet €-13k
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
26-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
18-02
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
27-02
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
07-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
24-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
29-02
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Asse · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
St.-Hubertusplein 91730 AsseGround area
287 m²
Building footprint
180 m²
Volume, LiDAR
1,707 m³
Parcel 23002K0519/00A002, Flanders · tallest building 14.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
St.-Hubertusplein 9, 1730 Asse
since 19962.076.003.205
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23002K0519/00A002 | Flanders | 287 m² | 1 · 180 m² | 14.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,754. 10,237 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded28-03-1996
Fiscal year end31-07
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
74142
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.