Summary
TENTJE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.38M and a net result of €345k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 93% of 5527 sector peers (fiscal year 2025). The company has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €2.38M
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 01-04-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
58 d early
2023
62 d early
2022
48 d early
2021
52 d early
2020
39 d early
2019
63 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.38M▲ 17.0%
2024 · €2.03M
2018: €661k
2019: €392k
2020: €409k
2021: €424k
2022: €456k
2023: €1.89M
2024: €2.03M
2018 → 2025
Net result
€345k▼ 34.5%
2024 · €527k
2018: €-17k
2019: €-22k
2020: €17k
2021: €20k
2022: €32k
2023: €1.44M
2024: €527k
2018 → 2025
Total assets
€2.46M▲ 15.7%
2024 · €2.12M
2018: €729k
2019: €697k
2020: €683k
2021: €681k
2022: €725k
2023: €2.11M
2024: €2.12M
2018 → 2025
Solvency
96.8%▲ 1.0pp
2024 · 95.8%
2018: 90.7%
2019: 56.2%
2020: 59.9%
2021: 62.3%
2022: 62.8%
2023: 89.6%
2024: 95.8%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€424k-€456k▲ 7.5%€1.89M▲ 315%€2.03M▲ 7.4%€2.38M▲ 17.0%
Operating result€35k-€58k▲ 65.2%€1.29M▲ 2,129%€561k▼ 56.5%€-20k
Net result€20k-€32k▲ 61.8%€1.44M▲ 4,399%€527k▼ 63.4%€345k▼ 34.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €20k after €561k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.46M
Fixed assets
€179k ▲ 31.4%
Current assets
€2.28M ▲ 14.7%
Equity and liabilities €2.46M
Equity
€2.38M ▲ 17.0%
Debt
€78k ▼ 12.4%
Debt's share of the balance-sheet total falls from 4.2% to 3.2%. Equity is higher and debt is lower.
Key figures and ratios
ROE
14.5%▼
2024 · 25.9%
ROA
14.0%▼
2024 · 24.8%
Debt ≤ 1 year
€55k▼
2024 · €89k
Debt > 1 year
€24k
Income taxes
€42k▼
2024 · €64k
Staff costs
€88k▲
2024 · €75k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.12M€2.46M▲
Fixed assets21/28€136k€179k▲
Intangible fixed assets21€1k€217▼
Tangible fixed assets22/27€3k€47k▲
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€424€45k▲
Financial fixed assets28€132k€132k=
Current assets29/58€1.99M€2.28M▲
Amounts receivable within one year40/41€28k€80k▲
Trade receivables40€27k€23k▼
Other amounts receivable41€1k€57k▲
Current investments50/53€1.91M€1.89M▼
Cash at bank and in hand54/58€53k€304k▲
Deferred charges and accrued income490/1-€308
Equity and liabilities
Total equity and liabilities10/49€2.12M€2.46M▲
Equity10/15€2.03M€2.38M▲
Contributions10/11€4k€4k=
Reserves13€2.03M€2.38M▲
Tax-exempt reserves132€3k€3k=
Distributable reserves133€2.03M€2.37M▲
Profit (loss) carried forward14-€0
Amounts payable17/49€89k€78k▼
Amounts payable after more than one year17-€24k
Financial debts170/4-€24k
Amounts payable within one year42/48€89k€55k▼
Current portion of amounts payable after more than one year42-€15k
Trade debts44€2k€550▼
Suppliers440/4€2k€550▼
Taxes, remuneration and social security45€83k€36k▼
Taxes450/3€66k€21k▼
Remuneration and social security454/9€17k€16k▼
Other amounts payable47/48€4k€3k▼
Income statement
Code20242025
Non-recurring operating income76A€544k-
Remuneration, social security and pensions62€75k€88k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€8k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€640k€78k▼
Operating profit (loss)9901€561k€-20k▼
Financial income75/76B€31k€454k▲
Recurring financial income75€31k€208k▲
Non-recurring financial income76B-€247k
Financial charges65/66B€3k€47k▲
Recurring financial charges65€3k€47k▲
Profit (loss) for the period before taxes9903€590k€387k▼
Income taxes67/77€64k€42k▼
Profit (loss) for the period9904€527k€345k▼
Profit (loss) for the period to be appropriated9905€527k€345k▼
Appropriation of the result
Profit (loss) to be appropriated9906€527k€345k▼
Transfer from equity791/2€216k€0▼
Transfer to equity691/2€527k€345k▼
To other reserves6921€527k€345k▼
Profit to be distributed694/7€216k€0▼
Return on contributions (dividend)694€216k€0▼
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
03-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Liquidity doublescurrent ratio 22.21
Current ratio from 9.78 to 22.21; short-term debt falls from €202k to €89k.
30-09
Financial
Equity above €2MEq €2.03M ▲7.4%
5 profitable years in a row build equity to €2.03M.
28-02
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Highest result since 2018net €1.44M ▲4,399%
Operating result €1.29M, net result €1.44M, both a record.
30-09
Financial
Liquidity times 16current ratio 9.78
Current ratio from 0.61 to 9.78; short-term debt falls from €262k to €202k.
30-09
Financial
Equity above €1MEq €1.89M ▲315%
4 profitable years in a row build equity to €1.89M.
13-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
09-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
22-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Back to profitnet €17k
Net result €17k after 2 loss-making years.
Show earlier events
27-02
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Weakest financial yearnet €-22k
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
26-02
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-02
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
03-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 1997
Ground area
2,553 m²
Building footprint
152 m²
Volume, LiDAR
638 m³
Parcel 44067B1192/00B000, Flanders · tallest building 11.9 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Kleine Berkenstraat 8, 9910 Aalter
since 19972.084.343.522
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44067B1192/00B000 | Flanders | 2,553 m² | 1 · 152 m² | 11.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
8755004A9F8A26D25S60
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Of 24,727 companies in sector 64210 we hold annual accounts for 19,764. 10,372 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-08-1997
Fiscal year end30-09
Activities, NACEBEL 2025
64210Activities of holding companies
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.