Active BE 0788.509.535Private limited company

FRESHMINDS

Oktrooiplein 1 ·9000 Gent, Belgium· 4 yrs active

Sector: Computer programming & consultancy (62200)

Conclusion Checked

The computed 12-month bankruptcy probability of FRESHMINDS is 1.0% (low). The 2024 annual accounts show negative equity (€-305k) and a net result of €-34k. Equity is shrinking by ~46.8% per year across the filed fiscal years. Its solvency ranks better than 5% of 7324 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Key figures

Equity	€-305k
Net result	€-34k
Staff (FTE)	9.3
Better than sector	5%

Snowflake analysis 5 axes · computed by Checked

51 / 100

Mixed profile: strong on stability, weaker on health.

Health 15

Profitability 55

Solvency 33

Growth 58

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

1.0% Low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 3 signals

More than 3 years active

Founded in 2022, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags 0 events

No administrative flags

Health barometer FY 2024 · computed

15 / 100 Critical

050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Financial overview3 NBB filings

Annual accounts filed on 27-08-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

declining Equity: declining trend of ~46.8%/year over 3 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2024 · NACE 62, Computer programming & consultancy · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	-187.7%	65.1%	better than 5% of 7324 sector peers
Net result	€-34k	€32k	better than 5% of 7321 sector peers
Equity	€-305k	€58k	better than 5% of 7326 sector peers
Gross operating margin	€757k	€52k	better than 95% of 7315 sector peers
Staff costs	€756k	€17k	higher than 95% of 1074 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€-14k

+93.6% far below sector median

Net profit

€-34k

+84.7% far below sector median

Cash flow

€-32k

+85.3% far below sector median

Total assets

€162k

-36.8% -43% vs sector

Equity

€-305k

-12.5% far below sector median

Working capital

€-307k

-968.6% far below sector median

Employees (FTE)

9

-1.1% +166% vs sector

Staff costs

€756k

+11.6% far above sector median

Income taxes

€2k

-1.2% +25% vs sector

Debt

€467k

-11.5% far above sector median

Debt ≤ 1y

€467k

+70.0% far above sector median

Current ratio

0.34

-61.7% -96% vs sector

Quick ratio

0.34

-61.7% -96% vs sector

Solvency

-187.7%

-77.9% far below sector median

Debt / equity

-1.53

+21.3% far below sector median

ROE

11.1%

-86.4% far above sector median

ROA

-20.8%

+75.7% far below sector median

Interest coverage

-0.74

+97.5% far below sector median

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Revenue	-
EBITDA	€-14k
Net profit	€-34k
Cash flow	€-32k
Staff costs	€756k
Income taxes	€2k
Dividends	-
Total assets	€162k
Equity	€-305k
Debt	€467k
of which ≤ 1y	€467k
of which > 1y	-
Working capital	€-307k
Employees (FTE)	9.3

Ratios (computed)

	2024
Current ratio	0.34
Quick ratio	0.34
Working capital ratio	-189.0%
Solvency	-187.7%
Debt / equity	-1.53
Long-term debt ratio	-
Interest coverage	-0.74
Gross margin	-
Net margin	-
ROA	-20.8%
ROE	11.1%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €2k · 1.2% Current assets €160k · 98.8%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€162k
Fixed assets	21/28	€2k
Tangible fixed assets	22/27	€2k
Current assets	29/58	€160k
Amounts receivable within one year	40/41	€132k
Cash & bank	54/58	€27k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€162k
Equity	10/15	€-305k
Contributions / capital	10/11	€20k
Accumulated profits (losses)	14	€-325k
Amounts payable	17/49	€467k
Amounts payable within one year	42/48	€467k
Trade debts payable within one year	44	€218k
Income statement
Gross operating margin	9900	€757k
Operating result	9901	€-15k
Financial income	75	€2k
Financial charges	65	€18k
Result before taxes	9903	€-32k
Income taxes	67/77	€2k
Net result for the period	9904	€-34k
Result to be appropriated	9905	€-34k

You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Legal Structure

NACE primary	Computer programming & consultancy(62200)
Legal form	Private limited company(610)
Incorporation	12-07-2022
Status	Active
Postal code	9000

Establishment units 1 location

Freshminds

Ottergemsesteenweg-Zuid 808, 9000 GentOntwerpen en programmeren van computerprogramma's

since 20222.335.469.196

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44808H0602/00T003	Flanders	3.2 ha	1 · 2.0 ha	40.8 m · 4 fl.
44807G0728/02L013	Flanders	1,619 m²	1 · 1,590 m²	18.6 m · 1 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 5 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

27-08-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2024

29-08-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

03-07-2024

State Gazette act Registered-office change

05-01-2024

State Gazette act Registered-office change

2023

29-09-2023

NBB filing Annual accounts filed

fiscal year 2022 · micro

Belgisch Staatsblad, acts 2 acts

Address history · 2

03-07-2024

Registered-office move

05-01-2024

Registered-office move

All acts · 2 updated 2 years ago

2024

03-07-2024 Registered office moved within Gent Registered-office change

Ottergemsesteenweg-Zuid 808 bus 300, 9000 Gent → Oktrooiplein 1 bus 201, 9000 Gent

Original publication ↗

Technical details

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      "evidence_quote": "",
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    "person_name": "Joas Schutte",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": []
}

05-01-2024 Registered office moved from Antwerpen to Gent Registered-office change

Noorderplaats 9, 2000 Antwerpen → Ottergemsesteenweg Zuid 808 b300, 9000 Gent

Original publication ↗

Technical details

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        "country": "BE",
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        "box_number": "b300",
        "street_number": "808",
        "locality_suffix": null
      },
      "old_address": {
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        "region": "vlaams_gewest",
        "street": "Noorderplaats",
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        "postcode": "2000",
        "box_number": null,
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      },
      "effective_date": "2023-10-01",
      "evidence_quote": "",
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      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
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      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": "statutaire",
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  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2024-01-05",
    "filing_date": "2023-12-19",
    "act_kind_objet": "Zetel (zetelverplaatsing)"
  },
  "decision": {
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    "date": "2023-10-01",
    "unanimous": null
  },
  "subject_company": {
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  "publication_proxy": {
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  "co_filed_documents": []
}

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Company registry (CBE) Crossroads Bank

Activities

Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Ontwerpen en programmeren van computerprogramma's62010Ontwerpen van computerprogramma’s62100

Primary activity highlighted.

Names & trade names

Legal nameNL

FRESHMINDS

Registered office

Oktrooiplein 1 bus 201

9000 Gent, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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