Active BE 0477.283.154Private limited company (pre-2019)

FRESH@WORK

Rue Giroune 13 ·1421 Braine-l'Alleud, Belgium· 24 yrs active

Sector: Business and other management consultancy (70200)

Conclusion Checked

FRESH@WORK has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €95k and a net result of €14k. Its solvency ranks better than 82% of 12490 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€95k
Net result	€14k
Better than sector	82%
Active	24 yrs

Financial profile 5 of 5 axes measured · computed by Checked

89 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 93

Profitability 74

Solvency 100

Growth 78

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.2% Very low

0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Long-established

Founded in 2002, 24 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2024 · computed

93 / 100 Excellent

050100

Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Indicative credit limit

€9k

estimate, not credit advice

Score history

55 2023

93 2024

purely financial, excl. current insolvency signals

Score components

Liquidity Current ratio 5.39 (≥ 1.5) +10

Quick ratio Quick ratio 5.39 (≥ 1.0) +5

Leverage Debt/equity 0.23 (< 1.0) +10

Profitability ROE 15% (≥ 10%) +10

Profit trend Net profit up YoY +5

Equity growth Equity growing YoY +3

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview22 NBB filings

Annual accounts filed on 30-09-2025 with the NBB · fiscal year 2024 · micro schema

Operating resultNet result

Sector comparison

Fiscal year 2024 · NACE 70, Activities of head offices; management consultancy activities · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	81.5%	60.5%	better than 82% of 12490 sector peers
Net result	€14k	€31k	better than 33% of 12492 sector peers
Equity	€95k	€63k	better than 64% of 12498 sector peers
Gross operating margin	€18k	€52k	better than 24% of 12477 sector peers
Total assets	€116k	€124k	better than 48% of 12491 sector peers

EBITDA

€-3k

- 23-24

Net profit

€14k

- 23-24

Cash flow

€-3k

- 23-24

Total assets

€116k

+16.6% 23-24

Equity

€95k

+17.3% 23-24

Working capital

€95k

+17.3% 23-24

Income taxes

€4k

+425.0% 23-24

Debt

€22k

+13.8% 23-24

Debt ≤ 1y

€22k

+13.8% 23-24

Current ratio

5.39

+2.5% 23-24

Quick ratio

5.39

+2.5% 23-24

Solvency

81.5%

+0.6% 23-24

Debt / equity

0.23

-3.0% 23-24

ROE

14.8%

- 23-24

ROA

12.0%

- 23-24

Interest coverage

-17.50

- 23-24

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2024	2023
Deposit	micro schema	micro schema
Revenue	-	-
EBITDA	-	€-3k
Net profit	€14k	€-3k
Cash flow	-	€-3k
Staff costs	-	-
Income taxes	€4k	€719
Dividends	-	-
Total assets	€116k	€100k
Equity	€95k	€81k
Debt	€22k	€19k
of which ≤ 1y	€22k	€19k
of which > 1y	-	-
Working capital	€95k	€81k
Employees (FTE)	-	-

Ratios (computed)

	2024	2023
Current ratio	5.39	5.26
Quick ratio	5.39	5.26
Working capital ratio	81.4%	80.9%
Solvency	81.5%	81.0%
Debt / equity	0.23	0.23
Long-term debt ratio	-	-
Interest coverage	-	-17.50
Gross margin	-	-
Net margin	-	-
ROA	12.0%	-3.5%
ROE	14.8%	-4.3%
EBITDA margin	-	-
Days sales outstanding	-	-
Days payable outstanding	-	-
Inventory turnover	-	-
Days inventory (DSI)	-	-

Balance-sheet composition 2024

Assets

Fixed assets €53 · 0.1% Current assets €116k · 100.0%

Equity & liabilities

Equity €95k · 81.5% Debt €22k · 18.5%

Full annual accounts (22 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024	2023
Balance sheet, Assets
TOTAL ASSETS	20/58	€116k	€100k
Fixed assets	21/28	€53	€53
Financial fixed assets	28	€53	€53
Current assets	29/58	€116k	€100k
Amounts receivable within one year	40/41	€99k	€44k
Cash & bank	54/58	€17k	€54k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€116k	€100k
Equity	10/15	€95k	€81k
Contributions / capital	10/11	€25k	€25k
Reserves	13	€2k	€2k
Accumulated profits (losses)	14	€67k	€53k
Amounts payable	17/49	€22k	€19k
Amounts payable within one year	42/48	€22k	€19k
Trade debts payable within one year	44	€207	€265
Income statement
Gross operating margin	9900	€18k	€-2k
Operating result	9901	€18k	€-3k
Financial income	75	€189	€164
Financial charges	65	€109	€151
Result before taxes	9903	€18k	€-3k
Income taxes	67/77	€4k	€719
Net result for the period	9904	€14k	€-3k
Result to be appropriated	9905	€14k	€-3k

Legal Structure

NACE primary	Business and other management consultancy(70200)
Legal form	Private limited company (pre-2019)(015)
Incorporation	08-04-2002
Status	Active
Postal code	1421

Establishment units 1 location

Rue Giroune 13, 1421 Braine-l'Alleud

Artisanal bread and fresh pastry making

since 20162.310.267.608

Real-estate footprint Source: CBE × cadastre

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
25078A0358/00E000	Wallonia	7,327 m²	1 · 469 m²	11.9 m · 3 fl.

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 10 events

All 11Financial 1Filings 10

2025

30-09

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 61 days late

2024

31-12

Financial Back to profitnet €14k

Net result €14k after one loss-making year.

30-09

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 61 days late

2023

30-09

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 61 days late

2022

22-09

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 53 days late

2021

28-10

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 89 days late

2020

31-10

NBB filing Annual accounts filed

fiscal year 2019 · micro schema · 92 days late

2019

27-09

NBB filing Annual accounts filed

fiscal year 2018 · full schema · 58 days late

2018

26-09

NBB filing Annual accounts filed

fiscal year 2017 · full schema · 57 days late

2017

27-09

NBB filing Annual accounts filed

fiscal year 2016 · full schema · 58 days late

2016

31-08

NBB filing Annual accounts filed

fiscal year 2015 · full schema · 31 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Business and other management consultancy70200Business consulting7022074142

Names & trade names

Legal nameNL

FRESH@WORK

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