Financials
- Financial year
- 2025
- Turnover
- €5.9m
- Loss
- -€405,248
- Solvency
- 16.8%
FRESH HORIZON
ActiveSummary
FRESH HORIZON has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13.6m and a net result of -€405,248. Its solvency ranks better than 19% of 6,105 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Overview
Activity
Wholesale of fruit and vegetables, excluding potatoes
NACE 46319
Largest company by total assets in Boortmeerbeek, Wholesale and retail trade sector1 site
Size
€5.9mturnover 2025
- Equity
- €13.6m
- Loss
- -€405,248
Structure
- Largest shareholder
- John Gybels Solutions · 12.5%
- Holdings
- 2
Auditor: CALLENS VANDELANOTTEAccounts 29 days early
Why 81raises riskFounded in 2024Liquidity: current ratio 0.25, cash €4.4mSector: Wholesale trade (NACE 46)lowers riskSize: turnover €5.9m, total assets €81.1mShow the evidence
Checked score
Score 2025
81
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 40% of its sector peers (NACE 46, large)
Financial strength
Weak
Solvency
42
equity 16.8% of total assets
Liquidity
46
short-term debt 27.6% · cash 5.5%
Profitability
36
return on assets -0.5%
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2026: 1.4%
02-2026: 1.5%▲ +0.1 percentage points vs 01-2026
03-2026: 1.5%● unchanged vs 02-2026
04-2026: 1.8%▲ +0.3 percentage points vs 03-2026
05-2026: 1.9%▲ +0.1 percentage points vs 04-2026
06-2026: 2.1%▲ +0.2 percentage points vs 05-2026
07-2026: 2.3%▲ +0.2 percentage points vs 06-2026highest value
08-2026: 0.5%▼ -1.8 percentage points vs 07-2026
09-2026: 0.5%● unchanged vs 08-2026lowest value
10-2026: 0.5%● unchanged vs 09-2026
Credit of up to €550,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity insufficient (current ratio 0.25, below 1; short-term debt: 27.6% and cash: 5.5% of total assets), and 83.2% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, large): better than 24% on solvency, 74% on liquidity and 20% on profitability.
The bankruptcy probability was computed on 20-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 6105 sector peers (2025).
NBB · sector comparisonPosition among 6105 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
29 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
- Appointments: BV CDP DE WULF &…Resignation: Kris Gybels (director) ·…
- Annual accounts filedfinancial year 2025 · full…
- Resignation: Jolene Gybels (director)Appointment: John Gybels (managing director)…
Key points
By topic
Board & ownership
- Largest shareholder
- John Gybels Solutions · 12.5%
- Auditor
- CALLENS VANDELANOTTE
Network & group
- Subsidiaries
- 5
- Holdings
- 2
5 subsidiaries
Timeline
- Events
- 6
- Since
- 2024
- 03-02-2025Miscellaneous
- 07-01-2025Capital & shares · Amendment of the…
- 17-12-2024Incorporation
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Wholesale of fruit and vegetables, excluding potatoesNACE 46319
- Founded
- 13-12-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 15
- Annual meeting
- Third Tuesday of June at 11:00
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