HIGHLANDS FRUIT TRADE

Active

Private limited companyfounded 2010active for 15 yearsKerkstraat 2, 9950 Lievegem, BelgiumKBO/BCE: BE 0832.136.868

Summary

HIGHLANDS FRUIT TRADE has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.7m and a net result of -€3.1m. Equity is shrinking by about 22% per year across the filed financial years. Its solvency ranks better than 13% of 6,158 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Risk analysisFollow Report Compare

HIGHLANDS FRUIT TRADEActiveChecked score 63/100

Risk analysis Report Compare

Activity

Wholesale of fruit and vegetables, excluding potatoes

NACE 46319Business and other management consultancy NACE 70200

Largest company by total assets in Lievegem, Wholesale and retail trade sector1 site

Size

€4.4mturnover 2025

Staff: 1.6 FTE
Equity: €4.7m
Loss: -€3.1m

Net result +62%: mergerStandalone figures, without subsidiaries

Financial health

63 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.2%

Structure

Parent: Maatschap Martine & Guy Reyniers · 64.91%
Holdings: 3

Auditor: Auditas Assurance Partners2025 accounts 30 days early6 of 13 deeds summarised

Why 63raises riskLiquidity: current ratio 0.16, cash €367,5641 change of registered office in 24 monthsEquity €4.7m (10.6% of total assets)lowers riskSize: turnover €4.4m, 1.6 FTE, total assets €44.2m, files consolidated accountsShow the evidence

Checked score

Score 2025

63 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 18% of its sector peers (NACE 46, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 36-4

equity 10.6% of total assets

Liquidity 2-3

short-term debt 88.2% · cash 0.8%

Profitability 26-3

return on assets -7.0%

Bankruptcy probability, 12 months

1.2% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,900 companies, NACE 46, micro)

Last 24 months 11-2024: 0.3%lowest value 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.6%▲ +0.3 percentage points vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.7%▲ +0.1 percentage points vs 03-2025 05-2025: 0.9%▲ +0.2 percentage points vs 04-2025 06-2025: 1.0%▲ +0.1 percentage points vs 05-2025 07-2025: 1.0%● unchanged vs 06-2025 08-2025: 2.7%▲ +1.7 percentage points vs 07-2025 09-2025: 2.7%● unchanged vs 08-2025 10-2025: 2.7%● unchanged vs 09-2025 11-2025: 2.7%● unchanged vs 10-2025 12-2025: 2.7%● unchanged vs 11-2025 01-2026: 2.7%● unchanged vs 12-2025 02-2026: 2.6%▼ -0.1 percentage points vs 01-2026 03-2026: 2.6%● unchanged vs 02-2026 04-2026: 2.9%▲ +0.3 percentage points vs 03-2026 05-2026: 3.1%▲ +0.2 percentage points vs 04-2026 06-2026: 3.2%▲ +0.1 percentage points vs 05-2026 07-2026: 3.2%● unchanged vs 06-2026highest value 08-2026: 1.2%▼ -2.0 percentage points vs 07-2026 09-2026: 1.2%● unchanged vs 08-2026 10-2026: 1.2%● unchanged vs 09-2026

Credit of up to €290,000 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.16, compared with 0.27 in 2024, below 1; short-term debt: 88.2% and cash: 0.8% of total assets), and 89.4% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 24% on solvency, 5% on liquidity, 24% on profitability and 19% on growth.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.

lowers riskraises riskneutral

Liquidity: current ratio 0.16, cash €367,564

NBB · annual accounts

1 change of registered office in 24 months

Belgian Official Gazette

Equity €4.7m (10.6% of total assets)

NBB · annual accounts

Size: turnover €4.4m, 1.6 FTE, total assets €44.2m, files consolidated accounts

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Persistent losses

Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.

NBB · annual accounts 2025

Net result per financial year

1819202122232425

2018 to 2025 · latest year -€3.1m

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 6158 sector peers (2025).

NBB · sector comparison

Position among 6158 sector peers

Solvency

better than 13%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.

NBB · 7 filings

Deviation from the deadline

2025

30 days early

2024

23 days early

2023

42 days early

2022

11 days early

2021

23 days early

2020

1 day early

2019

68 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 9 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 8 July (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

31-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

17-07-2026 Annual accounts filedfinancial year 2025 · consolidated
01-07-2026 Annual accounts filedfinancial year 2025 · full…
04-11-2025 Resignation: BV BIMED (director)Director discharge

Key points

Caution: Among the weakest 5% on net resultsector median €112,134 · 6,092 companies -€3.1m View
Caution: Staff fell in 2025from 5.4 FTE to 1.6 FTE ▼ 70.4% View
Caution: 2 loss-making years in a rowloss financial year 2025 -€3.1m View
2 restructurings since 2024latest: merger with LOWWOOD 2 View
Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View
Heads a groupcompanies controlled 3 View
A director leftlatest change 04-11-2025 · 0 in office 1 left View

By topic

Financials

Financial year: 2025
Turnover: €4.4m
Loss: -€3.1m
Solvency: 10.6%

Turnover▼ 16.6%

Net result

20232025

Go to Financials

Board & ownership

Largest shareholder: Maatschap Martine & Guy… · 64.91%
Auditor: Auditas Assurance Partners

Go to Board & ownership

Network & group

Subsidiaries: 3
Mergers and asset contributions: 2

3 subsidiaries

Go to Network & group

Timeline

Events: 25
Since: 2012
Next accounts: by 31-07-2027

09-07-2025Annual accounts filed
08-07-2025Annual accounts filed
04-06-2025Appointment: BIMED (director)

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Wholesale of fruit and vegetables, excluding potatoesNACE 46319
Founded: 22-12-2010
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 4

Purpose: “Handelsfirma in verpakkingsgoederen; Diensten op het vlak van administratie, onderhoud en…” (deed in Dutch)

Go to Articles of association

Key facts about HIGHLANDS FRUIT TRADE

What is the company number of HIGHLANDS FRUIT TRADE?: 0832.136.868. In Belgium the VAT number is the company number with BE in front: BE 0832.136.868.
Where is HIGHLANDS FRUIT TRADE based?: The registered office is at Kerkstraat 2, 9950 Lievegem.Company details
What does HIGHLANDS FRUIT TRADE do?: According to the KBO register, the main activity is wholesale of fruit and vegetables, excluding potatoes (NACE 46319).
What is the legal form of HIGHLANDS FRUIT TRADE?: Private limited company (BV).
When was HIGHLANDS FRUIT TRADE founded?: On 22-12-2010.
Is HIGHLANDS FRUIT TRADE still active?: Yes, HIGHLANDS FRUIT TRADE is an active enterprise in the KBO register.
How many employees does HIGHLANDS FRUIT TRADE have?: On average 1.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of HIGHLANDS FRUIT TRADE?: €4.4m in financial year 2025, according to the filed annual accounts.
Is HIGHLANDS FRUIT TRADE profitable?: In financial year 2025, HIGHLANDS FRUIT TRADE made a loss of €3.1m.
Where can I find the annual accounts of HIGHLANDS FRUIT TRADE?: HIGHLANDS FRUIT TRADE filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of HIGHLANDS FRUIT TRADE due?: By 31-07-2027, for financial year 2026.Timeline