A & G coaching
ActiveThe computed 12-month bankruptcy probability of A & G coaching is 1.7% (moderate). The 2025 annual accounts show equity of €31k and a net result of €13k. Equity is growing by ~67.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 18120 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 12.6 against 4.7 in 2024; short-term debt: 7.5% and cash: 7.1% of total assets), and 7.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.2%
Return on assets
40%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-12-2025, 43 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
43 d early
2024
50 d early
2023
48 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close18-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€31k▲ 76.7%
2024 · €17k
2023: €7k
2024: €17k
2023 → 2025
Total assets
€33k▲ 54.7%
2024 · €21k
2023: €25k
2024: €21k
2023 → 2025
Net result
€13k▲ 30.7%
2024 · €10k
2023: €5k
2024: €10k
2023 → 2025
Working capital
€29k▲ 93.6%
2024 · €15k
2023: €4k
2024: €15k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€7k-€17k▲ 142%€31k▲ 76.7%
Operating result€9k-€14k▲ 52.7%€19k▲ 37.4%
Net result€5k-€10k▲ 118%€13k▲ 30.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 37% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €33k
Fixed assets
€2k▼ 32.0%
Current assets
€32k▲ 65.5%
Equity and liabilities €33k
Equity
€31k▲ 76.7%
Debt
€3k▼ 37.3%
The debt ratio falls from 19.3% to 7.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€20k▲
2024 · €15k
Cash flow
€14k▲
2024 · €11k
Solvency
92.2%▲
2024 · 80.7%
Current ratio
12.60▲
2024 · 4.70
Quick ratio
10.75▲
2024 · 3.41
Debt / equity
0.08▼
2024 · 0.24
ROE
43.4%▼
2024 · 58.7%
ROA
40.0%▼
2024 · 47.4%
Interest coverage
305.49▲
2024 · 179.74
Debt
€3k▼
2024 · €4k
Debt ≤ 1 year
€3k▼
2024 · €4k
Income taxes
€6k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€21k€33k▲
Fixed assets21/28€2k€2k▼
Tangible fixed assets22/27€2k€2k▼
Furniture and vehicles24€2k€2k▼
Current assets29/58€19k€32k▲
Stocks and contracts in progress3€5k€5k▼
Stocks30/36€5k€5k▼
Amounts receivable within one year40/41€4k€19k▲
Trade receivables40€3k€8k▲
Other amounts receivable41€1k€11k▲
Cash at bank and in hand54/58€4k€2k▼
Deferred charges and accrued income490/1€6k€6k▲
Equity and liabilities
Total equity and liabilities10/49€21k€33k▲
Equity10/15€17k€31k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€15k€28k▲
Amounts payable17/49€4k€3k▼
Amounts payable within one year42/48€4k€3k▼
Trade debts44-€12
Suppliers440/4-€12
Taxes, remuneration and social security45€2k€2k▲
Taxes450/3€2k€2k▲
Other amounts payable47/48€3k-
Accrued charges and deferred income492/3€82€88▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€762€762=
Other operating charges640/8€109€118▲
Gross operating margin9900€15k€20k▲
Operating profit (loss)9901€14k€19k▲
Financial charges65/66B€81€64▼
Recurring financial charges65€81€64▼
Profit (loss) for the period before taxes9903€14k€19k▲
Income taxes67/77€4k€6k▲
Profit (loss) for the period9904€10k€13k▲
Profit (loss) for the period to be appropriated9905€10k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€15k€28k▲
Profit (loss) brought forward from the previous period14P€5k€15k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
19-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Highest result since 2023net €13k ▲30.7%
Operating result €19k, net result €13k, both a record.
30-06
Financial
Liquidity triplescurrent ratio 12.60
Current ratio from 4.70 to 12.60; short-term debt falls from €4k to €3k.
2024
12-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Liquidity quadruplescurrent ratio 4.70
Current ratio from 1.25 to 4.70; short-term debt falls from €17k to €4k.
2023
14-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mol · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Turnhoutsebaan 2472400 MolGround area
534 m²
Building footprint
156 m²
Volume, LiDAR
1,298 m³
Parcel 13435C1302/00K002, Flanders · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
A & G coaching
since 20222.325.619.936
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13435C1302/00K002 | Flanders | 534 m² | 1 · 155 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 444 EUR awarded · 444 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 444 EUR | 444 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteMol2.325.619.936
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Of 2,475 companies in sector 47279 we hold annual accounts for 949. 752 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-12-2021
Fiscal year end30-06
Activities, NACEBEL
47279Other retail sale of food
47299Retail trade
46170Agents in the wholesale of food, beverages and tobacco
47120Other non-specialised retail sale
47910Retail trade
82300Organisation of conventions and trade shows
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:ann@i-fitness.be