FRESA
ActiveFRESA has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.96M and a net result of €933k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 52% of 1729 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+9
Solvency68▲+14
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €230k at 30 days acceptable
Liquidity tight (current ratio 1.22 against 0.81 in 2024; short-term debt: 18.7% and cash: 13.8% of total assets), and 57% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43%
Return on assets
13.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €2.96M
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
3 d early
2023
2 d early
2022
7 d early
2021
4 d early
2020
37 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.96M▲ 44.5%
2024 · €2.05M
2018: €286k
2019: €223k
2020: €252k
2021: €282k
2022: €369k
2023: €1.61M
2024: €2.05M
2018 → 2025
Total assets
€6.89M▼ 2.3%
2024 · €7.05M
2018: €979k
2019: €1.26M
2020: €1.33M
2021: €1.98M
2022: €6.28M
2023: €7.16M
2024: €7.05M
2018 → 2025
Net result
€933k▲ 105%
2024 · €456k
2018: €68k
2019: €-58k
2020: €35k
2021: €48k
2022: €87k
2023: €880k
2024: €456k
2018 → 2025
Working capital
€278k
2024 · €-347k
2018: €-307k
2019: €-409k
2020: €-387k
2021: €-804k
2022: €-1.10M
2023: €-31k
2024: €-347k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€282k-€369k▲ 30.9%€1.61M▲ 337%€2.05M▲ 27.0%€2.96M▲ 44.5%
Operating result€65k-€110k▲ 68.8%€986k▲ 795%€648k▼ 34.3%€1.38M▲ 113%
Net result€48k-€87k▲ 82.1%€880k▲ 909%€456k▼ 48.2%€933k▲ 105%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 113% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.89M
Fixed assets
€5.33M▼ 4.8%
Current assets
€1.57M▲ 7.5%
Equity and liabilities €6.89M
Equity
€2.96M▲ 44.5%
Provisions
€17k▼ 5.6%
Debt
€3.91M▼ 21.5%
The debt ratio falls from 70.7% to 56.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€1.84M▲
2024 · €1.06M
Cash flow
€1.39M▲
2024 · €864k
Solvency
43.0%▲
2024 · 29.1%
Current ratio
1.22▲
2024 · 0.81
Quick ratio
0.95▲
2024 · 0.64
Debt / equity
1.32▼
2024 · 2.43
ROE
31.5%▲
2024 · 22.2%
ROA
13.5%▲
2024 · 6.5%
Interest coverage
44.46▲
2024 · 22.59
Debt
€3.91M▼
2024 · €4.98M
Debt ≤ 1 year
€1.29M▼
2024 · €1.81M
Debt > 1 year
€2.62M▼
2024 · €3.18M
Income taxes
€432k▲
2024 · €183k
Staff costs
€250k▲
2024 · €196k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€7.05M€6.89M▼
Fixed assets21/28€5.60M€5.33M▼
Tangible fixed assets22/27€5.59M€5.32M▼
Land and buildings22€4.67M€4.46M▼
Plant, machinery and equipment23€812k€777k▼
Furniture and vehicles24€100k€79k▼
Financial fixed assets28€9k€9k=
Current assets29/58€1.46M€1.57M▲
Stocks and contracts in progress3€308k€338k▲
Stocks30/36€308k€338k▲
Amounts receivable within one year40/41€219k€264k▲
Trade receivables40€149k€232k▲
Other amounts receivable41€70k€32k▼
Current investments50/53€250k€0▼
Cash at bank and in hand54/58€665k€950k▲
Deferred charges and accrued income490/1€16k€16k▼
Equity and liabilities
Total equity and liabilities10/49€7.05M€6.89M▼
Equity10/15€2.05M€2.96M▲
Contributions10/11€150k€150k=
Reserves13€1.55M€2.49M▲
Distributable reserves133€1.55M€2.49M▲
Investment grants15€346k€327k▼
Provisions and deferred taxes16€18k€17k▼
Deferred taxes168€18k€17k▼
Amounts payable17/49€4.98M€3.91M▼
Amounts payable after more than one year17€3.18M€2.62M▼
Financial debts170/4€3.18M€2.62M▼
Amounts payable within one year42/48€1.81M€1.29M▼
Current portion of amounts payable after more than one year42€432k€395k▼
Trade debts44€407k€216k▼
Suppliers440/4€407k€216k▼
Taxes, remuneration and social security45€47k€149k▲
Taxes450/3€44k€138k▲
Remuneration and social security454/9€3k€11k▲
Other amounts payable47/48€921k€529k▼
Accrued charges and deferred income492/3€407€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62€196k€250k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€408k€458k▲
Other operating charges640/8€24k€23k▼
Gross operating margin9900€1.28M€2.11M▲
Operating profit (loss)9901€648k€1.38M▲
Financial income75/76B€37k€23k▼
Recurring financial income75€37k€23k▼
Financial charges65/66B€47k€41k▼
Recurring financial charges65€47k€41k▼
Profit (loss) for the period before taxes9903€638k€1.36M▲
Transfer from deferred taxes780€1k€1k=
Income taxes67/77€183k€432k▲
Profit (loss) for the period9904€456k€933k▲
Profit (loss) for the period to be appropriated9905€456k€933k▲
Appropriation of the result
Profit (loss) to be appropriated9906€456k€933k▲
Transfer to equity691/2€456k€933k▲
To other reserves6921€456k€933k▲
Social balance
Average headcount (FTE)90876.25.6▼
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €933k ▲105%
Operating result €1.38M, net result €933k, both a record.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €2MEq €2.05M ▲27%
5 profitable years in a row build equity to €2.05M.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €1MEq €1.61M ▲337%
4 profitable years in a row build equity to €1.61M.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €35k
Net result €35k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-58k ▼186%
Net result drops to €-58k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beekmolenstraat(MEL) 159120 Beveren-Kruibeke-ZwijndrechtGround area
1,041 m²
Building footprint
222 m²
Volume, LiDAR
1,131 m³
2 parcels, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FRESA BVBA
since 20102.193.044.591
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46016D0305/00N000 | Flanders | 738 m² | 1 · 155 m² | 6.3 m · 2 fl. |
| 46016D0150/00S000indicative | Flanders | 303 m² | 1 · 67 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 43,014 EUR awarded · 43,014 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 43,014 EUR | 43,014 EUR |
Schemes
Investeringssteun voor land- en tuinbouwers
Recognitions · licences · registrations
Food safety, FASFC
1 siteBeveren-Kruibeke-Zwijndrecht2.193.044.591
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Of 526 companies in sector 01250 we hold annual accounts for 118. 56 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-10-2010
Fiscal year end31-12
Activities, NACEBEL
01240Growing of pome and stone fruits
01250Crop and animal production, hunting and related service activities
01130Growing of vegetables, melons, roots and tubers
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.