BLOESEMFRUIT
ActiveBLOESEMFRUIT has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.02M and a net result of €292k. Equity is growing by ~11.4% per year across the filed fiscal years. Its solvency ranks better than 82% of 1722 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability48▼-38
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €260k at 30 days acceptable
Liquidity ample (current ratio 2.96 against 4.55 in 2024), and 24.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.4%
Return on assets
7.3%
Age of the figures
14 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-07-2025 was due by 28-02-2026 and was filed on 31-03-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
11 d late
2023
292 d late
2022
366 d late
2021
on the day
2020
14 d late
2019
2 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-07-2026 and is due by 28-02-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-07-2026 close16-09-2026 today28-02-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€3.02M▲ 10.2%
2024 · €2.74M
2019: €1.60M
2020: €1.73M
2021: €1.83M
2022: €1.97M
2023: €2.28M
2024: €2.74M
2019 → 2025
Total assets
€4.01M▲ 21.0%
2024 · €3.32M
2019: €2.53M
2020: €2.64M
2021: €2.48M
2022: €2.57M
2023: €2.77M
2024: €3.32M
2019 → 2025
Net result
€292k▼ 38.3%
2024 · €474k
2019: €101k
2020: €142k
2021: €119k
2022: €144k
2023: €330k
2024: €474k
2019 → 2025
Working capital
€1.44M▲ 0.4%
2024 · €1.44M
2019: €626k
2020: €745k
2021: €936k
2022: €1.08M
2023: €1.38M
2024: €1.44M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.83M-€1.97M▲ 7.2%€2.28M▲ 16.2%€2.74M▲ 20.2%€3.02M▲ 10.2%
Operating result€117k-€156k▲ 32.4%€383k▲ 146%€564k▲ 47.2%€425k▼ 24.7%
Net result€119k-€144k▲ 20.8%€330k▲ 129%€474k▲ 43.4%€292k▼ 38.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 25% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.01M
Fixed assets
€1.84M▲ 24.5%
Current assets
€2.18M▲ 18.2%
Equity and liabilities €4.01M
Equity
€3.02M▲ 10.2%
Provisions
€49k▼ 13.5%
Debt
€939k▲ 82.6%
The debt ratio rises from 15.5% to 23.4%: debt grows faster than equity.
Key figures and ratios
EBITDA
€781k▼
2024 · €849k
Cash flow
€649k▼
2024 · €758k
Solvency
75.4%▼
2024 · 82.8%
Current ratio
2.96▼
2024 · 4.55
Quick ratio
2.96▼
2024 · 4.55
Debt / equity
0.31▲
2024 · 0.19
ROE
9.7%▼
2024 · 17.3%
ROA
7.3%▼
2024 · 14.3%
Interest coverage
126.63▼
2024 · 221.62
Debt
€939k▲
2024 · €514k
Debt ≤ 1 year
€734k▲
2024 · €404k
Debt > 1 year
€205k▲
2024 · €110k
Income taxes
€163k▲
2024 · €79k
Staff costs
€367k▲
2024 · €278k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.32M€4.01M▲
Fixed assets21/28€1.47M€1.84M▲
Tangible fixed assets22/27€1.46M€1.83M▲
Land and buildings22€769k€1.16M▲
Plant, machinery and equipment23€201k€139k▼
Furniture and vehicles24€494k€523k▲
Financial fixed assets28€11k€11k=
Current assets29/58€1.84M€2.18M▲
Amounts receivable within one year40/41€507k€807k▲
Trade receivables40€485k€788k▲
Other amounts receivable41€21k€19k▼
Current investments50/53-€276k
Cash at bank and in hand54/58€1.31M€1.08M▼
Deferred charges and accrued income490/1€23k€11k▼
Equity and liabilities
Total equity and liabilities10/49€3.32M€4.01M▲
Equity10/15€2.74M€3.02M▲
Contributions10/11€790k€790k=
Reserves13€846k€1.14M▲
Tax-exempt reserves132€167k€145k▼
Distributable reserves133€679k€994k▲
Profit (loss) carried forward14€1.01M€1.01M=
Investment grants15€100k€88k▼
Provisions and deferred taxes16€57k€49k▼
Deferred taxes168€57k€49k▼
Amounts payable17/49€514k€939k▲
Amounts payable after more than one year17€110k€205k▲
Financial debts170/4€110k€205k▲
Amounts payable within one year42/48€404k€734k▲
Current portion of amounts payable after more than one year42€75k€105k▲
Financial debts43-€550
Credit institutions430/8-€550
Trade debts44€134k€336k▲
Suppliers440/4€134k€336k▲
Taxes, remuneration and social security45€186k€284k▲
Taxes450/3€186k€284k▲
Remuneration and social security454/9-€0
Other amounts payable47/48€9k€9k▲
Income statement
Code20242025
Non-recurring operating income76A€190k€0▼
Remuneration, social security and pensions62€278k€367k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€284k€357k▲
Other operating charges640/8€8k€11k▲
Non-recurring operating charges66A€13k€0▼
Gross operating margin9900€1.15M€1.16M▲
Operating profit (loss)9901€564k€425k▼
Financial income75/76B€26k€29k▲
Recurring financial income75€26k€29k▲
Financial charges65/66B€4k€6k▲
Recurring financial charges65€4k€6k▲
Profit (loss) for the period before taxes9903€587k€448k▼
Transfer from deferred taxes780€12k€8k▼
Transfer to deferred taxes680€46k€0▼
Income taxes67/77€79k€163k▲
Profit (loss) for the period9904€474k€292k▼
Transfer from tax-exempt reserves789€38k€22k▼
Transfer to tax-exempt reserves689€138k€0▼
Profit (loss) for the period to be appropriated9905€374k€315k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.01M€1.32M▲
Profit (loss) brought forward from the previous period14P€634k€1.01M▲
Transfer to equity691/2-€315k
To other reserves6921-€315k
Social balance
Average headcount (FTE)90877.59.2▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
11-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 11 days late
2024
17-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 292 days late
31-07
Financial
Highest result since 2019net €474k ▲43.4%
Operating result €564k, net result €474k, both a record.
29-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 366 days late
2023
31-07
Financial
Equity above €2MEq €2.28M ▲16.2%
5 profitable years in a row build equity to €2.28M.
2022
28-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
14-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 14 days late
2020
02-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 2 days late
2019
26-02
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 181 days late
2017
11-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 286 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Riemst · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heukelommerweg 243770 RiemstGround area
440 m²
Building footprint
201 m²
Volume, LiDAR
587 m³
Parcel 73095B1293/00L000, Flanders · tallest building 3.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Bloesemfruit CVBA
since 20082.173.781.579
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73095B1293/00L000 | Flanders | 440 m² | 1 · 201 m² | 3.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 56,564 EUR awarded · 56,564 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 3,671 EUR | 3,671 EUR |
| 2024 | 1 | 3,487 EUR | 3,487 EUR |
| 2023 | 2 | 41,681 EUR | 41,681 EUR |
| 2022 | 1 | 7,725 EUR | 7,725 EUR |
Schemes
Investeringssteun voor land- en tuinbouwers
Subsidie voor de verwarringstechniek in de fruitteelt
Recognitions · licences · registrations
Food safety, FASFC
1 siteRiemst2.173.781.579
Similar companies · same sector, comparable size
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GIEWA
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FRUITHANDEL ROELANDT
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ELFRU
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Of 1,344 companies in sector 01240 we hold annual accounts for 320. 167 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formCooperative company
Founded25-09-2008
Fiscal year end31-07
Activities, NACEBEL
01240Growing of pome and stone fruits
01250Crop and animal production, hunting and related service activities
01500Mixed farming
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.