FREMAGAVA
ActiveFREMAGAVA has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2k and a net result of €-3k. Equity is shrinking by ~17.8% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 77% of 10242 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency100=
Growth32=
Stability100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
17 d late
2023
18 d late
2022
27 d late
2021
29 d late
2020
17 d late
2019
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2k▼ 57.5%
2024 · €4k
2018: €11k
2019: €12k
2020: €15k
2021: €12k
2022: €8k
2023: €5k
2024: €4k
2018 → 2025
Total assets
€3k▼ 47.2%
2024 · €5k
2018: €15k
2019: €15k
2020: €17k
2021: €13k
2022: €9k
2023: €6k
2024: €5k
2018 → 2025
Net result
€-3k▼ 148%
2024 · €-1k
2018: €236
2019: €2k
2020: €4k
2021: €-3k
2022: €-3k
2023: €-3k
2024: €-1k
2018 → 2025
Working capital
€4k▼ 18.8%
2023 · €5k
2018: €886
2019: €13k
2020: €15k
2021: €12k
2022: €8k
2023: €5k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€12k-€8k▼ 28.0%€5k▼ 35.3%€4k▼ 18.8%€2k▼ 57.5%
Operating result€-3k-€-3k▼ 23.4%€-3k▲ 9.4%€-1k▲ 65.6%€-3k▼ 148%
Net result€-3k-€-3k▼ 13.1%€-3k▲ 9.4%€-1k▲ 65.6%€-3k▼ 148%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €1k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €3k
Equity
€2k▼ 57.5%
Debt
€1k▼ 5.4%
The debt ratio rises from 19.6% to 35.2%: equity shrinks faster than debt is paid down.
Key figures and ratios
Debt
€1k▼
2024 · €1k
Debt > 1 year
€1k
Staff costs
€400▲
2024 · €387
Ratios withheld: a balance sheet total of €3k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5k€3k▼
Current assets29/58€5k€3k▼
Cash at bank and in hand54/58€5k€3k▼
Equity and liabilities
Total equity and liabilities10/49€5k€3k▼
Equity10/15€4k€2k▼
Contributions10/11€6k€6k=
Capital10-€6k
Issued capital100-€6k
Reserves13€2k€2k=
Non-distributable reserves130/1-€2k
Legal reserve130-€2k
Distributable reserves133€2k-
Profit (loss) carried forward14€-4k€-6k▼
Amounts payable17/49€1k€1k▼
Amounts payable after more than one year17-€1k
Other amounts payable178/9-€1k
Amounts payable within one year42/48€1k-
Other amounts payable47/48€1k-
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€628€2k▲
Remuneration, social security and pensions62€387€400▲
Gross operating margin9900€-628€-2k▼
Operating profit (loss)9901€-1k€-3k▼
Profit (loss) for the period before taxes9903€-1k€-3k▼
Profit (loss) for the period9904€-1k€-3k▼
Profit (loss) for the period to be appropriated9905€-1k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€-6k▼
Profit (loss) brought forward from the previous period14P€-3k€-4k▼
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
17-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 17 days late
2024
18-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 18 days late
2023
27-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 27 days late
2022
31-12
Financial
Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
2020
31-12
Financial
Highest result since 2018net €4k ▲117%
Operating result €5k, net result €4k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 30 days late
2019
31-12
Financial
Liquidity times 8current ratio 10.09
Current ratio from 1.21 to 10.09; short-term debt falls from €4k to €1k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 57 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bernissart · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Grande(BER) 2047320 BernissartGround area
389 m²
Building footprint
148 m²
Volume, LiDAR
761 m³
Parcel 51009B0394/00S000, Wallonia · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FREMAGAVA
since 20082.171.242.357
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51009B0394/00S000 | Wallonia | 389 m² | 1 · 148 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Aleanza
BE 0764.314.369
Elsene · Eq €2k
ACHELIA
BE 0764.526.185
Vilvoorde · Eq €2k
Ukirose
BE 0760.790.004
Zemst · Eq €2k
YDROSIA
BE 0700.608.234
Elsene · Eq €2k
MAG FUSION
BE 0785.580.333
La Hulpe · Eq €2k
Of 12,964 companies in sector 47120 we hold annual accounts for 2,176. 617 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded29-05-2008
Fiscal year end31-12
Activities, NACEBEL
47120Other non-specialised retail sale
47910Retail trade
96999Other personal services
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0478/70.94.55