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ECOVIVO

Active
Private limited companyfounded 200818 yrs activeSteenweg op Baarle-Hertog 74, 2300 Turnhout, BelgiumKBO/BCE: BE 0806.281.618
Summary

The annual accounts of ECOVIVO for fiscal year 2025 show a net loss of 77% of total assets and of 63% of the equity at the start of that year. The 2025 annual accounts show equity of €1,358 and a net result of -€2,277. Equity is shrinking by ~20.7% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 60% of 18606 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.0% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability0=
Solvency71▼-24
Growth52=
Track record100
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
balance sheet total too small for a liquidity verdict.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 18 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
14 d early
2024
3 d early
2023
2 d early
2022
4 d early
2021
4 d early
2020
13 d early
2019
17 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 3 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 10 September 2008, ECOVIVO was incorporated.1 Total assets went from EUR 43,201 in 2018 to EUR 2,940 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€1,358▼ 62.6%
2024 · €3,635
Total assets
€2,940▼ 43.1%
2024 · €5,163
Net result
-€2,277▼ 174%
2024 · -€831
Working capital
€1,358▼ 62.6%
2024 · €3,635
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€1,015▼ 25.6%-€1,695▼ 67.0%-€3,318▼ 95.7%-€1,102▲ 66.8%-€2,424▼ 120%
Net result-€582within the sector's middle half▼ 48.5%-€1,262within the sector's middle half▼ 117%-€2,987within the sector's middle half▼ 137%-€831within the sector's middle half▲ 72.2%-€2,277within the sector's middle half▼ 174%
Equity€8,715within the sector's middle half▼ 6.3%€7,454within the sector's middle half▼ 14.5%€4,467within the sector's middle half▼ 40.1%€3,635within the sector's middle half▼ 18.6%€1,358below the sector's middle half▼ 62.6%
Total assets€8,715below the sector's middle half▼ 9.5%€7,454below the sector's middle half▼ 14.5%€6,843below the sector's middle half▼ 8.2%€5,163below the sector's middle half▼ 24.6%€2,940below the sector's middle half▼ 43.1%
Debt€0▼ 100%€2,377€1,527▼ 35.7%€1,581▲ 3.6%
Working capital€8,715within the sector's middle half▼ 6.3%€4,467within the sector's middle half€3,635within the sector's middle half▼ 18.6%€1,358within the sector's middle half▼ 62.6%
Solvency100.0%above the sector's middle half▲ 3.5pp100.0%above the sector's middle half=65.3%above the sector's middle half▼ 34.7pp70.4%above the sector's middle half▲ 5.1pp
Current ratio2.88above the sector's middle half3.38above the sector's middle half▲ 0.50
Return on assets (ROA)-6.7%below the sector's middle half▼ 2.6pp-16.9%below the sector's middle half▼ 10.2pp-43.6%below the sector's middle half▼ 26.7pp-16.1%below the sector's middle half▲ 27.5pp
above within below the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€4,000-€3,000-€2,000-€1,000€0Operating result 2021: -€1,015-€1,015Net result 2021: -€582-€582Operating result 2022: -€1,695-€1,695Net result 2022: -€1,262-€1,262Operating result 2023: -€3,318-€3,318Net result 2023: -€2,987-€2,987Operating result 2024: -€1,102-€1,102Net result 2024: -€831-€831Operating result 2025: -€2,424-€2,424Net result 2025: -€2,277-€2,27720212022202320242025-€4,000-€3,000-€2,000-€1,000€0Operating result 2023: -€3,318-€3,320Net result 2023: -€2,987-€2,990Operating result 2024: -€1,102-€1,100Net result 2024: -€831-€831Operating result 2025: -€2,424-€2,420Net result 2025: -€2,277-€2,280202320242025
The operating result stays negative: a loss of €2,424 in 2025 against €1,102 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €2,940
Equity €1,358 ▼ 62.6%
Debt €1,581 ▲ 3.6%
Debt's share of the balance-sheet total rises from 29.6% to 53.8%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€1,581▲
2024 · €1,527
Ratios withheld: a balance sheet total of €2,940 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 4,815 companies that looked in July 2024 the way this one looks now, 1.9% went bankrupt within 24 months and 88% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
1.9% went bankrupt
9.8% stopped otherwise
88% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.0% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 4,815 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 27 lines
Balance sheet Code20242025
Assets
Total assets20/58€5,163€2,940▼
Current assets29/58€5,163€2,940▼
Amounts receivable within one year40/41€5,163€2,940▼
Other amounts receivable41€5,163€2,940▼
Equity and liabilities
Total equity and liabilities10/49€5,163€2,940▼
Equity10/15€3,635€1,358▼
Contributions10/11€20,000€20,000=
Profit (loss) carried forward14-€16,365-€18,642▼
Amounts payable17/49€1,527€1,581▲
Amounts payable within one year42/48€1,527€1,581▲
Financial debts43€125€164▲
Credit institutions430/8€125€164▲
Trade debts44€0€15▲
Suppliers440/4€0€15▲
Other amounts payable47/48€1,403€1,403=
Income statement Code20242025
Other operating charges640/8€154€610▲
Gross operating margin9900-€948-€1,814▼
Operating profit (loss)9901-€1,102-€2,424▼
Financial income75/76B€364€277▼
Recurring financial income75€364€277▼
Financial charges65/66B€93€131▲
Recurring financial charges65€93€131▲
Profit (loss) for the period before taxes9903-€831-€2,277▼
Profit (loss) for the period9904-€831-€2,277▼
Profit (loss) for the period to be appropriated9905-€831-€2,277▼
Appropriation of the result
Profit (loss) to be appropriated9906-€16,365-€18,642▼
Profit (loss) brought forward from the previous period14P-€15,533-€16,365▼

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Other operating charges640/8€539€192€939€154€610▲ 295%
Gross operating margin9900-€476-€1,503-€2,379-€948-€1,814▼ 91.3%
Operating profit (loss)9901-€1,015-€1,695-€3,318-€1,102-€2,424▼ 120%
Financial income75/76B€480€479€376€364€277▼ 23.9%
Recurring financial income75€480€479€376€364€277▼ 23.9%
Financial charges65/66B€47€45€45€93€131▲ 41.0%
Recurring financial charges65€47€45€45€93€131▲ 41.0%
Profit (loss) for the period before taxes9903-€582-€1,262-€2,987-€831-€2,277▼ 174%
Income taxes67/77€0-----
Profit (loss) for the period9904-€582-€1,262-€2,987-€831-€2,277▼ 174%
Profit (loss) for the period to be appropriated9905-€582-€1,262-€2,987-€831-€2,277▼ 174%
Line20212022202320242025Change
Assets
Total assets20/58€8,715€7,454€6,843€5,163€2,940▼ 43.1%
Current assets29/58€8,715€7,454€6,843€5,163€2,940▼ 43.1%
Amounts receivable within one year40/41€7,889€7,368€6,843€5,163€2,940▼ 43.1%
Other amounts receivable41€7,889€7,368€6,843€5,163€2,940▼ 43.1%
Cash at bank and in hand54/58€762€86€0---
Deferred charges and accrued income490/1€64€0----
Equity and liabilities
Total equity and liabilities10/49€8,715€7,454€6,843€5,163€2,940▼ 43.1%
Equity10/15€8,715€7,454€4,467€3,635€1,358▼ 62.6%
Contributions10/11€20,000€20,000€20,000€20,000€20,000=
Profit (loss) carried forward14-€11,285-€12,546-€15,533-€16,365-€18,642▼ 13.9%
Amounts payable17/49€0-€2,377€1,527€1,581▲ 3.6%
Amounts payable within one year42/48€0-€2,377€1,527€1,581▲ 3.6%
Financial debts43--€965€125€164▲ 31.4%
Credit institutions430/8--€965€125€164▲ 31.4%
Trade debts44€0-€73€0€15-
Suppliers440/4€0-€73€0€15-
Taxes, remuneration and social security45€0-----
Taxes450/3€0-----
Other amounts payable47/48--€1,339€1,403€1,403=
Line20212022202320242025Change
Profit (loss) for the period9904-€582-€1,262-€2,987-€831-€2,277▼ 174%
Operating cash flow (approximation)-€582-€1,262-€2,987-€831-€2,277▼ 174%
Change in cash--€676-€86---

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
17-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
28-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
29-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Weakest financial yearnet -€2,987
Net result drops to -€2,987, the lowest in the series; recovery starts the following year.
27-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
27-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
18-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Liquidity times 24current ratio 28.70
Current ratio from 1.22 to 28.70; short-term debt falls from €44,920 to €336.
17-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 17 days late
2019
14-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
2018
28-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
30-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Turnhout · 1 establishment unit since 2008
seat establishment The establishment unit on the map
Ground area
2,245 m²
Building footprint
267 m²
Volume, LiDAR
1,795 m³
Parcel 13040A0060/00P000, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
ILESTA
Steenweg op Baarle-Hertog 74, 2300 TurnhoutIntermediation services for non-specialised retail
since 20082.173.123.662
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13040A0060/00P000 Flanders 2,245 m² 1 · 267 m² 10.4 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 12,955 companies in sector 47120 we hold annual accounts for 2,193. 510 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded10-09-2008
Fiscal year end31-12
Activities, NACEBEL 2025
47120Other non-specialised retail sale
63100Computing infrastructure, data processing, hosting and related activities
73110Advertising agencies
85599Other education
Contact
E-mail maddy.willems@pandora.beTurnhout
Phone 0475/251 882Turnhout
E-invoicing
Reachable via Peppol
Peppol ID 0208:0806281618
Also 9925:BE0806281618
Registered 28-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.