Filings
23 annual accounts 26 filings since 2002
Eight of the last ten came late. The 2020 accounts came latest: 1,231 days after the end of the period.
FREJIMMO
Lifetime
20 annual accounts with figures on one time axis, 23 filings since 2002peak €79,045 (2015)
-€21,313▼ €14,485
lowest -€449,630 (2007)
€29,276▼ 38.4%
peak €1.1m (2025)
€1.1m▲ 2.8%
€263,912▲ 10.1%
Board5 names since 2020
3 directorsJean-Louis DELBEKE and 2 others
Owners2 names in the annual accounts
99%DELIMMO
Documentsfilings and deeds
10-07-202621 days before the deadline
2025abbreviated format
Gross margin from -€6,828 to -€21,313Result from €47,535 to €29,2763 directors appointed, 3 reappointments 15-10Director in office: Laurence DELBEKE 24-09Director in office: Laurence DELBEKE 24-09Resignations & appointments 07-07
Key points
from the 2025 annual accountsAt the same address
17 companies
Checked score
69
Healthy
Financially stronger than 62% of micro companies without a NACE code
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 17.7%highest value
01-2025: 3.2%▼ -14.5 percentage points vs 12-2024
02-2025: 3.2%● unchanged vs 01-2025
03-2025: 3.4%▲ +0.2 percentage points vs 02-2025
04-2025: 3.3%▼ -0.1 percentage points vs 03-2025
05-2025: 3.2%▼ -0.1 percentage points vs 04-2025
06-2025: 3.5%▲ +0.3 percentage points vs 05-2025
07-2025: 3.5%● unchanged vs 06-2025
08-2025: 4.0%▲ +0.5 percentage points vs 07-2025
09-2025: 2.5%▼ -1.5 percentage points vs 08-2025
10-2025: 3.4%▲ +0.9 percentage points vs 09-2025
11-2025: 1.1%▼ -2.3 percentage points vs 10-2025
12-2025: 1.0%▼ -0.1 percentage points vs 11-2025
01-2026: 1.1%▲ +0.1 percentage points vs 12-2025
02-2026: 1.1%● unchanged vs 01-2026
03-2026: 1.1%● unchanged vs 02-2026
04-2026: 1.0%▼ -0.1 percentage points vs 03-2026
05-2026: 1.0%● unchanged vs 04-2026
06-2026: 1.0%● unchanged vs 05-2026
07-2026: 1.0%● unchanged vs 06-2026
08-2026: 0.8%▼ -0.2 percentage points vs 07-2026lowest value
09-2026: 0.8%● unchanged vs 08-2026lowest value
10-2026: 0.8%● unchanged vs 09-2026lowest value
11-2026: 0.8%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 5.01
2 of the last 3 accounts late
lowers risk
Size: total assets €1.3m
Equity €1.1m (80.0% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 81% of them on solvency, 79% on liquidity, 33% on profitability and 56% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 14,766 companies had the same profile as FREJIMMO has now. Each dot stands for 37 companies, two years later.
96.2%
were still trading
3.5%
stopped another way
0.2%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of FREJIMMO itself is higher: 0.8% within 12 months. It rests on far more data about FREJIMMO than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 14,766 companies, not a prediction for FREJIMMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €70,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.01 (5.29 in 2024), above the usual 1.5. Short-term debt is 20% of total assets. 20% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
21 days early
2024
61 days late
2023
135 days late
2022
501 days late
2021
866 days late
2020
236 days late
2019
122 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 7 accounts on average 271 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 December (4 of the last 5 accounts filed within 365 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- DELIMMO 99%score 66equity €413,955 (2025) · 2025 annual accounts of DELIMMO
- Maria CARDOSO E COSTA 89%annual accounts 2018
- ORION PARFUMS COSMETICS SA 11%bankrupt since 26-05-2005annual accounts 2018
Recent changes
3 directors appointed, 3 reappointments
Appointments: Laurence DELBEKE, Jean-Louis DELBEKE and SA DELIMMO (managing director) · Reappointments: Laurence DELBEKE, Jean-Louis DELBEKE and SA DELIMMO · Permanent representative: Neo Delbeke · Board meeting of 01-10-2025 · Gazette deed
Director in office: Laurence DELBEKE
General meeting of 30-09-2025 · Gazette deed
Resignations & appointments
Director in office: DELIMMO (day-to-day manager) · General meeting of 26-08-2025 · Gazette deed
Registered office moved within Mouscron
New registered office: Rue Charles Quint 25 à 7700 MOUSCRON · Previous registered office: Rue de Menin 28 à 7700 MOUSCRON · Appointments: Laurence Delbeke (director) and Jean-Louis Delbeke (director) · General meeting of 28-06-2023 · Gazette deed
Official details
Source: KBO- Status
- Active since 28-09-2000Normal situation
- Registered office
- 18 active companies are registered at this addressSource: KBO register, as of 10 November 2026.
- Activity
- No activity registered in the KBO
- Establishment unit
- 2.099.056.8387700 Mouscron, since 03-06-2002
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Annual accounts 2025
- €1.3m▲ 4.2%
- Filing
- Filed on 10-07-2026, 21 days before the end of the filing period
Insights on FREJIMMO
FREJIMMO files the abbreviated format. That format states no turnover. The gross margin fell from -€1,878 in 2006 to -€21,313 in 2025.
DELIMMO holds 99% of the shares. In October 2025, the Official Gazette published the appointment of DELIMMO as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about FREJIMMO
- What is the company number of FREJIMMO?
- The company number of FREJIMMO is 0472.853.719. The VAT number is the same number with BE in front: BE 0472.853.719.
- Where is FREJIMMO based?
- The registered office is at Keizer Karelstraat 25, 7700 Mouscron.Company details
- What is the legal form of FREJIMMO?
- FREJIMMO is a public limited company (NV).
- When was FREJIMMO founded?
- FREJIMMO was founded on 28-09-2000.
- Is FREJIMMO still active?
- Yes, FREJIMMO is an active enterprise in the KBO register.
- What is the turnover of FREJIMMO?
- The annual accounts for financial year 2025 state no turnover.Financials
- Is FREJIMMO profitable?
- In financial year 2025, FREJIMMO made a profit of €29,276.
- Where can I find the annual accounts of FREJIMMO?
- FREJIMMO filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of FREJIMMO due?
- FREJIMMO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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