Summary
FreeVeedeebee is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €72 and a net result of -€3,842. Its solvency ranks better than 9% of 2469 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 2469 sector peers (2025).
NBB · sector comparisonPosition among 2469 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
26 d late
2024
27 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 27 days after the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€72▼ 98.1%
2024 · €3,915
Net result
-€3,842▼ 254%
2024 · -€1,085
Total assets
€39,921▼ 20.7%
2024 · €50,360
Solvency
0.2%▼ 7.6pp
2024 · 7.8%
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result€8,029-€124▼ 98.5%
Net result-€1,085below the sector's middle half--€3,842below the sector's middle half▼ 254%
Equity€3,915below the sector's middle half-€72below the sector's middle half▼ 98.1%
Total assets€50,360below the sector's middle half-€39,921below the sector's middle half▼ 20.7%
Debt€46,445-€39,848▼ 14.2%
Working capital-€17,707below the sector's middle half--€30,521below the sector's middle half▼ 72.4%
Solvency7.8%below the sector's middle half-0.2%below the sector's middle half▼ 7.6pp
Current ratio0.38below the sector's middle half-0.04below the sector's middle half▼ 0.34
Return on assets (ROA)-2.2%below the sector's middle half--9.6%below the sector's middle half▼ 7.5pp
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 98% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €39,921
Fixed assets
€38,715 ▼ 2.2%
Current assets
€1,206 ▼ 88.8%
Equity and liabilities €39,921
Equity
€72 ▼ 98.1%
Debt
€39,848 ▼ 14.2%
Debt's share of the balance-sheet total rises from 92.2% to 99.8%. Equity and debt are lower.
Key figures and ratios
Debt ≤ 1 year
€31,727▲
2024 · €28,462
Debt > 1 year
€8,122▼
2024 · €17,833
Income taxes
€2,473▼
2024 · €5,144
Equity ratios withheld: equity of €72 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €23,563 | €5,923 | ▼ 74.9% |
| Other operating charges640/8 | €2,825 | €8,894 | ▲ 215% |
| Gross operating margin9900 | €34,418 | €14,940 | ▼ 56.6% |
| Operating profit (loss)9901 | €8,029 | €124 | ▼ 98.5% |
| Financial income75/76B | €0 | - | - |
| Recurring financial income75 | €0 | - | - |
| Financial charges65/66B | €3,971 | €1,493 | ▼ 62.4% |
| Recurring financial charges65 | €3,971 | €1,493 | ▼ 62.4% |
| Profit (loss) for the period before taxes9903 | €4,059 | -€1,369 | ▼ 134% |
| Income taxes67/77 | €5,144 | €2,473 | ▼ 51.9% |
| Profit (loss) for the period9904 | -€1,085 | -€3,842 | ▼ 254% |
| Profit (loss) for the period to be appropriated9905 | -€1,085 | -€3,842 | ▼ 254% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €50,360 | €39,921 | ▼ 20.7% |
| Fixed assets21/28 | €39,605 | €38,715 | ▼ 2.2% |
| Tangible fixed assets22/27 | €39,605 | €38,715 | ▼ 2.2% |
| Plant, machinery and equipment23 | €2,633 | €1,862 | ▼ 29.3% |
| Furniture and vehicles24 | €36,972 | €36,852 | ▼ 0.3% |
| Current assets29/58 | €10,755 | €1,206 | ▼ 88.8% |
| Amounts receivable within one year40/41 | €405 | €1,206 | ▲ 198% |
| Trade receivables40 | €399 | - | - |
| Other amounts receivable41 | €6 | €1,206 | ▲ 21,433% |
| Cash at bank and in hand54/58 | €7,482 | - | - |
| Deferred charges and accrued income490/1 | €2,868 | - | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €50,360 | €39,921 | ▼ 20.7% |
| Equity10/15 | €3,915 | €72 | ▼ 98.1% |
| Contributions10/11 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | -€1,085 | -€4,928 | ▼ 354% |
| Amounts payable17/49 | €46,445 | €39,848 | ▼ 14.2% |
| Amounts payable after more than one year17 | €17,833 | €8,122 | ▼ 54.5% |
| Financial debts170/4 | €17,833 | €8,122 | ▼ 54.5% |
| Amounts payable within one year42/48 | €28,462 | €31,727 | ▲ 11.5% |
| Current portion of amounts payable after more than one year42 | €10,514 | €4,047 | ▼ 61.5% |
| Financial debts43 | €5,000 | €532 | ▼ 89.4% |
| Credit institutions430/8 | €5,000 | €532 | ▼ 89.4% |
| Trade debts44 | €2,855 | €9,596 | ▲ 236% |
| Suppliers440/4 | €2,855 | €9,596 | ▲ 236% |
| Taxes, remuneration and social security45 | €6,045 | €3,917 | ▼ 35.2% |
| Taxes450/3 | €6,045 | €3,917 | ▼ 35.2% |
| Other amounts payable47/48 | €4,048 | €13,635 | ▲ 237% |
| Accrued charges and deferred income492/3 | €150 | - | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€1,085 | -€3,842 | ▼ 254% |
| + Depreciation and write-downs630 | €23,563 | €5,923 | ▼ 74.9% |
| Operating cash flow (approximation) | €22,478 | €2,080 | ▼ 90.7% |
| Investment in fixed assets (approximation) | - | -€5,032 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
NBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koksijde · 1 establishment unit since 2023
Ground area
592 m²
Building footprint
109 m²
Volume, LiDAR
498 m³
Parcel 38018A0824/00E000, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FreeVeedeebee
since 20232.341.794.091
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38018A0824/00E000 | Flanders | 592 m² | 1 · 109 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,674 companies in sector 66220 we hold annual accounts for 3,222. 8 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-02-2023
Fiscal year end31-12
Activities, NACEBEL 2025
66220Insurance agents and brokers
82100Office administrative and support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0797919327
Also
9925:BE0797919327
Registered
05-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.