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FREDERIC SPRINGUEL

Active Private limited companyfounded 2019active for 7 yearsRue de Marbais 25C, 1495 Villers-la-VilleKBO/BCE: BE 0725.875.348

Lifetime

1 annual account with figures
peak €36,757 (2025)
€36,757 
peak €22,056 (2025)
€22,056 
peak €223,793 (2025)
€223,793 
€37,492 
Board1 name since 2019
Documentsfilings and deeds
22-09-202653 days late
2025micro format
First year with figures

Key points

from the 2025 annual accounts

Turnover

≈ €110,000 estimated

The micro format states no turnover.

Position in the sector

85.7%

Higher solvency than 83% of companies in head offices and management consultancy. Sector median 55.5% · 39,376 companies.

2025 accounts filed 53 days after the deadline

Checked score

85
Excellent
Financially stronger than 62% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 48,572 companies (NACE 70, micro).

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.5% 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.5%● unchanged vs 06-2025 08-2025: 0.4%▼ -0.1 percentage points vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.8%▲ +0.4 percentage points vs 01-2026 03-2026: 0.8%● unchanged vs 02-2026 04-2026: 0.8%● unchanged vs 03-2026 05-2026: 0.8%● unchanged vs 04-2026 06-2026: 0.8%● unchanged vs 05-2026 07-2026: 0.8%● unchanged vs 06-2026highest value 08-2026: 0.8%● unchanged vs 07-2026highest value 09-2026: 0.8%● unchanged vs 08-2026highest value 10-2026: 0.4%▼ -0.4 percentage points vs 09-2026lowest value 11-2026: 0.4%● unchanged vs 10-2026lowest value

Financial strength
Strong

100equity 85.7% of total assets
61short-term debt 14.3% · cash 11.2%
79return on assets 8.4%

Score breakdown

raises risk
1 change of registered office in 24 months
Last filed accounts filed 53 days late; 1 of the last 3 accounts late
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 6.92, cash €29,212
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 53% on liquidity and 46% on profitability.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 26,972 companies had the same profile as FREDERIC SPRINGUEL has now. Each dot stands for 68 companies, two years later.

94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of FREDERIC SPRINGUEL itself: 0.4% within 12 months.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 26,972 companies, not a prediction for FREDERIC SPRINGUEL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €19,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 6.92, above the usual 1.5. Short-term debt is 14.3% and cash 11.2% of total assets. 14.3% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
raises risk · Last filed accounts filed 53 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Liquidity: current ratio 6.92, cash €29,212
NBB · annual accounts
raises risk · 2025 accounts filed 53 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-09-2026, 53 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
53 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

FS
Director
  • FREDERIC SPRINGUEL general partnerdeed of 03-05-2019
  • FRANCOISE EGLEME limited partnerdeed of 03-05-2019
Board & ownership

Recent changes

Registered office moved to Villers-la-Ville New registered office: Rue de Marbais 25C boite 8, 1495 Villers la Ville · Appointment: SPRINGUEL Frédéric (director) · Legal-form conversion: from limited partnership to private limited company · General meeting of 29-12-2025 · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0725875348
Incorporation Founding capital of €18,600, 1,860 shares, €1,000 paid up · Founder: FRANCOISE EGLEME (limited partner) · Appointment: FREDERIC SPRINGUEL (manager) · published on 03-05-2019 · Gazette deed
First establishment Rue du Chemin de Fer 11, Ottignies-Louvain-la-Neuve
All 5 events

Comparable companies

same main activity, similar in size and age
Company
FREDERIC SPRINGUEL Villers-la-Ville €261,285 €36,757 85.7% -
OLEAS PARTNERS La Hulpe €238,327 €37,598 9.7% -
PERCIL SOLUTIONS Court-Saint-Etienne €308,862 €38,358 92.0% -
C&M Carré Chaumont-Gistoux €265,100 €34,843 91.4% -
MAXLAU MANAGEMENT Waterloo €253,877 €33,015 3.6% -
MIH Consult Ramillies €208,068 €34,917 82.7% -
FM Tech Consult Tervuren €245,575 €35,411 97.0% -

These companies have the same main activity as FREDERIC SPRINGUEL: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €208,000 and €309,000, founded between 2018 and 2020.

Official details

Source: KBO
Status
Active since 30-04-2019Normal situation
Activity
Business and other management consultancyNACE 70200
Establishment unit
2.291.385.4681340 Ottignies-Louvain-la-Neuve, since 30-04-2019
Financial year end
31 December
Peppol
Reachable since 12-06-2025
Company details

Annual accounts 2025

€261,285
Filing
Filed on 22-09-2026
Financials

Insights on FREDERIC SPRINGUEL

FREDERIC SPRINGUEL has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €223,793 and a net result of €22,056.

Its solvency ranks better than 84% of 39,376 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about FREDERIC SPRINGUEL

What is the company number of FREDERIC SPRINGUEL?
The company number of FREDERIC SPRINGUEL is 0725.875.348. The VAT number is the same number with BE in front: BE 0725.875.348.
Where is FREDERIC SPRINGUEL based?
The registered office is at Rue de Marbais 25C, 1495 Villers-la-Ville.Company details
What does FREDERIC SPRINGUEL do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of FREDERIC SPRINGUEL?
FREDERIC SPRINGUEL is a private limited company (BV).
When was FREDERIC SPRINGUEL founded?
FREDERIC SPRINGUEL was founded on 30-04-2019.
Is FREDERIC SPRINGUEL still active?
Yes, FREDERIC SPRINGUEL is an active enterprise in the KBO register.
What is the turnover of FREDERIC SPRINGUEL?
The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €36,757 and 144 comparable companies (NACE 70200). It probably lies between €64,000 and €150,000.Financials
Is FREDERIC SPRINGUEL profitable?
In financial year 2025, FREDERIC SPRINGUEL made a profit of €22,056.
Where can I find the annual accounts of FREDERIC SPRINGUEL?
FREDERIC SPRINGUEL filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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