Equity
€238,271 ▲ 6.7%
FM Tech Consult has made a profit in every financial year since 2020.
FM Tech Consult
Lifetime
6 annual accounts with figures on one time axispeak €218,971 (2020)
€35,411▲ 3.4%
peak €138,395 (2020)
€14,884▼ 22.2%
peak €238,271 (2025)
€238,271▲ 6.7%
€7,304▲ 552%
Board1 name since 2019
1 directorCARDOSO DE MEDEIROS FILHO Francisco
Documentsfilings and deeds
03-06-202658 days before the deadline
2025micro format
Debts from €1,120 to €7,304Cash from €73,317 to €120,519
Key points
from the 2025 annual accountsFilings
6 annual accounts since 2020
The last five annual accounts were filed 46 to 58 days before the end of the period.
Position in the sector
97.0%
Higher solvency than 95% of companies in head offices and management consultancy. Sector median 55.5% · 39,364 companies.
Checked score
96
Excellent
Financially stronger than 69% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025highest value
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026lowest value
08-2026: < 0.1%● unchanged vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 28.44, cash €120,519
Sector: Activities of head offices; management consultancy activities (NACE 70)
Equity €238,271 (97.0% of total assets)
Size: total assets €245,575
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 97% on liquidity, 42% on profitability and 53% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as FM Tech Consult has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of FM Tech Consult itself is lower: < 0.1% within 12 months. It rests on far more data about FM Tech Consult than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for FM Tech Consult. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €22,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 28.44, above the usual 1.5. Short-term debt is 3% and cash 49.1% of total assets. 3% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
58 days early
2024
56 days early
2023
48 days early
2022
47 days early
2021
46 days early
2020
47 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 50 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0731758201
Incorporation
Founder: CARDOSO DE MEDEIROS FILHO Francisco · Founding capital of €5,000, 100 shares · Appointment: CARDOSO DE MEDEIROS FILHO Francisco (director) · published on 02-08-2019 · Gazette deed
First establishment
Arthur Van Dycklaan 47A, Tervuren
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| FM Tech Consult Tervuren | €245,575 | €35,411 | 97.0% | - |
| SIA Properties Zaventem | €244,966 | €35,368 | 90.3% | - |
| SIMPSON CONSULTING Hoeilaart | €208,002 | €37,283 | 71.6% | - |
| FRENA CONSULTING Kampenhout | €306,448 | €35,234 | 97.7% | - |
| Meduzza Investing Dilbeek | €212,573 | €34,905 | -11.8% | - |
| XBOLT Lubbeek | €253,122 | €44,157 | 70.6% | - |
| Ingisiis Diest | €216,905 | €30,939 | 44.5% | - |
These companies have the same main activity as FM Tech Consult: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €208,000 and €306,000, founded between 2018 and 2020.
Official details
Source: KBO- Status
- Active since 31-07-2019Normal situation
- Activity
- Business and other management consultancyNACE 70200and 1 other
- Establishment unit
- 2.291.674.7853080 Tervuren, since 31-07-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 01-09-2025
Annual accounts 2025
- ≈ €100,000estimated
- €245,575▲ 9.4%
- Filing
- Filed on 03-06-2026, 58 days before the end of the filing period
Insights on FM Tech Consult
FM Tech Consult files the micro format. That format states no turnover. The gross margin fell from €218,971 in 2020 to €35,411 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about FM Tech Consult
- What is the company number of FM Tech Consult?
- The company number of FM Tech Consult is 0731.758.201. The VAT number is the same number with BE in front: BE 0731.758.201.
- Where is FM Tech Consult based?
- The registered office is at Arthur Van Dycklaan 47, 3080 Tervuren.Company details
- What does FM Tech Consult do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of FM Tech Consult?
- FM Tech Consult is a private limited company (BV).
- When was FM Tech Consult founded?
- FM Tech Consult was founded on 31-07-2019.
- Is FM Tech Consult still active?
- Yes, FM Tech Consult is an active enterprise in the KBO register.
- What is the turnover of FM Tech Consult?
- The turnover in financial year 2025 is ≈ €100,000. This figure is estimated from the gross margin of €35,411 and 144 comparable companies (NACE 70200). It probably lies between €62,000 and €140,000.Financials
- Is FM Tech Consult profitable?
- In financial year 2025, FM Tech Consult made a profit of €14,884.
- Where can I find the annual accounts of FM Tech Consult?
- FM Tech Consult filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of FM Tech Consult due?
- FM Tech Consult must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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