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Fredantiques

Active
Rue des Résistants(O) 47 ·7750 Mont-de-l'Enclus, Belgium
KBO/BCE: BE 0793.620.643
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Age3 yrs
Real estate1 parcel · 1,219 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Fredantiques is 1.8% (moderate). The 2025 annual accounts show equity of €143k and a net result of €73k. Its solvency ranks better than 90% of 1408 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

1 signal · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 90% of 1408 peers (2025). A comfortable equity buffer.
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 3 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 09-06-2026 52 d early 2026-00154809
31-12-2024 31-07-2025 22-08-2025 22 d late 2025-00391071
31-12-2023 31-07-2024 11-07-2024 20 d early 2024-00243870

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.8% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Turnover€760k
EBIT margin7.9%
Net result€73k+95.2%
Working capital€128k+440.5%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 09-06-2026 with the NBB · fiscal year 2025 · micro
€0€200k€400k€600k€800kRevenue 2023: €760k€760kOperating result 2023: €60k€60kNet result 2023: €38k€38kOperating result 2025: €103k€103kNet result 2025: €73k€73k20232025
RevenueOperating resultNet result
Sector comparison
Fiscal year 2025 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 80.2% 23.8%
better than 90% of 1408 sector peers
Net result €73k €8k
better than 91% of 1405 sector peers
Equity €143k €26k
better than 86% of 1409 sector peers
Gross operating margin €116k €36k
better than 80% of 1402 sector peers
Total assets €179k €133k
better than 59% of 1409 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Revenue
€760k
- 23-25
EBITDA
€115k
+63.0% 23-25
Net profit
€73k
+95.2% 23-25
Cash flow
€85k
+75.4% 23-25
Total assets
€179k
-21.5% 23-25
Equity
€143k
+296.6% 23-25
Working capital
€128k
+440.5% 23-25
Income taxes
€29k
+35.8% 23-25
Debt
€36k
-81.5% 23-25
Debt ≤ 1y
€26k
-86.5% 23-25
Debt > 1y
€10k
- 23-25
Current ratio
5.92
+426.7% 23-25
Quick ratio
5.92
+1103.3% 23-25
Solvency
80.2%
+405.0% 23-25
Debt / equity
0.25
-95.3% 23-25
ROE
51.2%
-50.8% 23-25
ROA
41.1%
+148.5% 23-25
Net margin
4.9%
- 23-25
EBITDA margin
9.3%
- 23-25
Interest coverage
106.48
-21.6% 23-25
Figures by fiscal year
Fiscal year2025
Depositmicro
Revenue-
EBITDA€115k
Net profit€73k
Cash flow€85k
Staff costs-
Income taxes€29k
Dividends-
Total assets€179k
Equity€143k
Debt€36k
of which ≤ 1y€26k
of which > 1y€10k
Working capital€128k
Employees (FTE)-
Ratios (computed)
2025
Current ratio5.92
Quick ratio5.92
Working capital ratio71.3%
Solvency80.2%
Debt / equity0.25
Long-term debt ratio0.07
Interest coverage106.48
Gross margin-
Net margin-
ROA41.1%
ROE51.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€179k
Fixed assets 21/28€25k
Tangible fixed assets 22/27€25k
Financial fixed assets 28€500
Current assets 29/58€154k
Amounts receivable within one year 40/41€7k
Cash & bank 54/58€147k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€179k
Equity 10/15€143k
Contributions / capital 10/11€200
Reserves 13€142k
Accumulated profits (losses) 14€860
Amounts payable 17/49€36k
Amounts payable after one year 17€10k
Amounts payable within one year 42/48€26k
Trade debts payable within one year 44€1k
Income statement
Gross operating margin 9900€116k
Operating result 9901€103k
Financial income 75€361
Financial charges 65€1k
Result before taxes 9903€103k
Income taxes 67/77€29k
Net result for the period 9904€73k
Result to be appropriated 9905€73k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
100 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue des Résistants(O) 477750 Mont-de-l'Enclus

Establishment units

1 location
Fredantiques
Rue des Résistants(O) 47, 7750 Mont-de-l'EnclusHandelsbemiddeling in de niet-gespecialiseerde groothandel
since 20222.338.347.227
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,219 m²
Buildings1
Building footprint103 m²
Volume (LiDAR)850 m³
Tallest building10.8 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
57061B0263/00D004 Wallonia 1,219 m² 1 · 103 m² 10.8 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health100Profitability100Solvency100Growth78Stability94
94 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100
Profitability 100
Solvency 100
Growth 78
Stability 94

Ask AI about this company

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AI due-diligence brief

Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 30 of the 899 companies in this sector. 18 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Detailhandel in andere tweedehandsgoederen in winkels, m.u.v. tweedehandskleding47793Detailhandel in andere tweedehandsgoederen, muv tweedehandskleding47793Handelsbemiddeling in goederen, algemeen assortiment46190Handelsbemiddeling in de niet-gespecialiseerde groothandel46190Detailhandel in huismeubilair47551Detailhandel in verlichtingsartikelen47552Detailhandel in andere huishoudelijke artikelen, neg47559Detailhandel in huismeubilair in gespecialiseerde winkels47591Detailhandel in verlichtingsartikelen in gespecialiseerde winkels47592Detailhandel in andere huishoudelijke artikelen in gespecialiseerde winkels, n.e.g.47599Detailhandel in antiquiteiten in winkels47791Detailhandel in antiquiteiten47791
Primary activity highlighted.
Names & trade names
Legal nameFR Fredantiques
Registered office
Rue des Résistants(O) 47
7750 Mont-de-l'Enclus, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.