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DELHEN

Active
Avenue de Belle-Mine 20C ·5300 Andenne, Belgium
KBO/BCE: BE 0798.309.703
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Age3 yrs
Staff (FTE)2
Real estate1 parcel · 204 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of DELHEN is 2.5% (moderate). The 2024 annual accounts show equity of €34k and a net result of €4k. Its solvency ranks better than 46% of 6698 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-05-2025, 71 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2024 31-07-2025 21-05-2025 71 d early 2025-00100567

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.5% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€4k
Working capital€25k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 21-05-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 16.8% 20.4%
better than 46% of 6698 sector peers
Net result €4k €4k
better than 50% of 6678 sector peers
Equity €34k €16k
better than 64% of 6712 sector peers
Gross operating margin €127k €24k
better than 86% of 6657 sector peers
Staff costs €58k €33k
higher than 68% of 3035 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue-
EBITDA€67k
Net profit€4k
Cash flow€48k
Staff costs€58k
Income taxes€300
Dividends-
Total assets€202k
Equity€34k
Debt€168k
of which ≤ 1y€101k
of which > 1y€66k
Working capital€25k
Employees (FTE)2.0
Ratios (computed)
2024
Current ratio1.25
Quick ratio0.80
Working capital ratio12.5%
Solvency16.8%
Debt / equity4.95
Long-term debt ratio1.96
Interest coverage3.64
Gross margin-
Net margin-
ROA1.9%
ROE11.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€202k
Fixed assets 21/28€74k
Formation expenses 20€1k
Intangible fixed assets 21€12k
Tangible fixed assets 22/27€62k
Current assets 29/58€126k
Stocks & contracts in progress 3€45k
Amounts receivable within one year 40/41€9k
Cash & bank 54/58€70k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€202k
Equity 10/15€34k
Contributions / capital 10/11€30k
Accumulated profits (losses) 14€4k
Amounts payable 17/49€168k
Amounts payable after one year 17€66k
Amounts payable within one year 42/48€101k
Trade debts payable within one year 44€8k
Income statement
Gross operating margin 9900€127k
Operating result 9901€22k
Financial income 75€73
Financial charges 65€18k
Result before taxes 9903€4k
Income taxes 67/77€300
Net result for the period 9904€4k
Result to be appropriated 9905€4k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
63 / 100 Healthy
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Avenue de Belle-Mine 20C5300 Andenne

Establishment units

1 location
DELHEN
Avenue de Belle-Mine 20C, 5300 AndenneGroothandel in kledingaccessoires
since 20232.342.065.394
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area204 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92003H0028/00H004 Wallonia 204 m² - -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health63Profitability57Solvency28Growth-Stability79
57 / 100

Mixed profile: strong on stability, weaker on solvency.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 63
Profitability 57
Solvency 28
Growth -
Stability 79

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 31 of the 899 companies in this sector. 26 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Overige detailhandel in nieuwe artikelen in gespecialiseerde winkels, n.e.g.47789Overige detailhandel in nieuwe artikelen neg47789Detailhandel in andere tweedehandsgoederen in winkels, m.u.v. tweedehandskleding47793Detailhandel in andere tweedehandsgoederen, muv tweedehandskleding47793Detailhandel in andere huishoudelijke artikelen, neg47559Detailhandel in andere huishoudelijke artikelen in gespecialiseerde winkels, n.e.g.47599Detailhandel in overige sportartikelen47639Detailhandel in sport- en kampeerartikelen in gespecialiseerde winkels47640Detailhandel in uurwerken en sieraden in gespecialiseerde winkels47770Detailhandel in uurwerken en sieraden47770
Primary activity highlighted.
Names & trade names
Legal nameFR DELHEN
Registered office
Avenue de Belle-Mine 20C
5300 Andenne, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.