FRED-POMPING
ActiveFRED-POMPING has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €570k and a net result of €185k. Equity is growing by ~25.8% per year across the filed fiscal years. Its solvency ranks better than 34% of 7757 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+11
Solvency56▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity tight (current ratio 1.38 against 1.2 in 2024; short-term debt: 26.7% and cash: 4.3% of total assets), and 69.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.8%
Return on assets
10%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
31 d late
2024
8 d late
2023
21 d late
2022
21 d late
2021
78 d late
2020
16 d late
2019
17 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€570k▲ 47.9%
2024 · €385k
2018: €20k
2019: €93k
2020: €171k
2021: €274k
2022: €323k
2023: €434k
2024: €385k
2018 → 2025
Total assets
€1.85M▲ 16.3%
2024 · €1.59M
2018: €763k
2019: €1.15M
2020: €1.49M
2021: €1.49M
2022: €1.90M
2023: €1.57M
2024: €1.59M
2018 → 2025
Net result
€185k▲ 735%
2024 · €22k
2018: €416
2019: €73k
2020: €78k
2021: €103k
2022: €49k
2023: €111k
2024: €22k
2018 → 2025
Working capital
€188k▲ 72.7%
2024 · €109k
2018: €-75k
2019: €-2k
2020: €64k
2021: €112k
2022: €55k
2023: €192k
2024: €109k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€274k-€323k▲ 17.8%€434k▲ 34.5%€385k▼ 11.3%€570k▲ 47.9%
Operating result€133k-€78k▼ 41.5%€142k▲ 81.3%€81k▼ 42.7%€287k▲ 254%
Net result€103k-€49k▼ 52.5%€111k▲ 128%€22k▼ 80.1%€185k▲ 735%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 254% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.85M
Fixed assets
€1.17M▲ 25.3%
Current assets
€682k▲ 3.6%
Equity and liabilities €1.85M
Equity
€570k▲ 47.9%
Debt
€1.28M▲ 6.2%
The debt ratio falls from 75.8% to 69.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€589k▲
2024 · €407k
Cash flow
€487k▲
2024 · €348k
Solvency
30.8%▲
2024 · 24.2%
Current ratio
1.38▲
2024 · 1.20
Quick ratio
1.38▲
2024 · 1.18
Debt / equity
2.24▼
2024 · 3.13
ROE
32.4%▲
2024 · 5.7%
ROA
10.0%▲
2024 · 1.4%
Interest coverage
10.88▲
2024 · 10.79
Debt
€1.28M▲
2024 · €1.20M
Debt ≤ 1 year
€494k▼
2024 · €550k
Debt > 1 year
€782k▲
2024 · €655k
Income taxes
€49k▲
2024 · €22k
Staff costs
€117k▲
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.59M€1.85M▲
Fixed assets21/28€931k€1.17M▲
Tangible fixed assets22/27€926k€1.16M▲
Land and buildings22€76k-
Plant, machinery and equipment23€24k€121k▲
Furniture and vehicles24€13k€233k▲
Leasing and similar rights25€812k€807k▼
Financial fixed assets28€5k€5k▲
Current assets29/58€658k€682k▲
Stocks and contracts in progress3€10k-
Contracts in progress37€10k-
Amounts receivable within one year40/41€559k€478k▼
Trade receivables40€260k€213k▼
Other amounts receivable41€299k€265k▼
Current investments50/53€63k€125k▲
Cash at bank and in hand54/58€25k€79k▲
Deferred charges and accrued income490/1€1k-
Equity and liabilities
Total equity and liabilities10/49€1.59M€1.85M▲
Equity10/15€385k€570k▲
Contributions10/11€20k€20k=
Reserves13€365k€549k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€363k€547k▲
Profit (loss) carried forward14€495€495=
Amounts payable17/49€1.20M€1.28M▲
Amounts payable after more than one year17€655k€782k▲
Financial debts170/4€655k€782k▲
Amounts payable within one year42/48€550k€494k▼
Current portion of amounts payable after more than one year42€370k€328k▼
Trade debts44€82k€104k▲
Suppliers440/4€82k€104k▲
Advances received on contracts in progress46€24k-
Taxes, remuneration and social security45€6k€48k▲
Taxes450/3€4k€48k▲
Remuneration and social security454/9€1k-
Other amounts payable47/48€68k€13k▼
Accrued charges and deferred income492/3-€3k
Income statement
Code20242025
Non-recurring operating income76A€163k€220k▲
Remuneration, social security and pensions62€18k€117k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€326k€303k▼
Other operating charges640/8€3k€14k▲
Gross operating margin9900€428k€720k▲
Operating profit (loss)9901€81k€287k▲
Financial income75/76B€502€699▲
Recurring financial income75€502€699▲
Financial charges65/66B€38k€54k▲
Recurring financial charges65€38k€54k▲
Profit (loss) for the period before taxes9903€44k€233k▲
Income taxes67/77€22k€49k▲
Profit (loss) for the period9904€22k€185k▲
Profit (loss) for the period to be appropriated9905€22k€185k▲
Appropriation of the result
Profit (loss) to be appropriated9906€23k€185k▲
Profit (loss) brought forward from the previous period14P€495€495=
Transfer from equity791/2€71k-
Transfer to equity691/2€22k€185k▲
To other reserves6921€22k€185k▲
Profit to be distributed694/7€71k-
Return on contributions (dividend)694€71k-
Social balance
Average headcount (FTE)90871.7-
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €185k ▲735%
Operating result €287k, net result €185k, both a record.
31-12
Financial
Equity above €500kEq €570k ▲47.9%
8 profitable years in a row build equity to €570k.
08-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 8 days late
2024
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 21 days late
2023
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2022
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 78 days late
2021
31-12
Financial
Equity above €200kEq €274k ▲60.2%
4 profitable years in a row build equity to €274k.
16-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
2020
31-12
Financial
Equity above €150kEq €171k ▲83%
3 profitable years in a row build equity to €171k.
17-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 17 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herzele · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoogstraat 152 B9550 HerzeleGround area
1,156 m²
Building footprint
159 m²
Volume, LiDAR
699 m³
Parcel 41027B0533/00N000, Flanders · tallest building 7.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
FRED-POMPING
since 20172.262.001.101
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41027B0533/00N000 | Flanders | 1,156 m² | 1 · 159 m² | 7.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
CLADDING
BE 0431.605.260
Peer · Eq €570k
EUROSAFE
BE 0808.794.215
Antwerpen · Eq €569k
BATI-NORD
BE 0870.625.874
Tubize · Eq €570k
TRAVAUX DIVERS NAMUROIS
BE 0474.171.038
Jemeppe-sur-Sambre · Eq €571k
GENERAL HOUSING
BE 0880.328.547
Etterbeek · Eq €568k
Of 15,529 companies in sector 43990 we hold annual accounts for 7,421. 4,314 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-02-2017
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.