Franneke
ActiveThe computed 12-month bankruptcy probability of Franneke is 3.0% (moderate). The 2025 annual accounts show equity of €50k and a net result of €268. Equity is growing by ~15% per year across the filed fiscal years. Its solvency ranks better than 80% of 13071 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
73
/ 100
Healthy▼ -3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability3▼-12
Solvency86▲+7
Growth52=
Stability100
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.36 against 1.11 in 2024), and 34.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.6%
Return on assets
0.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
1 d early
2024
350 d late
2023
22 d late
2022
47 d early
2021
37 d early
2020
39 d early
2019
12 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€50k▼ 11.9%
2024 · €57k
2019: €10k
2020: €17k
2021: €43k
2022: €44k
2023: €55k
2024: €57k
2019 → 2025
Total assets
€76k▼ 13.6%
2024 · €88k
2019: €20k
2020: €25k
2021: €109k
2022: €116k
2023: €98k
2024: €88k
2019 → 2025
Net result
€268▼ 83.8%
2024 · €2k
2019: €4k
2020: €7k
2021: €26k
2022: €1k
2023: €11k
2024: €2k
2019 → 2025
Working capital
€10k▲ 183%
2024 · €3k
2019: €-2k
2020: €7k
2021: €2k
2022: €-10k
2023: €-11k
2024: €3k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€43k-€44k▲ 2.7%€55k▲ 24.5%€57k▲ 3.0%€50k▼ 11.9%
Operating result€23k-€4k▼ 81.6%€15k▲ 256%€5k▼ 66.1%€5k▼ 9.4%
Net result€26k-€1k▼ 95.5%€11k▲ 841%€2k▼ 84.7%€268▼ 83.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €76k
Fixed assets
€41k▼ 24.3%
Current assets
€36k▲ 2.8%
Equity and liabilities €76k
Equity
€50k▼ 11.9%
Debt
€26k▼ 16.5%
The debt ratio falls from 35.6% to 34.4%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€17k▼
2024 · €18k
Cash flow
€12k▼
2024 · €15k
Solvency
65.6%▲
2024 · 64.4%
Current ratio
1.36▲
2024 · 1.11
Quick ratio
0.85▼
2024 · 0.97
Debt / equity
0.52▼
2024 · 0.55
ROE
0.5%▼
2024 · 2.9%
ROA
0.4%▼
2024 · 1.9%
Interest coverage
9.72▼
2024 · 15.94
Debt
€26k▼
2024 · €31k
Debt ≤ 1 year
€26k▼
2024 · €31k
Income taxes
€3k▲
2024 · €2k
Staff costs
€6k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€88k€76k▼
Fixed assets21/28€54k€41k▼
Tangible fixed assets22/27€53k€41k▼
Land and buildings22€41k€34k▼
Plant, machinery and equipment23€6k€3k▼
Furniture and vehicles24€5k€3k▼
Financial fixed assets28€978€0▼
Current assets29/58€35k€36k▲
Stocks and contracts in progress3€4k€14k▲
Stocks30/36€4k€14k▲
Amounts receivable within one year40/41€2k€2k▲
Trade receivables40€2k€0▼
Other amounts receivable41-€2k
Cash at bank and in hand54/58€29k€21k▼
Equity and liabilities
Total equity and liabilities10/49€88k€76k▼
Equity10/15€57k€50k▼
Contributions10/11€6k€6k=
Capital10€6k-
Issued capital100€19k-
Uncalled capital101€12k-
Reserves13€48k€44k▼
Non-distributable reserves130/1€2k€0▼
Legal reserve130€2k-
Reserves not available under the articles1311-€0
Distributable reserves133€46k€44k▼
Profit (loss) carried forward14€2k€0▼
Amounts payable17/49€31k€26k▼
Amounts payable within one year42/48€31k€26k▼
Trade debts44€14k€3k▼
Suppliers440/4€14k€3k▼
Taxes, remuneration and social security45€12k€11k▼
Taxes450/3€8k€11k▲
Remuneration and social security454/9€3k€0▼
Other amounts payable47/48€5k€13k▲
Income statement
Code20242025
Remuneration, social security and pensions62€1k€6k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€12k▼
Other operating charges640/8€2k€6k▲
Gross operating margin9900€21k€28k▲
Operating profit (loss)9901€5k€5k▼
Financial income75/76B€22€94▲
Recurring financial income75€22€94▲
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€4k€3k▼
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€2k€268▼
Profit (loss) for the period to be appropriated9905€2k€268▼
Appropriation of the result
Profit (loss) to be appropriated9906€4k€268▼
Profit (loss) brought forward from the previous period14P€2k€0▼
Transfer from equity791/2-€7k
Transfer to equity691/2€2k€268▼
To other reserves6921€2k€268▼
Profit to be distributed694/7-€7k
Return on contributions (dividend)694-€7k
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 350 days late
2025
31-12
Financial
Weakest financial yearnet €268 ▼83.8%
Net result drops to €268, the lowest in the series.
2024
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
14-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2019net €26k ▲254%
Operating result €23k, net result €26k, both a record.
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity doublescurrent ratio 1.91
Current ratio from 0.82 to 1.91; short-term debt falls from €10k to €7k.
12-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 12 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Willebroek · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oostzavelland 172830 WillebroekGround area
964 m²
Building footprint
211 m²
Volume, LiDAR
1,530 m³
2 parcels, Flanders, Wallonia · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Au bon Vieux Temps
since 20192.286.847.353
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12342C0616/00F000 | Flanders | 771 m² | 1 · 136 m² | 8.2 m · 2 fl. |
| 91018B0045/00D000 | Wallonia | 193 m² | 1 · 75 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteVresse-sur-Semois2.286.847.353
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Of 21,621 companies in sector 56112 we hold annual accounts for 9,654. 8,278 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-03-2019
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56220Contract catering and other food service activities
56290Food and beverage service activities
56111Full-service restaurants
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesPhone:000000000
Phone:0489232050