FRANKK
ActiveSummary
FRANKK has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €322,052 and a net result of €66,561. Equity is growing by ~28.4% per year across the filed fiscal years. Its solvency ranks better than 90% of 18537 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability90▼-9
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 6.21 against 3.87 in 2024; short-term debt: 8.8% and cash: 20.2% of total assets), and 16.3% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.7%
Return on assets
17.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
6 d early
2023
28 d late
2022
4 d late
2021
128 d late
2020
207 d late
2019
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 54 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€322,052▲ 26.1%
2024 · €255,491
Total assets
€384,974▲ 14.1%
2024 · €337,386
Net result
€66,561▼ 18.3%
2024 · €81,468
Working capital
€177,516▲ 52.5%
2024 · €116,384
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€28,582€44,687▲ 56.3%€62,846▲ 40.6%€98,659▲ 57.0%€91,793▼ 7.0%
Net result€25,001▲ 155%€16,839▼ 32.6%€38,475▲ 128%€81,468▲ 112%€66,561▼ 18.3%
Equity€118,710▲ 26.7%€135,549▲ 14.2%€174,023▲ 28.4%€255,491▲ 46.8%€322,052▲ 26.1%
Total assets€300,345=€282,502▼ 5.9%€299,209▲ 5.9%€337,386▲ 12.8%€384,974▲ 14.1%
Debt€176,635▼ 12.4%€146,953▼ 16.8%€125,186▼ 14.8%€81,895▼ 34.6%€62,922▼ 23.2%
Working capital-€13,287▲ 38.8%-€9,233▲ 30.5%€2,006€116,384▲ 5,703%€177,516▲ 52.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €384,974
Fixed assets
€173,398 ▼ 3.9%
Current assets
€211,576 ▲ 34.9%
Equity and liabilities €384,974
Equity
€322,052 ▲ 26.1%
Debt
€62,922 ▼ 23.2%
Debt's share of the balance-sheet total falls from 24.3% to 16.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€100,260▼
2024 · €106,747
Cash flow
€75,028▼
2024 · €89,556
Current ratio
6.21▲
2024 · 3.87
Debt to equity
0.20▼
2024 · 0.32
ROE
20.7%▼
2024 · 31.9%
ROA
17.3%▼
2024 · 24.1%
Interest coverage
19.87▼
2024 · 25.67
Debt ≤ 1 year
€34,060▼
2024 · €40,510
Debt > 1 year
€28,350▼
2024 · €41,385
Income taxes
€27,023▲
2024 · €13,101
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,324 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,324 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €569 | - | €37,769 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €32,246 | €30,025 | €7,968 | €8,088 | €8,467 | ▲ 4.7% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | -€5,000 | - | - | - | - |
| Other operating charges640/8 | €754 | €2,755 | €2,108 | €23,380 | €1,859 | ▼ 92.1% |
| Non-recurring operating charges66A | - | €1,485 | - | - | - | - |
| Gross operating margin9900 | €61,583 | €73,953 | €72,922 | €130,127 | €102,119 | ▼ 21.5% |
| Operating profit (loss)9901 | €28,582 | €44,687 | €62,846 | €98,659 | €91,793 | ▼ 7.0% |
| Financial income75/76B | €20,197 | €0 | €6 | €68 | €6,837 | ▲ 10,029% |
| Recurring financial income75 | €20,197 | €0 | €6 | €68 | €6,837 | ▲ 10,029% |
| Financial charges65/66B | €6,179 | €6,602 | €4,862 | €4,158 | €5,047 | ▲ 21.4% |
| Recurring financial charges65 | €6,179 | €6,602 | €4,862 | €4,158 | €5,047 | ▲ 21.4% |
| Profit (loss) for the period before taxes9903 | €42,600 | €38,085 | €57,991 | €94,569 | €93,583 | ▼ 1.0% |
| Income taxes67/77 | €17,599 | €21,246 | €19,516 | €13,101 | €27,023 | ▲ 106% |
| Profit (loss) for the period9904 | €25,001 | €16,839 | €38,475 | €81,468 | €66,561 | ▼ 18.3% |
| Profit (loss) for the period to be appropriated9905 | €25,001 | €16,839 | €38,475 | €81,468 | €66,561 | ▼ 18.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €300,345 | €282,502 | €299,209 | €337,386 | €384,974 | ▲ 14.1% |
| Fixed assets21/28 | €256,749 | €231,693 | €228,781 | €180,492 | €173,398 | ▼ 3.9% |
| Tangible fixed assets22/27 | €256,749 | €231,693 | €228,781 | €180,492 | €173,398 | ▼ 3.9% |
| Land and buildings22 | €162,951 | €159,811 | €155,529 | €149,825 | €144,121 | ▼ 3.8% |
| Plant, machinery and equipment23 | €25,784 | €2,654 | €1,931 | €1,392 | €854 | ▼ 38.7% |
| Furniture and vehicles24 | €66,591 | €45,817 | €47,911 | €5,864 | €5,012 | ▼ 14.5% |
| Other tangible fixed assets26 | €1,424 | €23,411 | €23,411 | €23,411 | €23,411 | = |
| Current assets29/58 | €43,596 | €50,808 | €70,428 | €156,895 | €211,576 | ▲ 34.9% |
| Stocks and contracts in progress3 | €637 | €362 | €682 | €823 | €0 | ▼ 100% |
| Stocks30/36 | €637 | €362 | €682 | €823 | €0 | ▼ 100% |
| Amounts receivable within one year40/41 | €26,109 | €27,081 | €36,669 | €120,828 | €133,057 | ▲ 10.1% |
| Trade receivables40 | €23,596 | €21,068 | €23,892 | €407 | €0 | ▼ 100% |
| Other amounts receivable41 | €2,513 | €6,013 | €12,777 | €120,421 | €133,057 | ▲ 10.5% |
| Cash at bank and in hand54/58 | €16,849 | €23,366 | €32,700 | €34,866 | €77,908 | ▲ 123% |
| Deferred charges and accrued income490/1 | - | - | €376 | €378 | €611 | ▲ 61.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €300,345 | €282,502 | €299,209 | €337,386 | €384,974 | ▲ 14.1% |
| Equity10/15 | €118,710 | €135,549 | €174,023 | €255,491 | €322,052 | ▲ 26.1% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Capital10 | €18,592 | - | - | - | - | - |
| Issued capital100 | €18,592 | - | - | - | - | - |
| Reserves13 | €23,568 | €1,900 | €1,900 | €1,900 | €303,460 | ▲ 15,872% |
| Non-distributable reserves130/1 | €1,900 | €1,900 | €1,900 | €1,900 | €1,900 | = |
| Legal reserve130 | €1,900 | - | - | - | - | - |
| Reserves not available under the articles1311 | - | €1,900 | €1,900 | €1,900 | €1,900 | = |
| Distributable reserves133 | €21,668 | - | - | - | €301,560 | - |
| Profit (loss) carried forward14 | €76,550 | €115,057 | €153,531 | €234,999 | €0 | ▼ 100% |
| Provisions and deferred taxes16 | €5,000 | - | - | - | - | - |
| Provisions for liabilities and charges160/5 | €5,000 | - | - | - | - | - |
| Major repairs and maintenance162 | €5,000 | - | - | - | - | - |
| Amounts payable17/49 | €176,635 | €146,953 | €125,186 | €81,895 | €62,922 | ▼ 23.2% |
| Amounts payable after more than one year17 | €117,479 | €86,911 | €56,763 | €41,385 | €28,350 | ▼ 31.5% |
| Financial debts170/4 | €117,479 | €86,911 | €56,763 | €41,385 | €26,850 | ▼ 35.1% |
| Other amounts payable178/9 | - | - | - | - | €1,500 | - |
| Amounts payable within one year42/48 | €56,882 | €60,042 | €68,423 | €40,510 | €34,060 | ▼ 15.9% |
| Current portion of amounts payable after more than one year42 | €28,126 | €29,412 | €31,002 | €16,011 | €14,535 | ▼ 9.2% |
| Financial debts43 | €937 | €3,265 | €3,160 | - | - | - |
| Credit institutions430/8 | €937 | €3,265 | €3,160 | - | - | - |
| Trade debts44 | €8,060 | €3,395 | €2,440 | €6,558 | €4,183 | ▼ 36.2% |
| Suppliers440/4 | €8,060 | €3,395 | €2,440 | €6,558 | €4,183 | ▼ 36.2% |
| Taxes, remuneration and social security45 | €19,759 | €13,585 | €28,568 | €17,941 | €15,342 | ▼ 14.5% |
| Taxes450/3 | €19,582 | €13,585 | €24,967 | €14,344 | €15,342 | ▲ 7.0% |
| Remuneration and social security454/9 | €177 | - | €3,601 | €3,597 | €0 | ▼ 100% |
| Other amounts payable47/48 | - | €10,384 | €3,252 | - | - | - |
| Accrued charges and deferred income492/3 | €2,274 | - | - | - | €513 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €25,001 | €16,839 | €38,475 | €81,468 | €66,561 | ▼ 18.3% |
| + Depreciation and write-downs630 | €32,246 | €30,025 | €7,968 | €8,088 | €8,467 | ▲ 4.7% |
| Operating cash flow (approximation) | €57,247 | €46,864 | €46,442 | €89,556 | €75,028 | ▼ 16.2% |
| Investment in fixed assets (approximation) | - | -€4,970 | -€5,055 | €40,202 | -€1,373 | ▼ 103% |
| Change in cash | - | €6,517 | €9,335 | €2,165 | €43,043 | ▲ 1,888% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €81,468 ▲112%
Operating result €98,659, net result €81,468, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 3.87
Current ratio from 1.03 to 3.87; short-term debt falls from €68,423 to €40,510.
31-12
Financial
Equity above €200,000Eq €255,491 ▲46.8%
7 profitable years in a row build equity to €255,491.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Equity above €150,000Eq €174,023 ▲28.4%
6 profitable years in a row build equity to €174,023.
04-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 4 days late
2022
06-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 128 days late
23-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 207 days late
2021
31-12
Financial
Equity above €100,000Eq €118,710 ▲26.7%
4 profitable years in a row build equity to €118,710.
2020
31-12
Financial
Weakest financial yearnet €9,790 ▼72.7%
Net result drops to €9,790, the lowest in the series; recovery starts the following year.
Show earlier events
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
13-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 13 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 1995
Ground area
128 m²
Building footprint
102 m²
Volume, LiDAR
753 m³
Parcel 12402B0242/00R003, Flanders · tallest building 12.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AAN- EN VERKOOP
since 19952.074.448.334
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12402B0242/00R003 | Flanders | 128 m² | 1 · 102 m² | 12.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 10,510 companies in sector 47110 we hold annual accounts for 5,850. 3,706 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded31-08-1995
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
E-invoicing
Reachable via Peppol
Peppol ID
0208:0455861792
Also
9925:BE0455861792
Registered
16-06-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.