FRANK DEKEYSER
ActiveThe computed 12-month bankruptcy probability of FRANK DEKEYSER is 3.4% (moderate). The 2025 annual accounts show negative equity (€-12k) and a net result of €-17k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 8% of 27676 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
40
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability4▼-31
Solvency16▼-12
Growth32▼-46
Track record94
Bankruptcy probability, 12 months
3.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 7.44 against 4.65 in 2024; short-term debt: 13.2% and cash: 36.8% of total assets), but equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-8.9%
Return on assets
-12.1%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €-12k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
28 d late
2024
28 d late
2023
on the day
2022
3 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-12k
2024 · €4k
2022: €2k
2023: €3k
2024: €4k
2022 → 2025
Total assets
€138k▼ 11.7%
2024 · €156k
2022: €79k
2023: €111k
2024: €156k
2022 → 2025
Net result
€-17k
2024 · €1k
2022: €-380
2023: €2k
2024: €1k
2022 → 2025
Working capital
€117k▼ 1.9%
2024 · €120k
2022: €47k
2023: €90k
2024: €120k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€2k-€3k▲ 100%€4k▲ 34.1%€-12k
Operating result€457-€5k▲ 1,043%€5k▼ 8.4%€-14k
Net result€-380-€2k€1k▼ 31.9%€-17k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €14k after €5k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €138k
Fixed assets
€2k▼ 36.9%
Current assets
€136k▼ 11.1%
Key figures and ratios
EBITDA
€-12k▼
2024 · €6k
Cash flow
€-15k▼
2024 · €2k
Solvency
-8.9%▼
2024 · 2.8%
Current ratio
7.44▲
2024 · 4.65
Quick ratio
5.15▲
2024 · 1.14
Debt / equity
-12.21▼
2024 · 34.86
ROA
-12.1%▼
2024 · 0.7%
Interest coverage
-4.31▼
2024 · 1.89
Debt
€150k▼
2024 · €152k
Debt ≤ 1 year
€18k▼
2024 · €33k
Debt > 1 year
€132k▲
2024 · €119k
Income taxes
€166▼
2024 · €421
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€156k€138k▼
Fixed assets21/28€4k€2k▼
Tangible fixed assets22/27€4k€2k▼
Plant, machinery and equipment23€4k€2k▼
Current assets29/58€152k€136k▼
Stocks and contracts in progress3€115k€42k▼
Contracts in progress37€115k€42k▼
Amounts receivable within one year40/41€29k€41k▲
Trade receivables40€27k€41k▲
Other amounts receivable41€2k€25▼
Cash at bank and in hand54/58€8k€51k▲
Deferred charges and accrued income490/1€900€2k▲
Equity and liabilities
Total equity and liabilities10/49€156k€138k▼
Equity10/15€4k€-12k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€2k€-14k▼
Amounts payable17/49€152k€150k▼
Amounts payable after more than one year17€119k€132k▲
Other amounts payable178/9€119k€132k▲
Amounts payable within one year42/48€33k€18k▼
Trade debts44€30k€8k▼
Suppliers440/4€30k€8k▼
Taxes, remuneration and social security45€3k€10k▲
Taxes450/3€926€10k▲
Remuneration and social security454/9€2k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=
Other operating charges640/8€688€766▲
Gross operating margin9900€7k€-11k▼
Operating profit (loss)9901€5k€-14k▼
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€2k€-16k▼
Income taxes67/77€421€166▼
Profit (loss) for the period9904€1k€-17k▼
Profit (loss) for the period to be appropriated9905€1k€-17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€-14k▼
Profit (loss) brought forward from the previous period14P€1k€2k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Weakest financial yearnet €-17k ▼1602%
Net result drops to €-17k, the lowest in the series.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 6.59
Current ratio from 2.79 to 6.59; short-term debt falls from €26k to €16k.
03-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bertem · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vossenstraat 153060 BertemGround area
486 m²
Building footprint
129 m²
Volume, LiDAR
893 m³
Parcel 24009C0277/00S000, Flanders · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
FRANK DEKEYSER
since 20222.325.275.189
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24009C0277/00S000 | Flanders | 486 m² | 1 · 129 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SCHAFFRATH J. SRL
BE 0797.839.351
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AB DECO PAINT
BE 0454.348.097
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LEYSEELE FRANKY
BE 0460.983.293
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JD PEINTURE
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Of 7,861 companies in sector 43341 we hold annual accounts for 2,664. 1,051 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-12-2021
Fiscal year end31-12
Activities, NACEBEL
43341Painting of buildings
43331Floor and wall tiling
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.