Equity
€248,140 ▼ 7.5%
FRANCOIS-XAVIER THIMUS paid out €30,000 in dividends. That is 246% of the 2025 profit.
FRANCOIS-XAVIER THIMUS
Lifetime
10 annual accounts with figures on one time axispeak €397,329 (2024)
€330,166▼ 16.9%
peak €77,109 (2021)
€12,209▼ 81.1%
peak €268,351 (2024)
€248,140▼ 7.5%
€1.1m▲ 7.2%
peak 6 FTE (2023)
6 FTE▲ 25.0%
Board1 name since 2014
1 directorTHIMUS FRANCOIS-XAVER
Owners2 names in the annual accounts
Documentsfilings and deeds
31-08-202631 days late
2025abbreviated format
Gross margin from €397,329 to €330,166Result from €64,474 to €12,209Staff from 4.8 FTE to 6 FTEDividend €30,000Cash from €75,169 to €118,355
Key points
from the 2025 annual accountsResult
€12,209 ▼ 81.1%
The result fell in 2025 from €64,474 to €12,209.
Debts
€1.1m 80% of the balance sheet
Financial debts 56%Suppliers 21%Taxes and wages 6%Other 17%
Of this, €468,911 falls due within a year.
2025 accounts filed 31 days after the deadline
Checked score
82
Excellent
Financially stronger than 20% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,103 companies (NACE 69, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.5%▲ +0.1 percentage points vs 06-2025
08-2025: 0.8%▲ +0.3 percentage points vs 07-2025highest value
09-2025: 0.2%▼ -0.6 percentage points vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025lowest value
02-2026: 0.2%● unchanged vs 01-2026lowest value
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.3%▲ +0.1 percentage points vs 06-2026
08-2026: 0.6%▲ +0.3 percentage points vs 07-2026
09-2026: 0.3%▼ -0.3 percentage points vs 08-2026
10-2026: 0.3%● unchanged vs 09-2026
11-2026: 0.3%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Last filed accounts filed 31 days late; 2 of the last 3 accounts late
Size: 6 FTE, total assets €1.3m
lowers risk
Sector: Legal and accounting activities (NACE 69)
Figures for financial year 2025 (filed on 09-09-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 22% of them on solvency, 20% on liquidity, 12% on profitability and 26% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 4,508 companies had the same profile as FRANCOIS-XAVIER THIMUS has now. Each dot stands for 12 companies, two years later.
96.9%
were still trading
1.6%
stopped another way
1.4%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of FRANCOIS-XAVIER THIMUS itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,508 companies, not a prediction for FRANCOIS-XAVIER THIMUS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €20,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.04 (1.16 in 2024), below the usual 1.5. Short-term debt is 35.4% and cash 8.9% of total assets. 81.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
31 days late
2024
28 days late
2023
61 days late
2022
31 days late
2021
61 days late
2020
89 days late
2019
29 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 39 days after the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
TF
THIMUS FRANCOIS-XAVER
Director, since 22-09-2014
- François-Xavier Thimus 96.77%annual accounts 31-03-2019
- Charlène Grégoire 3.23%annual accounts 31-03-2019
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0562992552
New establishment in Floreffe
COMPTA FXT, Rue Célestin-Hastir 60
Registered office moved from Loyers to Belgrade
New registered office: Avenue Jean Pochet 94 5001 Belgrade · Previous registered office: Rue de LIMOY 14 5101 LOYERS · Partner: Charlène GREGOIRE (associée active) · General meeting of 28-04-2022 · Gazette deed
Legal-form change · Resignations & appointments
Legal-form conversion: from private limited company (pre-2019) to private limited company · General meeting of 09-03-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| FRANCOIS-XAVIER THIMUS Namur | €1.3m | €330,166 | 18.8% | 6 |
| Fiduciaire Cinacienne Ciney | €1.4m | €450,383 | 44.9% | 7.2 |
| De Bo, Van Hissenhoven & Partners Antwerp | €1.6m | €345,195 | 1.7% | 5.6 |
| FIDUCIAIRE ASSOCIES Namur | €1.0m | €443,662 | 29.4% | 5.1 |
| FIDU-FS Sprimont | €1.0m | €452,591 | 34.5% | 4.6 |
| BEE TAX ADVISORS Tubize | €1.2m | €495,551 | 12.1% | 8.1 |
| B & F CONSULT Aalst | €1.3m | €553,122 | 44.9% | 7 |
These companies have the same main activity as FRANCOIS-XAVIER THIMUS: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €1m and €1.6m, founded between 2010 and 2015.
Official details
Source: KBO- Status
- Active since 25-09-2014Normal situation
- Registered office
- 10 active companies are registered at this addressSource: KBO register, as of 8 November 2026.
- Activity
- Certified accountants and tax accountantsNACE 69201
- Establishment units
- 2.250.385.0535001 Namur, since 02-12-2015
- 2.345.933.7165150 Floreffe, since 08-06-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 08-12-2025
Insights on FRANCOIS-XAVIER THIMUS
FRANCOIS-XAVIER THIMUS files the abbreviated format. That format states no turnover. The gross margin rose from €62,382 in 2016 to €330,166 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about FRANCOIS-XAVIER THIMUS
- What is the company number of FRANCOIS-XAVIER THIMUS?
- The company number of FRANCOIS-XAVIER THIMUS is 0562.992.552. The VAT number is the same number with BE in front: BE 0562.992.552.
- Where is FRANCOIS-XAVIER THIMUS based?
- The registered office is at Avenue Jean Pochet 94, 5001 Namur.Company details
- What does FRANCOIS-XAVIER THIMUS do?
- According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
- What is the legal form of FRANCOIS-XAVIER THIMUS?
- FRANCOIS-XAVIER THIMUS is a private limited company (BV).
- When was FRANCOIS-XAVIER THIMUS founded?
- FRANCOIS-XAVIER THIMUS was founded on 25-09-2014.
- Is FRANCOIS-XAVIER THIMUS still active?
- Yes, FRANCOIS-XAVIER THIMUS is an active enterprise in the KBO register.
- How many employees does FRANCOIS-XAVIER THIMUS have?
- FRANCOIS-XAVIER THIMUS had an average of 6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of FRANCOIS-XAVIER THIMUS?
- The turnover in financial year 2025 is ≈ €570,000. This figure is estimated from the gross margin of €330,166 and 34 comparable companies (NACE 69201). It probably lies between €500,000 and €680,000.
- Is FRANCOIS-XAVIER THIMUS profitable?
- In financial year 2025, FRANCOIS-XAVIER THIMUS made a profit of €12,209.
- Where can I find the annual accounts of FRANCOIS-XAVIER THIMUS?
- FRANCOIS-XAVIER THIMUS filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of FRANCOIS-XAVIER THIMUS due?
- FRANCOIS-XAVIER THIMUS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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