Skip to content

FIDU-FS

Active Private limited companyfounded 2014active for 12 yearsRue de Louveigné 22, 4140 SprimontKBO/BCE: BE 0551.892.584

Lifetime

11 annual accounts with figures on one time axis
peak €462,776 (2023)
€452,591▲ 23.4%
peak €84,476 (2018)
€61,733▲ 598%
peak €348,577 (2025)
€348,577▲ 21.5%
€608,920▼ 17.1%
peak 7.3 FTE (2021)
4.6 FTE▼ 25.8%
Board1 name since 2014
1 directorFONTAINE Pierre
Documentsfilings and deeds
31-01-2026on the last day
2025financial year
Gross margin from €366,791 to €452,591Result from €8,839 to €61,733Staff from 6.2 FTE to 4.6 FTEEquity from €286,845 to €348,577Debts from €734,172 to €608,920Cash from €24,117 to €52,546

Key points

from the 2025 annual accounts

Equity

€348,577 ▲ 21.5%

FIDU-FS has made a profit in every financial year since 2015.

Result

€61,733 ▲ 598%
€8,8402024€61,7002025

The result rose in 2025 from €8,839 to €61,733.

Turnover

≈ €790,000 estimated

The accounts state no turnover.

Staff

4.6 FTE from 10 in 2023

Between 2023 and 2025, 54% of the full-time equivalents disappeared.

Liquidity

1.47 was 1.06 in 2024

Short-term debts fell from €315,047 to €257,725.

Filings

11 annual accounts since 2015
deadline201520202025

Seven of the last ten came late. The 2018 accounts came latest: 77 days after the end of the period.

Checked score

92
Excellent
Financially stronger than 37% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: < 0.1% across 20,107 companies (NACE 69, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1%lowest value 01-2025: 0.1%▲ +0.1 percentage points vs 12-2024 02-2025: 0.2%▲ +0.1 percentage points vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.3%▲ +0.1 percentage points vs 12-2025 02-2026: 0.6%▲ +0.3 percentage points vs 01-2026highest value 03-2026: 0.1%▼ -0.5 percentage points vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026

Financial strength
Strong

60+7equity 34.5% of total assets
47+7short-term debt 25.5% · cash 5.2%
76+6return on assets 6.1%

Score breakdown

raises risk
Liquidity: current ratio 1.47, cash €52,546
lowers risk
Sector: Legal and accounting activities (NACE 69)
Figures for financial year 2025 (filed on 03-02-2026)
Founded in 2014
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 33% of them on solvency, 22% on liquidity, 28% on profitability and 66% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-06-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 34,693 companies had the same profile as FIDU-FS has now. Each dot stands for 87 companies, two years later.

95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of FIDU-FS itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 34,693 companies, not a prediction for FIDU-FS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €30,000 on 30-day terms is acceptable

Liquidity is tight, with a current ratio of 1.47 (1.06 in 2024), below the usual 1.5. Short-term debt is 25.5% and cash 5.2% of total assets. 65.5% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Legal and accounting activities (NACE 69)
KBO
lowers risk · Figures for financial year 2025 (filed on 03-02-2026)
NBB · annual accounts
raises risk · Liquidity: current ratio 1.47, cash €52,546
NBB · annual accounts
lowers risk · Founded in 2014
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
on the day
2023
1 day late
2022
28 days late
2021
on the day
2020
27 days late
2019
20 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 11 days after the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 31 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end09-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

FP
FONTAINE Pierre
Director, since 30-04-2014
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0551892584
Legal-form change Legal-form conversion: from private limited company (pre-2019) to private limited company · General meeting of 28-12-2023 · Gazette deed
First establishment Rue de Louveigné 22, Sprimont
Incorporation published on 15-05-2014 · Gazette deed
All 20 events

Comparable companies

same main activity, similar in size and age
Company
FIDU-FS Sprimont €1.0m €452,591 34.5% 4.6
FIDUCIAIRE HUYNEN Herve €1.1m €581,145 24.3% 4.5
CONFIANCIA ST. VITH Saint-Vith €0.8m €499,240 20.0% 6.2
Addicom Malle €0.9m €574,960 46.6% 5.1
FIDUCIAIRE ASSOCIES Namur €1.0m €443,662 29.4% 5.1
TAXACIBO Temse €1.0m €567,372 49.4% 3.8
FISCORUM Ghent €1.0m €590,285 71.9% 5.5

These companies have the same main activity as FIDU-FS: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €821,000 and €1.1m, founded between 2010 and 2016.

Official details

Source: KBO
Status
Active since 02-05-2014Normal situation
Activity
Certified accountants and tax accountantsNACE 69201
Establishment unit
2.262.398.9974140 Sprimont, since 01-07-2015
Financial year end
30 June
Peppol
Reachable since 19-12-2025
Company details

Annual accounts to 30-06-2025

€1.0m▼ 1.3%
Employeeson 30-06-2025
5=
Filing
Filed on 31-01-2026, on the last day of the filing period
Financials

Insights on FIDU-FS

FIDU-FS has existed since 2014. The gross margin grew from €90,676 in 2015 to €452,591 in 2025 and staff from 1 to 4.6 full-time equivalents.

Solvency rose in 2025 from 28.0% to 34.5% because of the retained profit and lower debts.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about FIDU-FS

What is the company number of FIDU-FS?
The company number of FIDU-FS is 0551.892.584. The VAT number is the same number with BE in front: BE 0551.892.584.
Where is FIDU-FS based?
The registered office is at Rue de Louveigné 22, 4140 Sprimont.Company details
What does FIDU-FS do?
According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
What is the legal form of FIDU-FS?
FIDU-FS is a private limited company (BV).
When was FIDU-FS founded?
FIDU-FS was founded on 02-05-2014.
Is FIDU-FS still active?
Yes, FIDU-FS is an active enterprise in the KBO register.
How many employees does FIDU-FS have?
FIDU-FS had an average of 4.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of FIDU-FS?
The turnover in financial year 2025 is ≈ €790,000. This figure is estimated from the gross margin of €452,591 and 34 comparable companies (NACE 69201). It probably lies between €680,000 and €940,000.
Is FIDU-FS profitable?
In financial year 2025, FIDU-FS made a profit of €61,733.
Where can I find the annual accounts of FIDU-FS?
FIDU-FS filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of FIDU-FS due?
FIDU-FS must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.