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Complete company report
Generated 09-08-2026
Active BE 0480.069.331Private limited company

FRANCOIS DROULEZ ASSURANCES

Quai Andreï Sakharov(TOU) 30 ·7500 Tournai, Belgium· 23 yrs active
Sector: NACE 66220 (66220)
Conclusion Checked

FRANCOIS DROULEZ ASSURANCES is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 23 yrs
Board 3
Locations 1
Publications 5
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 2003, 23 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (volledig). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 volledig 29-08-2025 2025-00429395
31-12-2023 volledig 30-08-2024 2024-00403711
31-12-2022 volledig 11-08-2023 2023-00324886
31-12-2021 volledig 26-08-2022 2022-20321122
31-12-2020 micro 12-08-2021 2021-48200540
31-12-2019 volledig 18-08-2020 2020-42200026
31-12-2018 volledig 30-07-2019 2019-42700279
31-12-2017 volledig 31-07-2018 2018-41100360
31-12-2016 volledig 30-08-2017 2017-53800194
31-12-2015 volledig 17-08-2016 2016-44900043
Directors & mandates 3 directors
Directors derived from a single State Gazette act, under verification
All 3 current directors first appear in the same act (22353703). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.
Current directors & mandates
  • TESSE Sylvain
    Director
    State Gazette act 22353703 (26-08-2022)
    Current
    26-08-2022 → present
    6 events
    • 26-08-2022 Mandate renewed· Director
    • 26-08-2022 Appointed· Managing director
    • 26-08-2022 Resigned· Managing director
    • 26-08-2022 Appointed· Director
    • 14-07-2022 Mandate renewed· Director
    • 01-01-2019 Appointed· Manager
  • CARBONNELLE Caroline Caroline Liliane Martine
    Director
    State Gazette act 22353703 (26-08-2022)
    Current
    01-01-2022 → present
    2 events
    • 26-08-2022 Appointed· Director
    • 01-01-2022 Appointed· Director
  • HERMAN Catherine Jeannine Jacqueline
    Director
    State Gazette act 22353703 (26-08-2022)
    Current
    01-01-2022 → present
    2 events
    • 26-08-2022 Appointed· Director
    • 01-01-2022 Appointed· Director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary 66220
Legal form Private limited company(610)
Incorporation16-04-2003
StatusActive
Postal code7500
Connections & network 6 connected companies
Linked via shared directors
FINANCIERE HUYSMANS
viaTESSE Sylvain · Managing director
→
→
→
Network connections
TOURNAI ASSURANCES
Shared address
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Establishment units 1 location
Rue Edouard Valcke(TOU) 20, 7500 Tournai
hypotheekmakelaars
since 20032.131.966.265
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
57462A0043/00V012 Wallonia 1,005 m² 1 · 228 m² 17.3 m · 5 fl.
57463L0484/00R016 Wallonia 270 m² 1 · 53 m² 13.9 m · 4 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 15 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
21-11-2025
State Gazette act Registered-office change
v3.2
29-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
2024
30-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · volledig
2023
11-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · volledig
2022
26-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · volledig
26-08-2022
State Gazette act Registered-office change
v3.2
14-07-2022
State Gazette act Director changes
v3.2
2021
12-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
18-08-2020
NBB filing Annual accounts filed
fiscal year 2019 · volledig
2019
14-10-2019
State Gazette act Registered-office change
v3.2
30-07-2019
NBB filing Annual accounts filed
fiscal year 2018 · volledig
23-01-2019
State Gazette act Director changes
v3.2
2018
31-07-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2017
30-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
2016
17-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
Belgisch Staatsblad, acts 5 acts
Address history · 3
21-11-2025
v3.2
26-08-2022
v3.2
14-10-2019
v3.2
All acts · 5 updated 8 months ago
2025
21-11-2025 Registered office moved within Tournai Registered-office change
  • Grand Place 43, 7500 Tournai → Quai Andrei Sakharov 30, 7500 Tournai
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Tournai",
        "region": null,
        "street": "Quai Andrei Sakharov",
        "country": "BE",
        "postcode": "7500",
        "box_number": null,
        "street_number": "30"
      },
      "old_address": {
        "city": "Tournai",
        "region": null,
        "street": "Grand Place",
        "country": "BE",
        "postcode": "7500",
        "box_number": null,
        "street_number": "43"
      },
      "effective_date": "2025-10-31",
      "evidence_quote": "Il a \u00E9t\u00E9 d\u00E9cid\u00E9 de modifier le si\u00E8ge social de la Grand Place 43 - 7500 Tounai vers le Quai Andrer Sakharov 30 \u00E0 7500 Toumai et ce \u00E0 effet imm\u00E9diat."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0480.069.331",
    "name_full": "FRANCOIS DROULEZ ASSURANCES",
    "legal_form": "SRL"
  }
}
2022
26-08-2022 Registered office moved within Tournai Registered-office change
  • Rue Edouard Valcke 20, 7500 Tournai → Grand Place 43, 7500 Tournai
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Tournai",
        "region": null,
        "street": "Grand Place",
        "country": "BE",
        "postcode": "7500",
        "box_number": null,
        "street_number": "43"
      },
      "old_address": {
        "city": "Tournai",
        "region": null,
        "street": "Rue Edouard Valcke",
        "country": "BE",
        "postcode": "7500",
        "box_number": null,
        "street_number": "20"
      },
      "effective_date": "2022-08-19",
      "evidence_quote": "L\u2019assembl\u00E9e d\u00E9cide de transf\u00E9rer le si\u00E8ge social de la soci\u00E9t\u00E9 actuellement \u00E9tabli \u00E0 7500 Tournai, Rue Edouard Valcke 20 vers 7500 Tournai, Grand Place 43"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0480.069.331",
    "name_full": "FRANCOIS DROULEZ ASSURANCES",
    "legal_form": "SPRL"
  }
}
14-07-2022 2 directors appointed, 1 reappointed Director changes
  • HERMAN Catherine Jeannine Jacqueline, Bestuurder
  • CARBONNELLE Caroline Liliane Martine, Bestuurder
  • TESSE Sylvain, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "TESSE Sylvain",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale confirme le statut d\u0027administrateur de Monsieur TESSE Sylvain pour une dur\u00E9e illimit\u00E9e, conform\u00E9ment \u00E0 sa nomination aux termes de l\u0027assembl\u00E9e g\u00E9n\u00E9rale extraordinaire du 6 d\u00E9cembre 2018, publi\u00E9e au Moniteur belge le 23 janvier 2019 sous le num\u00E9ro 19011560."
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "HERMAN Catherine Jeannine Jacqueline",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2022-01-01",
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale approuve la nomination de Madame HERMAN Catherine Jeannine Jacqueline, n\u00E9e \u00E0 Lobbes le vingt mai mille neuf cent septante, domicili\u00E9e \u00E0 7540 Tournai, Rue du Mont d\u0027Or, 27. \u00E0 la fonction d\u0027administratrices de la soci\u00E9t\u00E9 \u0022Fran\u00E7ois DROULEZ Assurances\u0022. Cette nomination prend effet "
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "CARBONNELLE Caroline Liliane Martine",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2022-01-01",
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale approuve la nomination de Madame CARBONNELLE Caroline Liliane Martine, n\u00E9e \u00E0 Tournai le huit f\u00E9vrier mille neuf cent quatre-vingt-six, domicili\u00E9e \u00E0 7540 Tournai, Rue d\u0027Omerie, 16. \u00E0 la fonction d\u0027administratrices de la soci\u00E9t\u00E9 \u0022Fran\u00E7ois DROULEZ Assurances\u0022. Cette nomination pren"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0480.069.331",
    "name_full": "FRANCOIS DROULEZ ASSURANCES",
    "legal_form": "SPRL"
  }
}
2019
14-10-2019 Registered office moved within Tournai Registered-office change
  • Rue Georges Rodenbach 61, 7500 Tournai → Rue Edouard Valcke 20, 7500 Tournai
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Tournai",
        "region": null,
        "street": "Rue Edouard Valcke",
        "country": "BE",
        "postcode": "7500",
        "box_number": null,
        "street_number": "20"
      },
      "old_address": {
        "city": "Tournai",
        "region": null,
        "street": "Rue Georges Rodenbach",
        "country": "BE",
        "postcode": "7500",
        "box_number": null,
        "street_number": "61"
      },
      "effective_date": "2019-07-30",
      "evidence_quote": "Il a \u00E9t\u00E9 d\u00E9cid\u00E9 de modifier le si\u00E8ge social de la Rue Georges Rodenbach 61 \u00E0 7500 Tournai vers la Rue Edouard Valcke 20 \u00E0 7500 Tournai et ce \u00E0 effet imm\u00E9diat."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0480.069.331",
    "name_full": "FRANCOIS DROULEZ ASSURANCES",
    "legal_form": "SPRL"
  }
}
23-01-2019 1 director appointed, 1 resigning Director changes
  • TESSE Sylvain, Zaakvoerder
  • SPRL FD HOLDING, Zaakvoerder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "zaakvoerder",
      "person": {
        "rrn": null,
        "name": "SPRL FD HOLDING",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2018-12-31",
      "evidence_quote": "d\u00E9mission du g\u00E9rant actuel, \u00E0 savoir la SPRL FD HOLDING \u00E0 Tournai (BE 0808.253.092), \u00E0 compter 31 d\u00E9cembre 2018. D\u00E9charge lui sera donn\u00E9e de son mandat, s\u0027il \u00E9chet, lors de la prochaine assembl\u00E9e g\u00E9n\u00E9rale annuelle orinajre.",
      "discharge_granted": false
    },
    {
      "kind": "director_in",
      "role": "zaakvoerder",
      "person": {
        "rrn": null,
        "name": "TESSE Sylvain",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2019-01-01",
      "evidence_quote": "nomination d\u0027un nouveau g\u00E9rant, \u00E0 compter du 1er janvier 2019, et pour une dur\u00E9e ind\u00E9termin\u00E9e, \u00E0 savoir: Monsieur TESSE Sylvain, domicili\u00E9 \u00E0 KAIN, rue du Mont d\u0027Or, 27."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0480.069.331",
    "name_full": "FRANCOIS DROULEZ ASSURANCES",
    "legal_form": "SPRL"
  }
}
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Verzekeringsagenten en -makelaars66220Activiteiten van verzekeringsagenten en -makelaars66220Verzekeringsmakelaars en -agenten67201
Primary activity highlighted.
Names & trade names
Legal nameFR FRANCOIS DROULEZ ASSURANCES
Registered office
Quai Andreï Sakharov(TOU) 30
7500 Tournai, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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ARNOULD ASSURANCES ET CIE BE 0435.655.803 · Braine-le-Comte
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative